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HomeMy WebLinkAbout2006 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2006 PREPARED BY FINANCE DEPARTMENT CITY OF STEPHENVILLE, TEXAS CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS FOR THE YEAR ENDED SEPTEMBER 30, 2006 Page Number INTRODUCTORY SECTION Letter of Transmittal..................................................................................................... i – iv GFOA Certificate of Achievement............................................................................... v Organizational Chart..................................................................................................... vi Principal City Officials................................................................................................. vii FINANCIAL SECTION Independent Auditors’ Report....................................................................................... 1 – 2 Management’s Discussion and Analysis...................................................................... 3 – 10 Basic Financial Statements Government-wide Financial Statements Statement of Net Assets.......................................................................................... 11 Statement of Activities............................................................................................ 12 Fund Financial Statements Balance Sheet – Governmental Funds.................................................................... 13 Statement of Revenues, Expenditures and Changes in Fund Balances – Governmental Funds................................................................ 14 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Page Number FINANCIAL SECTION (Continued) Fund Financial Statements (Continued) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities......................................................................................... 15 Statement of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual – General Fund.......................................... 16 – 18 Statement of Net Assets – Proprietary Funds......................................................... 19 Statement of Revenues, Expenses and Changes in Fund Net Assets – Proprietary Funds.................................................................. 20 Statement of Cash Flows – Proprietary Funds........................................................ 21 – 22 Statement of Fiduciary Net Assets.......................................................................... 23 Notes to Financial Statements.................................................................................... 24 – 45 Combining Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet....................................................................................... 46 Combining Statement of Revenues, Expenditures and Changes in Fund Balances................................................................................... 47 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Page Number FINANCIAL SECTION (Continued) Combining Fund Statements and Schedules (Continued) Nonmajor Special Revenue Funds Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Hotel/Motel Occupancy Tax Fund........................................................................................... 48 Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Child Safety Fund.................................... 49 Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Public Safety Fund................................... 50 Nonmajor Debt Service Fund Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual.................................................................... 51 Nonmajor Enterprise Funds Combining Balance Sheet....................................................................................... 52 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets................................................................................ 53 Combining Statement of Cash Flows..................................................................... 54 – 55 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Page Number FINANCIAL SECTION (Continued) Combining Fund Statements and Schedules (Continued) Agency Funds Combining Statement of Changes in Assets and Liabilities................................... 56 Table Page NumberNumber STATISTICAL SECTION (Unaudited) Net Assets by Component.............................................................................. 1 57 Changes in Net Assets................................................................................... 2 58 – 59 Fund Balances – Governmental Funds.......................................................... 3 60 Changes in Fund Balances – Governmental Funds....................................... 4 61 – 62 Assessed Value and Estimated Actual Value of Taxable Property..................................................................................... 5 63 Direct and Overlapping Property Tax Rates.................................................. 6 64 Principal Property Taxpayers......................................................................... 7 65 Property Tax Levies and Collections............................................................. 8 66 Ratios of Outstanding Debt by Type............................................................. 9 67 Ratios of Net General Bonded Debt Outstanding.......................................... 10 68 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Table Page NumberNumber STATISTICAL SECTION (Unaudited) Direct and Overlapping Governmental Activities Debt................................. 11 69 Legal Debt Margin and Tax Rate Limitations Information........................... 12 70 Pledged Revenue Coverage........................................................................... 13 71 Demographic and Economic Statistics.......................................................... 14 72 Principal Employees...................................................................................... 15 73 Fulltime Equivalent City Government Employees by Function/Program....................................................................................... 16 74 Operating Indicators by Function/Program................................................... 17 75 Capital Asset Statistics by Function/Program................................................ 18 76 THIS PAGE IS INTENTIONALLY LEFT BLANK INTRODUCTORY SECTION THIS PAGE IS INTENTIONALLY LEFT BLANK November 22, 2006 The Honorable Mayor, City Council and the Citizens of the City of Stephenville The City of Stephenville (the “City”) Financial Management Policies requires that the City’s Finance Department prepare a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants. Accordingly, the Comprehensive Annual Financial Report for the City of Stephenville, Texas for the fiscal year ended September 30, 2006, is hereby issued. This report consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the information presented in this report. To provide a reasonable basis for making representations, the City has established a comprehensive internal control framework that is designed both to protect the City’s assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City’s financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable, rather than absolute, assurance that the financial statements will be free from material misstatements. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City’s financial statements have been audited by Pattillo, Brown and Hill LLP, Independent Certified Public Accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended September 30, 2006, are free of material misstatements. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City’s financial statements for the fiscal year ended September 30, 2006, are fairly presented in conformity with GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of a Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditor. Profile of the City The City was incorporated in 1889 and chartered a home-rule city under Texas law in 1961. The City occupies approximately 10.26 square miles and serves a population of about 16,882. The City is empowered by state statute to levy a tax on both real and business personal property located within its boundaries. The City also has the power by state statute to extend its corporate city limits by annexation, which is done periodically when deemed appropriate by the City Council. The City operates under the mayor-council form of government. Policy-making and legislative authority are vested in a governing Council consisting of the Mayor and eight (8) Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing committees, and hiring the City Administrator. The City Administrator is responsible for carrying out the policies and ordinances of the City Council, for overseeing the day-to-day operations of the City, and appointing head of various departments. The Mayor and City Council members serve two (2) year terms. All elected officials are elected at-large. i The basic financial statements of the City include all governmental activities, organizations and functions for which the City is financially accountable as defined by the Government Accounting Standards Board (GASB). Based on these criteria, no other governmental organizations are included in this report. Services Provided. The City provides a full range of services, including public safety (police, fire and emergency medical), maintenance of streets and infrastructure, sanitation services, maintenance of the treated water distribution system and both sanitary and storm sewer collection and transmission systems, recreational activities and cultural events, landfill operations, airport facility maintenance as well as general administrative services. Economic Conditions and Outlook The information presented in the financial statements is perhaps best understood when it is considered from the broader of the specific environment within which the City operates. Local Economy. The City currently enjoys a favorable economic environment, bolstered by the strength of both Cross Timbers area and the State of Texas. Stephenville continues to act as a retail hub of the area. While many cities in the state are seeing the effect of a downturn in their economy, Stephenville has maintained its strong economic position. Strong property values, sales tax receipts and building activity are key indicators of the strength of the City’s economic position. The following facts reflect Stephenville’s economic condition and outlook: Property valuations increased by about $75,600,000 (11.7%) in 2006 to $719,600,000. Residential and commercial activity continues to be strong. With new residential building lots going on line this year and commercial buildings currently under construction, all signs point to property valuations continuing to increase. The property tax rate is $.4750 was a reduction from the past three (3) years. Sales tax collections continue to experience growth this year showing a 10.4% increase over the previous year. LOCAL SALES AND USE TAX ASSESSED PROPERTY VALUATIONS $5 $800 $700 $4 $600 $500 $3 $400 $2 $300 in millions in millions $200 $1 $100 $- $- 20022003200420052006 20022003200420052006 Accounting System and Budgetary Control The City’s accounting records for general governmental operations are maintained on a modified accrual basis, with the revenues being recorded when available and measurable and expenditures being recorded when the services or goods are received and the liabilities incurred. Accounting records for the City’s utilities are maintained on the accrual basis. ii In developing and maintaining the City’s accounting system, consideration is given to the adequacy of the internal control structure. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability of assets. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed the benefits likely to be derived; and (2) the evaluation of costs and benefits requires estimates and judgments by management. All internal control evaluations occur within the above framework. We believe that the City’s internal controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. The annual budget serves as the foundation of the City’s financial planning and control. The City Charter provides that the City Council shall adopt the annual budget prepared by the City Administrator. The proposed st budget must be submitted to the City Secretary no later than August 1 with the adoption taking place no later rd than September 23. The City Administrator is authorized to transfer budgeted amounts between line items and departments within any fund; however any revisions that alter the total expenditures of any fund must be approved by the City Council. Budgetary control has been established at the departmental level. Financial reports are produced showing budget and actual expenditures by line item, and are distributed monthly to the departmental management and to others upon request. Individual line items are reviewed and analyzed for budgetary compliance. Personnel expenditures are monitored and controlled at a position level and capital expenditures are monitored and controlled item by item. Revenue budgets are reviewed monthly. Budget-to-actual comparisons are provided in this report for the General Fund on pages 16 – 18. Long Range Planning/Financial Management. Users of this document, as well as others interested in the programs and services offered by the City of Stephenville, are encouraged to read the City’s Fiscal Year 2006 –2007 Budget. The document details the City’s long-term goals and financial policies, describes program accomplishments and initiatives, and outlines the City’s capital improvement program. Also available for reference is the City of Stephenville’s Comprehensive Plan which was adopted in 2006 and maps out the City’s future strategies. The City’s ability to respond to ongoing economic challenges will require careful long-range planning. The City has responded by fiscal conservatism and implementing operating budget efficiencies that have resulted in its maintaining healthy fund balances in its General Fund and water/wastewater funds. Debt Management. The City has been funding its capital program from current revenues and surplus working capital since 1996. Cash Management. The City utilizes its bank depository contract and its investment policy in the management of all cash. Under the bank depository contract, the City operating account earns the bank’s public fund interest rate. During the fiscal year ended September 30, 2006, the average rate on the operating account balances was 4.36 percent. The City’s investment policy embraces current state regulations on the investment of public funds and authorizes the City to invest in certificates of deposits from the bank depository, direct obligations of the United States Government, obligations of an agency of the United States Government and local government investment pools. The combination of these investment vehicles provided a weighted average return of 4.68 percent over the fiscal year. The City requires that all deposits be collateralized with securities held in joint accounts at First Financial Bank of Stephenville. Collateral is monitored monthly to ensure that the market value of the pledged securities equals or exceeds the related deposit or investment balance. Investments are always executed delivery- versus-payment method. That is, funds are not wired or paid until verification has been made that the correct security has been received. Securities are held on behalf of the City by the City’s agent. All collateral shall be subject to verification and audit by the Finance Director and the City’s independent auditors. iii Tax Appraisal/Collection Responsibilities. Under Texas law enacted in 1979, and subsequent revisions of the State Property Tax Code, the appraised value of taxable property in Stephenville is established by the Erath County Appraisal District. The City of Stephenville and other taxing jurisdictions in Erath County provide a pro rata share of the budgeted expenditures incurred by the Appraisal District, based on individual levy. Erath County Tax Assessor-Collector provides tax collection services for the City and other taxing jurisdictions in Erath County. Risk Management. Risk management within the City is a joint effort of all City department heads in coordination with the City’s property and casualty insurance provider. Under a contractual arrangement, the City’s facilities, procedures and claims are reviewed and evaluated by the loss prevention representative with the insurance provider. The representative and department heads address areas of needs as identified through both external and internal analysis. The minimizing of risk is addressed through employee training in the form of training films, safety courses and on-site instruction. The City purchases liability insurance with limits of $2 million for all exposures. The City also purchases workers’ compensation coverage through a public entity insurance pool. Awards. The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement in Financial Reporting to the City of Stephenville for its Comprehensive Annual Financial Report for the fiscal year ended September 30, 2005. The Certificate of Achievement is a prestigious national award-recognizing conformance with the highest rd standards for preparation of state and local government financial reports. This award was the 23 consecutive year that the City of Stephenville has achieved this prestigious award. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to meet the Certificate of Achievement Program’s requirements and we are submitting it to GFOA to determine its eligibility for another certificate. Acknowledgements. The preparation of this report on a timely basis could not be accomplished without the efficient and dedicated services of the entire staff of the City. We would like to express our appreciation to all staff members who assisted and contributed to its preparation. We would also like to thank the Mayor and City Council members for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully Submitted, Mark A. Kaiser City Administrator iv CITY OF STEPHENVILLE, TEXAS ORGANIZATION CHART Citizens of Stephenville Mayor and City Council Boards & Commissions City Attorney City Administrator Municipal Judge City Secretary Community Finance/ Community Fire Utilities Police Development Administration Services Planning Fire Accounting WaterCriminal Parks Suppression Production Investigation InspectionsFire Utility Billing Water Patrol Recreation Prevention Distribution Code Emergency Purchasing Wastewater Communications Cemeteries Enforcement Medical Services Collection Budget Wastewater Records Library Treatment Audit Landfill Animal Control Streets Investments Airport Customer Service Insurance Senior Citizens Water Pollution Control Human Resources vi CITY OF STEPHENVILLE, TEXAS PRINCIPAL CITY OFFICIALS SEPTEMBER 30, 2006 MayorRussell E. Jergins Council Members Dr. Malcolm L. Cross Barry Ratliff Alan Nash Cyndi Godwin Todd McEvoy Andrew Johnson Mark Murphy Nancy Hunter City Administrator Mark A. Kaiser Director of Finance/Administration Vacant Director of Utilities Nick Williams Director of Community Development Betty Chew Police Chief Roy Halsell Fire Chief Jimmy Chew Director of Community Services Drew Wells City Secretary Cindy Stafford vii THIS PAGE IS INTENTIONALLY LEFT BLANK FINANCIAL SECTION THIS PAGE IS INTENTIONALLY LEFT BLANK INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of City Council City of Stephenville, Texas We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Stephenville, Texas, as of and for the year ended September 30, 2006, which collectively comprise the City’s basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Stephenville’s management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Stephenville, Texas, as of September 30, 2006, and the respective changes in financial position and cash flows, where applicable, and the budgetary comparison for the General Fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated November 16, 2006, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards, and should be considered in assessing the results of our audit. 1 401 WEST HIGHWAY 6 P. O. BOX 20725 WACO, TX 76702-0725 (254) 772-4901FAX: (254) 772-4920 www.pbhcpa.com AFFILIATE OFFICES: BROWNSVILLE, TX (956) 544-7778 HILLSBORO, TX (254) 582-2583 TEMPLE, TX (254) 791-3460 ALBUQUERQUE, NM (505) 266-5904 The management’s discussion and analysis on pages 3 through 10 is not a required part of the basic financial statements but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Stephenville, Texas’ basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. November 16, 2006 2 MANAGEMENT’S DISCUSSION AND ANALYSIS THIS PAGE IS INTENTIONALLY LEFT BLANK Management's Discussion and Analysis As management of the City of Stephenville, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2006. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the introductory section of this report. FINANCIAL HIGHLIGHTS The assets of the City exceed its liabilities as of September 30, 2006, by $44,903,420 (net assets). Of this amount, $16,754,490 (unrestricted net assets) may be used to meet the City’s ongoing obligations to citizens and creditors in accordance with the City’s fund designation and fiscal policies. The City's total net assets increased by $3,980,788. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $10,495,224. Approximately 99 percent of this total amount, $10,415,429, is unreserved fund balance available for use within the City’s fund designation and fiscal policies. As of September 30, 2006, unreserved fund balance for the General Fund was $9,045,429 or 99 percent of total general fund expenditures. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide Financial Statements. The government-wide financial statements, which begin on page 11 of this report, are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. 3 The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported when the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused compensation absences.). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, streets, library, cemetery, culture and recreation, and community development. The business-type activities of the City include water, wastewater, storm water drainage, solid waste, and airport operations. The government-wide financial statements can be found on pages 11 – 12 of this report. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives.The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories – governmental funds and proprietary funds. Governmental Funds.Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on current sources and uses of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus on governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with the annual appropriated budget. Data for the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining fund statements and schedules elsewhere in this report. Proprietary Funds. The City maintains one type of proprietary fund. Enterprise Funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses the Enterprise Funds to account for water, wastewater, storm water drainage, solid waste, and airport operations. 4 Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The basic proprietary fund financial statements can be found on pages 19 – 22 of this report. Notes to the Financial Statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 24 – 45 of this report. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents combining fund statements and schedules that further support the information in the financial statements. The combining fund statements and schedules for nonmajor funds are presented immediately following the notes to the financial statements beginning on page 46 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by $44,903,420 as of September 30, 2006. A large portion of the City's net assets (62 percent) reflects its investments in capital assets (e.g., land, buildings, equipment and infrastructure), less any outstanding debt used to acquire those assets. The investments in capital assets net of related debt increased by $1,905,603 mainly due to the acquisition and depreciation of capital assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF STEPHENVILLE’S NET ASSETS Governmental ActivitiesBusiness-type ActivitiesTotals 200620052006200520062005 Current and other assets$ 11,972,955$ 10,336,824$ 15,013,354$ 13,403,902$ 26,986,309$ 23,740,726 11,329,777 11,095,652 30,743,407 28,824,738 42,073,184 39,920,390 Capital assets 23,302,732 21,432,476 45,756,761 42,228,640 69,059,493 63,661,116 Total assets Liabilities1,168,536311,136894,068907,4932,062,6041,218,629 1,779,910 2,205,990 20,313,559 19,313,865 22,093,469 21,519,855 Noncurrent liabilities 2,948,446 2,517,126 21,207,627 20,221,358 24,156,073 22,738,484 Total liabilities Net assets: Invested in capital assets, net of related debt9,734,7779,070,65217,432,39416,190,91627,167,17125,261,568 Restricted381,849295,721599,910514,842981,759810,563 10,237,660 9,548,977 6,516,830 5,301,524 16,754,490 14,850,501 Unrestricted $ 20,354,286 18,915,350$ 24,549,134$ 22,007,282$ 44,903,420$ 40,922,632$ Total net assets 5 An additional portion of the City’s assets (2 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets, $981,759, may be used to meet the government's ongoing obligations to citizens and creditors. As of September 30, 2006, the City is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. The same held true for the prior fiscal year. Overall, the City had an increase in net assets of $3,980,788. Governmental Activities. Governmental activities increased the City’s net assets by $1,438,936 or 8 percent of the total growth in net assets. The net assets invested in capital assets, net of related debt increased by $664,125 or 7 percent due to pay down of annual debt service. Unrestricted net assets increased by $688,683 or 7 percent. Total revenues for governmental activities increased from the previous year by $761,239. General revenue had a net increase of $961,398 or 11 percent. Business-type Activities. Net Assets from business-type activities increased by $2,541,852 or 12 percent from $22,007,282 to $24,549,134 accounting for the other 59 percent of the total growth in net assets. This increase is primarily due to the excess of operating revenues over operating expenditures and net transfers. The following table provides a summary of the City’s operations for the year ended September 30, 2006, with comparative totals for the year ended September 30, 2005. 6 CITY OF STEPHENVILLE’S CHANGES IN NET ASSETS Governmental ActivitiesBusiness-type ActivitiesTotals 200620052006200520062005 Revenues: Program revenues: Charges for services1,107,841$ $ 976,894$ 6,327,315$ 5,945,434$ 7,435,156$ 6,922,328 Operatinggrants 172,884125,068 --172,884125,068 Capitalgrants and contributions177,503556,425599,3931,513,020776,8962,069,445 General revenues: Property taxes3,094,2522,896,273 --3,094,2522,896,273 Sales taxes4,101,9733,654,232 --4,101,9733,654,232 Franchise taxes1,423,6151,264,298 --1,423,6151,264,298 Other taxes312,528292,447 --312,528292,447 Investment earnings441,986286,301518,164305,559960,150591,860 54,06834,663 32,037 - 66,700 54,068 Miscellaneous 10,867,245 7,476,909 7,764,013 18,344,154 17,870,019 Total revenues Expenses: General government1,441,9391,453,986 --1,441,9391,453,986 Public safety4,689,4434,345,846 --4,689,4434,345,846 Streets1,098,979979,051 --1,098,979979,051 Culture and recreation1,646,0171,582,864 --1,646,0171,582,864 Community development343,135348,177 --343,135348,177 Interest on long-term 91,817 debt-109,153 - --109,153 Water and wastewater--4,681,1744,367,6714,681,1744,367,671 Storm water drainage- -18,0758,63318,0758,633 Sanitary landfill--232,955166,346232,955166,346 - - 119,832 99,078 119,832 99,078 Airport 9,311,330 5,052,036 4,641,728 14,363,366 13,460,805 Total expenses Increases in net assets before transfers1,555,9151,286,9292,424,8733,122,2853,980,7884,409,214 ( 50,000)116,979)( 116,979 50,000 - - Transfers Change in net assets1,438,9361,236,9292,541,8523,172,2853,980,7884,409,214 17,678,421 22,007,282 18,834,997 40,922,632 36,513,418 18,915,350 Net assets - beginning $ 20,354,286$ 24,549,134$ 22,007,282$ 44,903,420$ 40,922,632$ Net assets - ending FINANCIAL ANALYSIS OF THE GOVERNMENT’S FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental Funds. The focus of the City’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $10,495,224. Approximately 99 percent of this total amount, $10,415,429, constitutes unreserved fund balance. Refer to page 13 of this report for a more detailed presentation of governmental fund balances. 7 In the General Fund, the City budgeted for a decrease in the fund balance on a budget basis of $655,634 but due to actual revenues being more than budgeted and actual expenditures being less than budgeted, the fund balance actually increased by $681,016 during the current fiscal year. This was mainly due to higher than projected sales tax collections. Sales tax collections increased by 12.3% from the previous year and the City collected $501,973 more than budgeted. Other actual revenues collected were also higher than budgeted: 1) current year and delinquent property taxes were collected at higher rates than projected to generate $54,797; 2) franchise fees were $167,745; 3) licenses and permit fees were $77,989 more than budgeted; and 4) interest revenue was also higher due to rising interest rate by $150,652 higher than budgeted. Expenditures were lower than budgeted mainly because street department costs were $55,589 lower, fire department costs were $26,427 lower, park maintenance costs were $96,718 lower, and community development costs were $95,705 lower than budgeted. The fund balance of the City’s General Fund increased by $681,016 during the current fiscal year. The Capital Projects Fund has a fund balance of $1,051,972, a decrease of $11,058, all of which is restricted for specific construction projects. The Debt Service Fund has a fund balance of $69,443, an increase of $18,880, all of which is reserved for the repayment of debt. The Special Revenue Fund has a fund balance of $318,028, an increase of $70,284, all of which is restricted for the special programs defined by revenue source. Proprietary Funds. The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net assets of the City's Enterprise Funds at the end of the year amounted to $6,516,830. The increase in net assets was $2,587,508. Other factors concerning the finances of these funds have already been addressed in the discussion of the City's business-type activities. General Fund Budgetary Highlights Differences between the original budget and the final amended budget amounted to $277,000. The most significant changes were for $105,000 to fund utility cost increases, $28,000 for fuel cost increases, and $56,000 for public safety communication equipment. The remaining portion of the budget difference was used mainly to cover adjustments for unexpected maintenance and personnel costs. Even with these increases in appropriations, the excess in revenues during the year was sufficient to fund these increases without reducing the budgeted General Fund fund balance. Actual expenditures on a budgetary basis were $9,011,050 compared to the final budget expenditures of $9,144,296. The $133,246 variance was primarily due to close monitoring of expenditures by departments and performing better than anticipated. Actual revenues on a budgetary basis was $9,809,045 compared to the final budget of $8,625,672. The $1,183,373 variance was due primarily to increases in sales tax revenue and interest earnings. Capital Assets. The City's investment in capital assets for its governmental and business-type activities as of September 30, 2006, amounts to $27,167,171 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, machinery and equipment, park facilities and infrastructure. 8 Major capital asset events occurring during the current fiscal year included the following: Purchase of landfill dozer for $320,350; Park improvements for $79,124; Continuation of street improvement program for $289,234; Rights-of-way acquisitions for the Ollie/Mary Streets expansion at $173,361; Water and sewer line replacement programs for $84,001; Acquired vehicles and other equipment for public safety for $179,103; Airport commercial hangar and improvements for $670,562; and Sewer service to recently annexed area for $1,306,991. CITY OF STEPHENVILLE’S CAPITAL ASSETS AT YEAR-END Governmental ActivitiesBusiness-type ActivitiesTotals 200620052006200520062005 Land$ 2,005,270$ 1,831,885$ 798,082$ 799,177$ 2,803,352$ 2,631,062 Buildings and improvements 2,377,828 2,445,947 4,335,975 3,804,368 6,713,803 6,250,315 Equipment 1,341,267 1,206,033 678,266 416,506 2,019,533 1,622,539 Infrastructure 5,605,412 5,611,787 22,856,835 23,454,853 28,462,247 29,066,640 Construction in - - 2,074,249 349,834 2,074,249 349,834 progress $ 11,329,777 11,095,652$ 30,743,407$ 28,824,738$ 42,073,184$ 39,920,390$ Total capital assets Additional information on the City's capital assets can be found on page 37 – 38 of this report. DEBT ADMINISTRATION At the end of the current fiscal year, the City had total bonded debt of $21,400,233. Of this amount, $1,595,000 represents bonded debt backed by the full faith and credit of the City, $19,575,000 represents utility revenue bonds secured by water and sewer revenues and $230,233 represents revenue bonds secured by airport revenues. OUTSTANDING DEBT AT YEAR-END Governmental ActivitiesBusiness-type ActivitiesTotals 200620052006200520062005 General obligation$ 645,000$ 945,000$ -$ -$ 645,000$ 945,000 Certificates of obligations 950,000 1,080,000 - - 950,000 1,080,000 Revenue bonds -- 19,805,233 19,160,233 19,805,233 19,160,233 payable $ 2,025,0001,595,000$ 19,805,233$ 19,160,233$ 21,400,233$ 21,185,233$ 9 The City's General Obligation, Tax and Certificates of Obligation Bond ratings are listed below. Moody'sStandard Investors Serviceand Poor's General Obligation BondsA3A Additional information on the City’s long term-debt can be found in pages 39 – 42 this report. ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES In the fiscal year 2006-07 budget, General Fund revenues and transfers are budgeted to increase by 2.9% from the 2005-06 final budget with ad valorem taxes making up 31% and sales tax collections making up 39.6% of the General Fund revenues. Certified assessed property valuations increased by 11.75% over the preceding year. Factors that were considered in preparing the City’s budget for the 2007 fiscal year were increases in personnel costs by about 3%, utilities by about 38%, and fuel cost by about 24%. During the current fiscal year, unreserved fund balance in the General Fund increased to $9,045,429. The City uses reserves from the General Fund to supplement capital projects (e.g. street paving, code enforcement demolition costs, park improvements, rights-of-way acquisitions, capital replacement) during the year as the needs arise and where favorable unit pricing is received on such projects. Additionally, the City’s Financial Management Practices call for the designation of any surplus of revenues over expenses at fiscal year-end as a means of providing resources for major capital projects. There are ample funds for transfers during 2007, should the City Council so desire, and still retain the minimum fund balance provisions established by the Financial Management Practices. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to Mark A. Kaiser, City Administrator, 298 West Washington, Stephenville, Texas 76401-4257 or call (254) 918-1225. 10 BASIC FINANCIAL STATEMENTS THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30, 2006 Primary Government GovernmentalBusiness-type ActivitiesActivitiesTotal ASSETS Cash and investments18,937,153$ 4,611,765$ 23,548,918$ Receivables (net of allowances for uncollectibles) Taxes890,963 - 890,963 Accounts320,029 1,074,662 1,394,691 Other97,774 - 97,774 Internal balances8,283,316)( 8,283,316 - Inventories10,352 - 10,352 Restricted investments- 816,481 816,481 Deferred charges- 227,130 227,130 Capital assets Land2,005,270 798,082 2,803,352 Buildings and improvements3,191,028 5,291,763 8,482,791 Machinery and equipment4,568,804 1,808,376 6,377,180 Infrastructure/water and wastewater distribution9,757,217 38,356,199 48,113,416 Construction in progress- 2,074,249 2,074,249 (8,192,542)( 25,777,804)( Less: accumulated depreciation 30,743,40711,329,777 42,073,184 Total capital assets 45,756,76123,302,732 69,059,493 Total assets LIABILITIES Accounts payable986,727 488,847 1,475,574 Accrued liabilities169,870 20,721 190,591 Accrued interest payable12,606 221,988 234,594 Customer deposits- 162,512 162,512 Noncurrent liabilities: Due within one year491,982 1,140,952 1,632,934 1,287,928 20,460,535 Due in more than one year 2,949,113 24,156,740 Total liabilities NET ASSETS Invested in capital assets, net of related debt9,734,777 17,432,394 27,167,171 Restricted for: Hotel/motel economic development252,754 - 252,754 Child and public safety65,274 - 65,274 Debt service63,821 599,910 663,731 6,516,83010,237,660 16,754,490 Unrestricted $ 24,549,13420,354,286$ 44,903,420$ Total net assets The notes to the financial statements are an integral part of this statement. 11 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2006 Net (Expense) Revenue and Program RevenuesChanges in Net Assets OperatingCapital Charges forGrants andGrants andGovernmentalBusiness-type Functions/ProgramsExpensesServicesContributionsContributionsActivitiesActivitiesTotal Governmental activities General government$ 177,6361,441,939$ 17,438$ -$ 1,246,865$( -)$ 1,246,865$() Public safety 600,3324,689,443 124,112 - 3,964,999( -) 3,964,999() Streets 17,4441,098,979 - 110,719 970,816( -) 970,816() Culture and recreation 132,1251,646,017 31,334 66,784 1,415,774( -) 1,415,774() Community developmen 180,304343,135 - - 162,831( -) 162,831() -91,817 - - 91,817)( - 91,817)( Interest on long-term debt 1,107,8419,311,330 172,884 177,503 7,853,102)( - 7,853,102)( Total governmental activities Business-type activities Water and wastewater 5,628,6584,681,174 - 79,691 - 1,027,175 1,027,175 Sanitary landfill 162,306232,955 - - - 70,649( 70,649)() Airport119,832 51,037 - 519,702 - 450,907 450,907 485,31418,075 - - - 467,239 467,239 Storm water drainage 6,327,3155,052,036 - 599,393 - 1,874,672 1,874,672 Total business-type activities $ 14,363,366 7,435,156$ 172,884$ 776,896$ 7,853,102)( 1,874,672 5,978,430)( Total General revenues: Taxes: Property - generalpurpose2,657,106 - 2,657,106 Property - debt service -437,146 437,146 Sales -4,101,973 4,101,973 Franchise -1,423,615 1,423,615 Other -312,528 312,528 Investment earnings 518,164441,986 960,150 Miscellaneous 34,663 32,037 66,700 ( 116,979116,979) - Transfers 9,292,038 667,180 9,959,218 Total general revenues and transfers Change in net assets 2,541,8521,438,936 3,980,788 18,915,350 22,007,282 40,922,632 Net assets, beginning $ 20,354,286 24,549,134$ 44,903,420$ Net assets, ending The notes to the financial statements are an integral part of this statement. 12 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30, 2006 OtherTotal CapitalGovernmentalGovernmental GeneralProjectsFundsFunds ASSETS Cash and investments8,389,604$ 10,156,611$ 390,938$ 18,937,153$ Receivables (net of allowance for uncollectibles) Taxes835,581 - 55,382 890,963 Accounts142,459 - - 142,459 Intergovernmental96,438 - 1,336 97,774 -10,352 - 10,352 Inventories 9,474,434 10,156,611 447,656 20,078,701 Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable107,144 821,323 53,201 981,668 Accrued liabilities169,870 - - 169,870 Due to other funds5,059 8,283,316 - 8,288,375 -137,247 6,984 144,231 Deferred revenue 9,104,639419,320 60,185 9,584,144 Total liabilities Fund balances: Reserved for: Inventories10,352 - - 10,352 Debt service- - 69,443 69,443 Unreserved, reported in: General fund9,045,429 - - 9,045,429 Special revenue funds- - 318,028 318,028 1,051,972- - 1,051,972 Capital projects fund 9,055,781 1,051,972 387,471 Total fund balances 10,495,224 $ 9,475,101 10,156,611$ 447,656$ Total liabilities and fund balances Capitalassetsusedingovernmentalactivitiesarenotfinancialresourcesand,therefore,arenotreportedinthe funds. 11,329,777 Otherlong-termassetsarenotavailabletopayforcurrent-periodexpendituresand,therefore,aredeferredinthe funds. 321,801 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds. (1,792,516) $ 20,354,286 Net assets of governmental activities The notes to the financial statements are an integral part of this statement. 13 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 OtherTotal CapitalGovernmentalGovernmental GeneralProjectsFundsFunds REVENUES Taxes: Property$ -2,663,936$ 440,183$ 3,104,119$ Sales4,101,973 - - 4,101,973 Franchise1,423,615 - - 1,423,615 Other38,486 - 274,042 312,528 Special assessment- 28,122 - 28,122 Licenses and permits183,839 - - 183,839 Fines and forfeitures225,701 - 54,015 279,716 Intergovernmental 66,784117,598 3,714 188,096 Service charges640,935 - - 640,935 Investment earnings355,652 67,434 18,900 441,986 57,310 - 2,800 60,110 Miscellaneous 162,3409,809,045 793,654 10,765,039 Total revenues EXPENDITURES Current: General government1,081,157 - 268,091 1,349,248 Public safety -4,553,135 9,082 4,562,217 Streets699,290 - - 699,290 Culture and recreation1,466,261 - - 1,466,261 Community development -337,659 - 337,659 Debt service: Principal - - 430,000 430,000 Interest and fiscal charges- - 91,817 91,817 873,548 78,898 - 952,446 Capital outlay 78,8989,011,050 798,990 9,888,938 Total expenditures EXCESS(DEFICIENCY) OF REVENUES 797,995 83,442 5,336)( 876,101 OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in - - 94,500 94,500 (116,979) 94,500)( - 211,479)( Transfers out (116,979) 94,500)( 94,500 116,979)( Total other financing sources (uses) 11,058)681,016( 89,164 759,122 NET CHANGE IN FUND BALANCES 1,063,0308,374,765 298,307 9,736,102 FUND BALANCES, BEGINNING $ 1,051,9729,055,781$ 387,471$ 10,495,224$ FUND BALANCES, ENDING The notes to the financial statements are an integral part of this statement. 14 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2006 AmountsreportedforgovernmentalactivitiesintheStatementofActivities(page12)are different because: Net change in fund balances - total governmental funds (page 14)759,122$ Governmentalfundsreportcapitaloutlaysasexpenditures.However,inthestatementof activitiesthecostofthoseassetsisallocatedovertheirestimatedusefullivesandreportedas depreciation expense. 40,259 Theneteffectofvariousmiscellaneoustransactionsinvolvingcapitalassets(i.e.,sales,trade- ins, and donations) is to increase net assets.193,867 Revenuesinthestatementofactivitiesthatdonotprovidecurrentfinancialresourcesarenot reported as revenues in the funds. 19,608 Theissuanceoflong-termdebt(e.g.,bonds,leases)providescurrentfinancialresourcesto governmentalfunds,whiletherepaymentoftheprincipaloflong-termdebtconsumesthe current financial resources of governmental funds. 430,000 Someexpensesreportedinthestatementofactivitiesdonotrequiretheuseofcurrentfinancial resources and, therefore, are not reported as expenditures in governmental funds. (3,920) $ 1,438,936 Change in net assets of governmental activities (page 12) The notes to the financial statements are an integral part of this statement. 15 CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) REVENUES Taxes6,086,750$ 6,186,750$ 6,804,395$ 617,645$ Franchise1,283,000 1,283,000 1,423,615 140,615 Licenses and permits105,850 105,850 183,839 77,989 Fines and forfeitures220,000 220,000 225,701 5,701 Intergovernmental48,746 104,746 117,598 12,852 Service charges640,616 640,616 640,935 319 Investment earnings90,000 205,000 355,652 150,652 75,70069,700 57,310 18,390)( Miscellaneous 8,544,662 8,821,662 9,809,045 987,383 Total revenues EXPENDITURES Current: General government: City council45,092 45,092 43,163 1,929 City administrator111,364 111,364 113,416 2,052() City secretary 73,32373,323 68,773 4,550 Emergency management6,450 6,450 5,498 952 Municipal buildings196,986 226,986 231,018 4,032() Financial administration and accounting 292,275302,275 268,426 23,849 Purchasing 51,64151,641 52,320 679() Tax assessment and collection81,100 81,100 79,805 1,295 Legal counsel65,749 65,749 65,184 565 Municipal court88,500 88,500 84,801 3,699 79,74179,741 68,753 10,988 Human resources 1,102,221 1,122,221 1,081,157 41,064 Total general government Public safety: Fire and ambulance administration175,343 180,343 178,406 1,937 Fire prevention and investigation79,777 79,777 79,686 91 Fire suppression809,211 817,711 807,717 9,994 Emergency medical services786,450 791,450 786,152 5,298 Volunteer31,872 31,872 28,020 3,852 (continued) 16 CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) EXPENDITURES(Continued) Current: Public safety(continued): Police administration104,991$ 104,991$ 111,726$ 6,735$() Police patrol1,365,874 1,434,874 1,386,395 48,479 Police communications329,151 329,151 336,469 7,318() Police records130,475 130,475 126,498 3,977 Criminal investigation342,079 342,079 378,916 36,837() Police reserve63,043 63,043 59,445 3,598 Animal control104,925 104,925 103,880 1,045 169,235147,235 169,825 590)( Public safety facility 4,470,426 4,579,926 4,553,135 26,791 Total public safety Streets: 726,594694,094 699,290 27,304 Street maintenance 726,594694,094 699,290 27,304 Total streets Culture and recreation: Recreation administration615,509 650,509 649,744 765 Park maintenance408,214 420,214 397,173 23,041 Cemeteries 107,886 110,886 108,505 2,381 Library 227,321216,321 197,936 29,385 114,014110,014 112,903 1,111 Senior citizens center 1,457,944 1,522,944 1,466,261 56,683 Total culture and recreation Community development: Community developmentplanning 210,348165,348 132,684 77,664 Community development inspection123,097 128,097 120,386 7,711 94,91994,919 84,589 10,330 Code enforcement 433,364383,364 337,659 95,705 Total community development 8,108,049 8,385,049 8,137,502 247,547 Total current (continued) 17 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) EXPENDITURES(Continued) Capital outlay: General government: Municipal buildings21,500$ 21,500$ -$ 21,500$ 9,6009,600 32,149 22,549)( Financial and administration and accounting 31,10031,100 32,149 1,049)( Total general government Public safety: Fire suppression54,000 54,000 48,745 5,255 131,000131,000 136,018 5,018)( Police patrol 185,000185,000 184,763 237 Total public safety Streets: 555,500555,500 527,235 28,265 Street maintenance 555,500555,500 527,235 28,265 Total highways and streets Culture and recreation Park maintenance196,500 196,500 122,823 73,677 8,0008,000 1,4226,578 Cemeteries 204,500204,500 129,401 75,099 Total culture and recreation 976,100976,100 873,548 102,552 Total capital outlay 9,084,149 9,361,149 9,011,050 350,099 Total expenditures OTHER FINANCING SOURCES (USES) (116,147) 116,147)( 116,979)( 832 Transfers out (116,147) 116,147)( 116,979)( 832 Total other financing sources (uses) ( 655,634655,634)( 681,016) 1,336,650 NET CHANGE IN FUND BALANCE 8,374,765 8,374,765 8,374,765 - FUND BALANCE, BEGINNING $7,719,131 7,719,131$ 9,055,781$ 1,336,650$ FUND BALANCE, ENDING The notes to the financial statements are an integral part of this statement. 18 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS STATEMENT OF NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30, 2006 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal ASSETS Current assets: Cash and investments2,626,829$ 1,984,936$ 4,611,765$ Accounts receivable - net of allowances for uncollectibles1,009,342 65,320 1,074,662 Due from other funds8,283,316 - 8,283,316 -816,481 816,481 Restricted investments 2,050,25612,735,968 14,786,224 Total current assets Noncurrent assets: Deferred charges227,130 - 227,130 Capital assets: Land 634,361163,721 798,082 Buildings and improvements2,321,930 2,969,833 5,291,763 Equipment1,095,882 712,494 1,808,376 Water and wastewater distribution38,356,199 - 38,356,199 Construction in progress1,585,014 489,235 2,074,249 ( 886,678)16,698,584)( 17,585,262)( Less: accumulated depreciation 3,919,24526,824,162 30,743,407 Total capital assets 3,919,24527,051,292 30,970,537 Total noncurrent assets 5,969,50139,787,260 45,756,761 Total assets LIABILITIES Current liabilities: Accounts payable454,193 34,654 488,847 Accrued liabilities18,676 2,045 20,721 Customer deposits162,512 - 162,512 Accrued interest216,571 5,417 221,988 Capital lease- 39,265 39,265 Bonds payable1,085,000 10,000 1,095,000 1,7094,978 6,687 Compensated absences payable 93,0901,941,930 2,035,020 Total current liabilities Long-term liabilities: Capital lease- 219,919 219,919 Revenue bonds payable18,490,000 - 18,490,000 Certificate of obligation- 220,233 220,233 Compensated absences payable19,912 - 19,912 222,543- 222,543 Liability for landfill closure 662,69518,509,912 19,172,607 Total long-term liabilities 755,78520,451,842 21,207,627 Total liabilities NET ASSETS Invested in capital assets, net of related debt13,733,382 3,699,012 17,432,394 Restricted for debt service599,910 - 599,910 1,514,7045,002,126 6,516,830 Unrestricted $ 5,213,71619,335,418$ 24,549,134$ Total net assets The notes to the financial statements are an integral part of this statement. 19 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal OPERATING REVENUES Water sales3,494,084$ -$ 3,494,084$ Wastewater charges2,018,659 - 2,018,659 Tap and collection fees46,791 - 46,791 Delinquent charges31,258 - 31,258 Gate charges- 162,306 162,306 Hanger rental- 47,121 47,121 Storm water drainage fees- 485,314 485,314 3,91637,866 41,782 Other service charges 698,6575,628,658 6,327,315 Total operating revenues OPERATING EXPENSES Personnel services833,531 69,831 903,362 Contractual services701,291 875 702,166 Utilities609,780 22,320 632,100 Repairs and maintenance375,893 34,305 410,198 Other supplies and expenses411,248 48,446 459,694 178,498997,354 1,175,852 Depreciation 354,2753,929,097 4,283,372 Total operating expenses 344,3821,699,561 2,043,943 OPERATING INCOME NONOPERATING REVENUES (EXPENSES) Investment earnings444,787 73,377 518,164 Gain on sale of capital assets- 32,037 32,037 ( 16,587)752,077)( 768,664)( Interest and fiscal charges on debt ( 88,827307,290) 218,463)( Total nonoperating revenues (expenses) 433,2091,392,271 1,825,480 INCOME BEFORE CONTRIBUTIONS 519,70279,691 599,393 CAPITAL CONTRIBUTIONS - 116,979 116,979 TRANSFERS IN 1,069,8901,471,962 2,541,852 CHANGE IN NET ASSETS 4,143,82617,863,456 22,007,282 TOTAL NET ASSETS, BEGINNING $ 5,213,71619,335,418$ 24,549,134$ TOTAL NET ASSETS, ENDING The notes to the financial statements are an integral part of this statement. 20 CITY OF STEPHENVILLE, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers5,613,175$ 705,159$ 6,318,334$ Cash payments to employees for services829,326)( 70,318)( 899,644)( ( 35,635)2,237,502)( 2,273,137)( Cash payments to suppliers for goods and services 599,2062,546,347 3,145,553 Cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Cash received from other funds- 116,979 116,979 (139,330) - 139,330)( Cash paid to other funds (139,330) 116,979 22,351)( Cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Proceeds from issuance of long-term debt2,000,000 - 2,000,000 Principal repayments on capital lease- 61,166)( 61,166)( Principal repayments on bonds1,355,000)( 15,000)( 1,370,000)( Interest and fiscal charges on debt720,184)( 14,608)( 734,792)( Capital contributions79,691 519,702 599,393 Acquisition and construction of capital assets1,829,337)( 936,871)( 2,766,208)( 24,074- 24,074 Proceeds from sale of capital assets Cash used by capital and ( 483,869)1,824,830)( 2,308,699)( related financing activities CASH FLOWS FROM INVESTING ACTIVITIES 444,787 73,377 518,164 Interest on investments 444,787 73,377 518,164 Cash provided by investing activities NET INCREASE IN CASH AND 305,6931,026,974 1,332,667 CASH EQUIVALENTS 1,679,2432,416,336 4,095,579 CASH AND CASH EQUIVALENTS, BEGINNING $ 1,984,9363,443,310$ 5,428,246$ CASH AND CASH EQUIVALENTS, ENDING (Including $816,481 for the Water and Wastewater fund in restricted investments) (continued) 21 CITY OF STEPHENVILLE, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income 1,699,561$ 344,382$ 2,043,943$ Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation997,354 178,498 1,175,852 Change in assets and liabilities: Decrease (increase) in accounts receivable120,875)( 6,425 114,450)( Increase (decrease) in accounts payable139,290)( 34,084 105,206)( Increase (decrease) in accrued liabilities973 265)( 708 Increase (decrease) in customer deposits105,392 - 105,392 Increase (decrease) in compensated absences3,232 282)( 2,950 36,364- 36,364 Increase (decrease) in liability for landfill closure 846,786 254,824 1,101,610 Total adjustments $ 599,2062,546,347$ 3,145,553$ Net cash provided by operating activities NONCASH INVESTING, CAPITAL, AND FINANCING ACTIVITIES $ 320,350-$ 320,350$ Borrowing under capital lease The notes to the financial statements are an integral part of this statement. 22 CITY OF STEPHENVILLE, TEXAS STATEMENT OF FIDUCIARY NET ASSETS AGENCY FUNDS SEPTEMBER 30, 2006 Agency Funds ASSETS $ 5,059 Due from other funds 5,059 Total assets LIABILITIES 5,059 Due to others $ 5,059 Total liabilities The notes to the financial statements are an integral part of this statement. 23 CITY OF STEPHENVILLE, TEXAS NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2006 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Stephenville, Texas, was incorporated August 6, 1989, and operates as a home rule City. The City operates under a mayor-council form of government and provides the following services as authorized by its charter, general government, public safety (police, fire and EMS), streets, community development (planning and zoning, licensing, permitting and inspection), water and wastewater system, culture and recreation, airport and sanitary landfill. A.Reporting Entity The accompanying financial statements comply with the provisions of the GASB Statements No. 14 and 39, “The Financial Reporting Entity,” in that the financial statements include all organizations, activities, functions and component units for which the City (the “primary government”) is financially accountable. Financial accountability is defined as the appointment of a voting majority of a legally separate organization’s governing body and either (1) the City’s ability to impose its will over the organization, or (2) the potential that the organization will provide a financial benefit to or impose a financial burden on the City. There are no component units which satisfy requirements for blending within the City’s financial statements or for discrete presentation. B.Government-wide Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenue, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenue. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenue includes 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenue are reported instead as general revenue. (continued) 24 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) B.Government-wide Fund Financial Statements (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual Enterprise Funds are reported as separate columns in the fund financial statements. C.Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenue in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenue to be available if collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, sales taxes, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenue of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the City. Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use, and balances of the City’s expendable financial resources and the related liabilities (except those accounted for in the proprietary fund type) are accounted for through governmental funds. The measurement focus is upon determination of changes in financial position, rather than upon net income determination. (continued) 25 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C.Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) The City reports the following major governmental funds: TheGeneral Fund – is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. TheCapital Projects Fund is used to account for financial resources to be used for the acquisition or construction of general major capital facilities. Financing is provided primarily by the sale of general obligation bonds and developer contributions. The City reports the following major proprietary fund: TheWater and Wastewater Fund– is used to account for the activities necessary for the provisions of water and wastewater services. Additionally, the City reports the following fund type: Fiduciary Funds – Agency Fundsare used to account for assets held by the City in a trustee capacity or as an agent on behalf of others. Agency funds are custodial in nature and do not present results of operations or have a measurement focus. The City has one agency fund: the Senior Citizens Fund. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and Enterprise Funds, subject to this same limitation. The City has elected not to follow subsequent private-sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are charges between the City’s water and wastewater function and various other functions of the government. Elimination of these charges would distort the direct costs and program revenue reported for the various functions concerned. Amounts reported as program revenues include: 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenue. Likewise, general revenue includes all taxes. (continued) 26 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C.Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s Enterprise Funds are charges to customers for sales and services. Operating expenses for Enterprise Funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenue and expenses not meeting this definition are reported as nonoperating revenue and expenses. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. D.Assets, Liabilities and Net Assets or Equity Cash and Cash Equivalents For purpose of presenting the proprietary fund cash flow statement, cash and cash equivalents include cash demand and time deposits and investments with a maturity date within three months of the date acquired by the City. Investments State statutes authorize the City to invest in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than “A” or its equivalent; (5) certificates of deposit by state and national banks domiciled in this state that are (a) guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor; or, (b) secured by obligations that are described by (1) – (4); or, (6) fully collateralized direct repurchase agreements having a defined termination date, secured by obligations described by (1) pledged with third-party selected or approved by the City, and placed through a primary government securities dealer. Investments maturing within one year of date of purchase are stated at cost or amortized cost, all other investments are stated at fair value, which is based on quoted market prices. (continued) 27 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Short-term Interfund Receivables/Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as “due from other funds” or “due to other funds” on the balance sheet. Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Inventories All inventories are valued at cost (first-in, first-out method). Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. Restricted Assets Certain bond proceeds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because their use is limited by applicable bond covenants. Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g. roads, bridges, sidewalks and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. The City defines capital assets as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. (continued) 28 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Capital Assets (Continued) Property, plant and equipment is depreciated using the straight-line method over the following estimated useful lives: AssetsYears Airport improvements40 Buildings20 to 40 Waterworks and sanitation systems33 1/3 Infrastructure20 Machinery and equipment7 to 10 Compensated Absences The City permits employees to accumulate earned but unused vacation pay benefits. Certain employees previously covered by civil service policies also have carried forward unused sick leave benefits. No liability is reported for unpaid accumulated sick leave for the remaining employees. Vacation pay is accrued when incurred in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. A liability for these amounts is reported in governmental funds only if they have matured for example, as a result of employee resignations and retirements. Long-term Obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight-line method, which approximates the effect interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. (continued) 29 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Long-term Obligations (Continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as issuance costs during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts are reported as other financing uses. Issuance costs, even if withheld from the actual net proceeds received, are reported as expenditures. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the City or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. Estimates The preparation of financial statements, in conformity with generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual amounts could differ from those estimates. 30 II. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS Explanation of Certain Differences Between the Governmental Fund Balance Sheet and the Government-wide Statement of Net Assets The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds and net assets – governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains, “Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds.” The details of this $1,792,516 difference are as follows: General obligations$ 1,595,000 Accrued interest payable12,606 184,910 Compensated absences Net adjustment to reduce fund balance - total governmental funds to arrive at net assets - $1,792,516 governmental activities Explanation of Certain Differences Between the Governmental Fund Statement of Revenue, Expenditures and Changes in Fund Balances and the Government-wide Statement of Activities The governmental fund statement of revenue, expenditures and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental fund and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains, “Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $40,259 difference are as follows: $ 924,522 Capital outlay (884,263) Depreciation expense Net adjustment to increase net changes in fund balances - total governmental funds to arrive at $ 40,259 changes in net assets of governmental activities Another element of that reconciliation states, “The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to increase net assets.” The details of this $193,867 difference are as follows: Inthestatementofactivities,onlythelossofcapitalassetsisreported. However,inthegovernmentalfunds,theproceedsfromthesaleincrease financialresources.Thus,thechangenetassetsdiffersfromthechangein fund balance by the cost of capital assets sold. $ 111,270 Donations of capital assets increase net assets in the statement of activities, butdonotappearinthegovernmentalfundsbecausetheyarenotfinancial 82,597 resources. $ 193,867 (continued) 31 II. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (Continued) Explanation of Certain Differences Between the Governmental Fund Statement of Revenue, Expenditures and Changes in Fund Balances and the Government-wide Statement of Activities (Continued) Another element of that reconciliation states, “Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $19,608 difference are as follows: Property taxes$( 9,867) 29,475 Ambulance charges for services Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net $ 19,608 assets of governmental activities Another element of that reconciliation states, “The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. The details of this $430,000 difference are as follows: $ 430,000 Principal repayments Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net $ 430,000 assets of governmental activities Another element of that reconciliation states that, “Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $3.920 difference are as follows: $(3,920) Compensated absences Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net $(3,920) assets of governmental activities 32 III. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY A.Budgets Budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund, Special Revenue Funds, and the Debt Service Fund. All annual appropriations lapse at the end of each fiscal year. Budgets are adopted for the proprietary funds annually only as a management tool. There are no legally mandated budgetary constraints for the proprietary funds. In May of each year, budget preparation packages are distributed to all City agencies. The agencies of the City submit requests for appropriation to the City Administrator before June 15 so that a budget may be prepared. The budget is prepared by department and includes information on the past year, current year estimates and requested appropriations for the next fiscal year. During August, the proposed budget is presented to the City Council for review. The City Council holds one public hearing before August 31 and may add to, subtract from, or change appropriations. Any changes in the budget must be within the revenue and reserves estimated as available by the City Administrator, or the revenue estimates must be changed by an affirmative vote of a majority of the City Council. The appropriated budget is prepared by fund, function and department. The City’s management may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. The City Council made several supplementary budget appropriations that were not material during the year. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is utilized in the governmental funds. Encumbrances lapse at year- end and do not constitute expenditures or liabilities because the commitments must be reappropriated and honored during the subsequent year. (continued) 33 III. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY (Continued) B.Expenditures over Appropriations Expenditures exceeded appropriations in the General Fund in various departments. The following overruns were funded by unexpected revenues. General government: City administration$ 2,052 Purchasing679 Public safety: Police administration6,735 Police communications7,318 Criminal investigation36,837 Public safety facility590 Capital outlay: General government: Financial administration and accounting22,549 Public safety: Police patrol5,018 IV. DETAILED NOTES ON ALL FUNDS A.Deposits and Investments Substantially all deposits and investments are maintained in consolidated cash and investment accounts. Interest income relating to consolidated deposits and investments is allocated to the individual funds monthly based on each fund’s prorate share of total consolidated cash, deposits and investments. Legal provisions generally permit the City to invest in certificates of deposit, repurchase agreements, public funds investment pools, direct obligations of the United States of America or its subdivisions and state and local government securities. During the year ended September 30, 2006, the City did not own any types of securities other than those permitted by statute. (continued) 34 IV. DETAILED NOTES ON ALL FUNDS (Continued) A.Deposits and Investments (Continued) As of September 30, 2006, the City had the following investments: Weighted Average Investment TypeFair ValueMaturity(Days) Tex Pool$ 9,105,28428 14,049,677 U. S. Treasuries127 $23,154,961 Total fair value Portfolio wei ghted average maturity(days)88 The City’s investment pool is 2a7-like pool. A 2a7-like pool is one which is not registered with the Securities and Exchange Commission (“SEC”) as an investment company, but nevertheless has a policy that it will, and does, operate in a manner consistent with the SEC’s Rule 2a7 of the Investment Company Act of 1940. Interest Rate Risk. In accordance with its investment policy, the City manages its exposure to declines in fair market values by limiting the weighted average maturity of its investment portfolios to a maximum of 180 days. Custodial Credit Risk. In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. State statues require that all deposits in financial institutions be fully collateralized by U. S. Government obligations or its agencies and instrumentalities or direct obligations of Texas or its agencies and instrumentalities that have a fair value of not less than the principal amount of deposits. As of September 30, 2006, $1,110,028 of the City’s $1,310,028 deposit balance was collateralized with securities held by the pledging financial institution.The remaining balance, $200,000, was covered by FDIC insurance. Credit Risk. It is the City’s policy to limit its investments to investment types with an investment quality rating not less than A or its equivalent by a nationally recognized statistical rating organization.The City’s investment pool was rated AAAm and the U. S. Treasuries were rated AAA by Standard and Poor’s Investors Service. (continued) 35 IV. DETAILED NOTES ON ALL FUNDS (Continued) B.Receivables Receivables as of year-end for the government’s individual major funds and nonmajor funds in the aggregate, including the applicable allowances for uncollectible accounts, are as follows: Governmental FundsEnterprise Funds NonmajorWater andNonmajor GeneralFundsWastewaterFundsTotal Receivables: Accounts: Customers$ -$ -$ 1,337,628$ 59,083$ 1,396,711 Ambulance 623,429 - - - 623,429 Taxes: Pro perty 112,075 22,478 - - 134,553 Sales 787,960 - - - 787,960 Occupancy- 46,918 - - 46,918 Intergovernmental 96,438 1,336 - - 97,774 4,993 - 32,765 9,058 46,816 Other Gross receivables 1,624,895 70,7321,370,39368,1413,134,161 Less: allowance for ( 550,417) 14,014)( 361,051)( 2,821)( 928,303)( uncollectibles $ 1,074,478 56,718$ 1,009,342$ 65,320$ 2,205,858$ Net total receivables Governmental funds report deferred revenue in connection with receivables for revenue that is not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: UnavailableUnearned Delinquent property taxes receivable (general fund)$ 40,342$ - Delinquent property taxes receivable (debt service)6,984 - 96,905 - Ambulance charges for services (general fund) $ 144,231 -$ Total governmental funds (continued) 36 IV. DETAILED NOTES ON ALL FUNDS (Continued) C.Property Tax Calendar Property taxes assessed on property valuations as of January 1 each year are levied on the subsequent October 1. Property taxes attach as an enforceable lien on property at the time levied. Property taxes are considered due when levied and become delinquent on the following February 1. On this date, penalties and interest may be assessed by the City. D.Capital Assets Capital asset activity for the year ended September 30, 2006, was as follows: BeginningEnding BalanceIncreasesDecreasesBalance Governmental activities: Capital assets, not being depreciated: $ 173,3851,831,885$ -$ 2,005,270$ Land 173,3851,831,885 - 2,005,270 Total assets not being depreciated Capital assets, being depreciated: Buildings and improvements3,191,028 --3,191,028 Machinery and equipment4,233,138347,33111,6654,568,804 486,4039,270,814 - 9,757,217 Infrastructure 833,73416,694,980 11,665 17,517,049 Total capital assets being depreciated Accumulated depreciation: Buildings and improvements745,08168,119-813,200 Machinery and equipment3,027,105323,367 122,9353,227,537 492,7783,659,027 - 4,151,805 Infrastructure 884,2647,431,213 122,935 8,192,542 Total accumulated depreciation 50,530)9,263,767( 111,270)( 9,324,507 Total capital assets being depreciated, net $ 122,85511,095,652$ 111,270)$( 11,329,777$ Governmental activities capital assets, net Business-type activities: Capital assets, not being depreciated: Land$ 799,177$ -$ 1,095$ 798,082 1,724,415349,834 - 2,074,249 Construction in progress 1,724,4151,149,011 1,095 2,872,331 Total assets not being depreciated Capital assets, being depreciated: Buildings and improvements4,621,200670,563-5,291,763 Machinery and equipment1,624,761368,241 1 84,6261,808,376 303,99638,052,203 - 38,356,199 Water and wastewater system 1,342,80044,298,164 184,626 45,456,338 Total capital assets being depreciated Accumulated depreciation: Buildings and improvements816,832138,956-955,788 Machinery and equipment1,208,255134,882 2 13,0271,130,110 902,01414,597,350 - 15,499,364 Water and wastewater system 1,175,85216,622,437 213,027 17,585,262 Total accumulated depreciation 166,94827,675,727 28,401)( 27,871,076 Total capital assets being depreciated, net $ 1,891,36328,824,738$ 27,306)$( 30,743,407$ Business-type activities capital assets, net (continued) 37 IV. DETAILED NOTES ON ALL FUNDS (Continued) D.Capital Assets (Continued) Depreciation expense was charged to functions/programs of the government as follows: Governmental activities: General government$ 80,149 y209,759 Public safet Culture and recreation185,254 Community development5,476 403,626 Streets $ 884,264 Total depreciation expense - governmental activities Business-type activities: Water and wastewater$ 997,354 Landfill113,070 65,428 Airport $ 1,175,852 Total depreciation expense - business-type activities E.Interfund Receivables, Payables and Transfers The composition of interfund balances as of September 30, 2006, is as follows: Receivable FundPayable FundAmount Agency General $ 5,059 8,283,316 Water and WastewaterCapital projects $ 8,288,375 Total Balances resulted from the time lag between the dates that 1) interfund goods and services are provided on reimbursable expenditures occur, and 2) transactions are recorded in the accounting system, and 3) payments between funds are made. Interfund transfers during the year ended September 30, 2006, are as follows: CapitalprojectsNonmajorgovernmental$ 94,500 116,979 Nonmajor enterpriseGeneral $ 211,479 Total interfund transfers (continued) 38 IV. DETAILED NOTES ON ALL FUNDS (Continued) E.Interfund Receivables, Payables and Transfers (Continued) Transfers in the amount of $94,500 are used to move receipts restricted to debt service from the funds collecting the receipts to the Debt Service Fund as debt service payments become due. A transfer in the amount of $116,979 was used to move unrestricted revenues collected in the General Fund to finance the Airport Fund in accordance with budgetary authorization. F.Long-term Debt Changes in Long-term Liabilities Long-term liability activity from the year ended September 30, 2006, was as follows: BalanceBalanceDue Within 09/30/05AdditionsReductions09/30/06One Year Governmental activities: General obligation bonds$2,025,000$ -$ 430,000$ 1,595,000$ 455,000 188,506180,990 184,586 184,910 36,982 Compensated absences payable $ 188,5062,205,990$ 614,586$ 1,779,910$ 491,982$ Total governmental activities Business-type activities: Revenue bonds/certificates of obligation$ 19,160,233$ 2,000,000$ 1,355,000$ 19,805,233$1,095,000 Less deferred loss on refundings(54,205)-(54,205) - - Capital lease-320,350 61,166259,18439,265 Estimated landfill closure and postclosure costs186,17936,364-222,543 - 26,61621,658 21,675 26,599 6,687 Compensated absences payable $ 2,383,33019,313,865$ 1,383,636$ 20,313,559$ 1,140,952$ Total business-type activities The General Fund is generally used to liquidate compensated absences for governmental activities. General Obligation Bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities of governmental activities and to refund previous issues. General obligation bonded debt of the City is as follows: Governmental activities: $2,000,000CombinationTaxandRevenueCertificatesof Obligation-Series1996,principaldueannuallyinseriesthrough 2016,interestduesemi-annuallyat4.8%to6.8%,certificates callable February 15, 2006.$ 950,000 $2,700,000GeneralObligationBonds-Series1997,principaldue annuallyinseriesthrough2008,interestduesemi-annuallyat 4.43%. 645,000 $ 1,595,000 (continued) 39 IV. DETAILED NOTES ON ALL FUNDS (Continued) F.Long-term Debt (Continued) Revenue Bonds The City also issues revenue bonds to finance business-type activities, where it pledges net income from service revenue to repay debt. Revenue bonds outstanding, net of deferred loss on refunding as of September 30, 2006, are as follows: Business-type activities: $5,500,000UtilitySystemRevenueBonds-Series2001,principal dueannuallyinseriesthrough2016,interestduesemi-annuallyat 4.59%.$ 5,500,000 $1,150,000CombinationTaxandRevenueCertificatesof Obligation-Series2002,principaldueannuallyinseriesthrough 2012, interest due semi-annually at 4.45%.745,000 $1,600,000CombinationTaxRevenueCertificatesofObligation, Series2003B,principaldueannuallyinseriesthrough2018, interest due semi-annually at 3.5%.1,420,000 $4,975,000CombinationTaxRevenueRefundingBonds-Series 2003,principaldueannuallyinseriesthrough2013,interestdue semi-annually at 2.75%.2,750,000 $275,000CombinationTaxandRevenueCertificatesof Obligation,Series2003A,principaldueannuallyinSeriesthrough 2021, interest due semi-annually at 4.125%.230,233 $7,160,000CombinationTaxRevenueBonds-Series2004, principaldueannuallyinseriesthrough2019,interestduesemi- annually at 4.45%.7,160,000 $2,000,000CertificateofObligationBonds-Series2006,principal dueannuallyinseriesthrough2018,interestduesemi-annuallyat 3.77%. 2,000,000 $19,805,233 Total Revenue Bonds (continued) 40 IV. DETAILED NOTES ON ALL FUNDS (Continued) F.Long-term Debt (Continued) Defeasance of Bonds In prior years, the City defeased certain certificates of obligation bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and liabilities for the defeased bonds are not included in the City’s financial statements. On September 30, 2006, bonds considered defeased and still outstanding were in the amount of $3,700,000. Debt Service Requirements Annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year Ending September 30,PrincipalInterestTotal 2007$ 455,000$ 70,106$ 525,106 2008475,00048,195523,195 2009150,00032,845182,845 2010165,00024,182189,182 2011170,00014,885184,885 180,000 26,719 206,719 2012-2016 $ 1,595,000 216,932$ 1,811,932$ Total Annual debt service requirements to maturity for revenue bonds are as follows: Fiscal Year Ending September 30,PrincipalInterestTotal 2007$ 1,095,000$ 672,514$ 1,767,514 20081,271,000732,5392,003,539 20091,341,000658,2311,999,231 20101,397,000608,6572,005,657 20111,443,000557,0652,000,065 2012-20168,085,0001,710,0649,795,064 5,173,233 214,511 5,387,744 2017-2021 $19,805,233 5,153,581$ 24,958,814$ Total Capital Lease The City has entered into a lease agreement as lessee for financing the acquisition of equipment for landfill maintenance. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of their future minimum lease payments as of the inception date. (continued) 41 IV. DETAILED NOTES ON ALL FUNDS (Continued) F.Long-term Debt (Continued) Capital Lease (Continued) The assets acquired through capital leases are as follows: Landfill Asset: Machinery and equipment$ 320,350 (36,039) Less: accumulated depreciation $ 284,311 Total The future minimum lease obligations and the net present value of these minimum lease payments as of September 30, 2006, were as follows: Fiscal Year Ending September 30,Principal 2007$ 61,165 200861,165 200961,165 201061,165 87,924 2011 Total minimum lease payments332,584 (73,400) Less: amount representing interest $ 259,184 Present value of minimum lease payments G.Contingent Arbitrage Liabilities The City has invested a portion of revenue bond proceeds as a reserve for the retirement of the bonds. Any excess of interest revenue earned on invested proceeds over interest paid on the bonds must be rebated to the federal government every five years. V. OTHER INFORMATION A.Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; employee health benefits; and other claims of various nature. The City participates in the Texas Municipal League Intergovernmental Risk Pool. As an insured, the City is not obligated to reimburse the pool for losses. The City has not had any significant reductions in insurance coverage, nor have insurance settlements for the last three fiscal years exceeded insurance coverage. Any losses reported, but unsettled or incurred and not reported, are believed to be insignificant to the City’s financial statements. (continued) 42 V. OTHER INFORMATION (Continued) B.Commitments and Contingencies The City is defendant in lawsuits occurring in the normal course of business. Although the outcome of these maters is not presently determinable, in the opinion of the City’s attorney, their resolution will not have a material adverse effect on the financial condition of the City. Amounts received or receivable from grantor agencies are subject to audit and adjustment by such agencies. Any disallowed claims, including amounts already collected may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the City expects such amounts, if any, to be immaterial. C.Municipal Solid Waste Landfill Closure and Post Closure Costs The City has constructed a Type IV sanitary landfill, which began operations on December 1, 1995. This facility is permitted to accept only brush and/or construction demolition wastes and rubbish free of household wastes. State and federal laws and regulations require the City to place a final cover on the landfill site when it stops accepting waste and to perform certain maintenance and monitoring functions at the site for a period of five years after closure. Although closure and post closure care costs will be paid only near or after the date that the landfill stops accepting waste, the City will report a portion of these closure and post closure costs as an operating expense in each period based on landfill capacity used to date. Estimated closure and 5-year post closure costs are approximately $222,543. The landfill site has an estimated net capacity of 248,000 cubic yards and is expected to be closed within the next 10 years; approximately 54% of the landfill was used at year-end. Actual costs may be higher due to inflation, changes in technology, or changes in regulations. The City has received written authorization from the state that no annual contributions are required, thus the intent of the City is to fund the required expenses as incurred. D.Retirement Plan Plan Description The City provides pension benefits for all of its fulltime employees through a nontraditional, joint contributory, hybrid defined benefit plan in the statewide Texas Municipal Retirement System (TMRS), one of 794 administered by TMRS, an agent multiple-employer public employee retirement system. All assumptions for the December 31, 2005, valuations are contained in the 2005 TMRS Comprehensive Annual Financial Report, a copy of which may be obtained by writing to P. O. Box 149153, Austin, Texas 78714-9153. (continued) 43 V. OTHER INFORMATION (Continued) D.Retirement Plan (Continued) Plan Description (Continued) Benefits depend upon the sum of the employee’s contributions to the plan, with interest, and the City-financed monetary credits, with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee, with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent (100%) of the employee’s accumulated contributions. In addition, the City can grant as often as annually another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee’s accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions accumulated with interest if the current employee contribution rate and City matching percent had always been in existence and if the employee’s salary had always been the average of his salary in the last three years that are one year before the effective date. At retirement, the benefit is calculated as if the sum of the employee’s accumulated contributions with interest and the employer-financed monetary credits with interest were used to purchase an annuity. Members can retire at ages 60 and above with 5 or more years of service or with 20 years of service regardless of age. A member is vested after 5 years. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes. Contributions The contribution rate for the employees is 6%, and the City matching ratio is currently 2 to 1, both as adopted by the governing body of the City. Under the state law governing TMRS, the actuary annually determines the City contribution rate. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the currently accruing monetary credits due to the City matching percent, which are the obligation of the City as of an employee’s retirement date, not at the time the employee’s contributions are made. The normal cost contribution rate is the actuarially determined percent of payroll necessary to satisfy the obligation of the City to each employee at the time his/her retirement becomes effective. The prior service contribution rate amortizes the unfounded (overfunded) actuarial liability (asset) over the remainder of the plan’s 25-year amortization period. The unit credit actuarial cost method is used for determining the City contribution rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance to budget for it, there is a one-year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. (i.e. December 31, 2004, valuation is effective for rates beginning January 2006). (continued) 44 V. OTHER INFORMATION (Continued) D.Retirement Plan (Continued) Contributions (Continued) Assumptions and Schedule of Actuarial Liabilities and Funding Progress Actuarial Cost MethodUnit Credit Amortization MethodLevel Percent of Payroll g Amortization25 Years - Open Period Remainin Asset Valuation MethodAmortized Cost (GASB-25,paragraphs 36e and 138) Investment Rate of Return7% jected Salary IncreasesNone Pro Includes Inflation at3.5% Cost of Living AdjustmentsNone Actuarial Valuation Date12/31/0512/31/0412/31/03 Actuarial Value of Assets$ 11,702,174$ 11,127,229$ 9,980,272 Actuarial Accrued Liabilities14,690,509 13,865,46712,451,107 Percentage Funded79.7%80.3%80.2% Unfunded(Overfunded) Actuarial Accrued Liability(UAAL)2,988,335 2,738,2382,470,835 Annual Covered Payroll4,510,148 4,334,7824,099,356 UAAL as a Percentage of Covered Payroll66.3%63.2%60.3% Net Pension Obligation (NPO) at the Beginning of Period- - - Annual Pension Cost: Annual Required Contribution (ARC)601,005 524,487472,242 Interest on NPO- - - -- - Adjustment to the ARC 601,005 524,487472,242 Contributions Made (100%)601,005 524,487472,242 -- - Increase in NPO $ --$ -$ NPO at the End of Period 45 COMBINING FUND STATEMENTS AND SCHEDULES NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds are used to account for specific revenue that is legally restricted to expenditures for particular purposes. Hotel/Motel Occupancy Tax – This fund is used to account for hotel/motel occupancy tax revenue to be used for enhancing and promoting tourism and convention activity for the benefit of the hotel industry. Child Safety – This fund is used to account for court costs used to operate a City school crossing guard program, or programs designated to enhance child safety, health, or nutrition; including child abuse prevention and intervention and drug and alcohol abuse prevention. Public Safety – This fund is used to account for court costs used to promote various public safety programs. TheDebt Service Fund is used to account for the accumulation of resources and payment of general obligation bond principal and interest from governmental resources. CITY OF STEPHENVILLE, TEXAS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2006 Special Revenue Total Hotel/MotelNonmajor OccupancyChildPublicDebtGovernmental TaxSafetySafetyTotalServiceFunds ASSETS Cash and investments259,037$ 4,862$ 60,412$ 324,311$ 66,627$ 390,938$ Receivables (net of allowance for uncollectibles) Property taxes- - - - 8,464 8,464 Intergovernmental- - - - 1,336 1,336 46,918 - - 46,918 - 46,918 Occupancy taxes $ 305,955 4,862$ 60,412$ 371,229$ 76,427$ 447,656$ Total assets LIABILITIES Accounts payable53,201$ -$ -$ 53,201$ -$ 53,201$ -- - - 6,984 6,984 Deferred revenue 53,201 - - 53,201 6,984 60,185 Total liabilities FUND BALANCES Reserved for debt service- - - - 69,443 69,443 252,754 4,862 60,412 318,028 - 318,028 Unreserved 252,754 4,862 60,412 318,028 69,443 387,471 Total fund balances Total liabilities $ 305,955 4,862$ 60,412$ 371,229$ 76,427$ 447,656$ and fund balances 46 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 Special Revenue Total Hotel/MotelNonmajor OccupancyChildPublicDebtGovernmental TaxSafety SafetyTotalServiceFunds REVENUES Taxes: Property-$ -$ -$ -$ 440,183$ 440,183$ Other274,042 - - 274,042 - 274,042 Fines and forfeitures- 2,869 51,146 54,015 - 54,015 Intergovernmental- - 3,714 3,714 - 3,714 Investment earnings12,886 - - 12,886 6,014 18,900 -- 2,800 2,800 - 2,800 Miscellaneous 2,869286,928 57,660 347,457 446,197 793,654 Total revenues EXPENDITURES Current: General government268,091 - - 268,091 - 268,091 Public safety- 2,225 6,857 9,082 - 9,082 Debt service: Principal - - - - 430,000 430,000 -- - - 91,817 91,817 Interest and fiscal charges 2,225268,091 6,857 277,173 521,817 798,990 Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) 18,837 644 50,803 70,284 75,620)( 5,336)( EXPENDITURES OTHER FINANCING SOURCES -- - - 94,500 94,500 Transfers in -- - - 94,500 94,500 Total other financing sources NET CHANGE IN 64418,837 50,803 70,284 18,880 89,164 FUND BALANCES 4,218233,917 9,609 247,744 50,563 298,307 FUND BALANCES, BEGINNING $ 4,862252,754$ 60,412$ 318,028$ 69,443$ 387,471$ FUND BALANCES, ENDING 47 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND HOTEL/MOTEL OCCUPANCY TAX FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance FinalPositive BudgetActual(Negative) REVENUES Taxes - other220,000$ 274,042$ 54,042$ 12,8864,000 8,886 Interest 286,928224,000 62,928 Total revenues EXPENDITURES Current: General government: 268,091269,900 1,809 Administrative 268,091269,900 1,809 Total general government 268,091269,900 1,809 Total expenditures ( 18,83745,900) 64,737 NET CHANGE IN FUND BALANCE 233,917233,917 - FUND BALANCE, BEGINNING $ 252,754188,017$ 64,737$ FUND BALANCE, ENDING 48 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND CHILD SAFETY FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance FinalPositive BudgetActual(Negative) REVENUES $ 2,500 2,869$ 369$ Fines and forfeitures 2,500 2,869 369 Total revenues EXPENDITURES Current: 2,500 2,225 275 Public safety 2,500 2,225 275 Total public safety 2,500 2,225 275 Total expenditures 644- 644 NET CHANGE IN FUND BALANCE 4,218 4,218 - FUND BALANCE, BEGINNING $ 4,218 4,862$ 644$ FUND BALANCE, ENDING 49 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND PUBLIC SAFETY FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance FinalPositive BudgetActual(Negative) REVENUES Fines and forfeitures-$ 51,146$ 51,146$ Intergovernmental3,700 3,714 14 2,800- 2,800 Miscellaneous 3,700 57,660 53,960 Total revenues EXPENDITURES Current: 3,700 6,857 3,157)( Public safety 3,700 6,857 3,157)( Total public safety 3,700 6,857 3,157)( Total expenditures 50,803- 50,803 NET CHANGE IN FUND BALANCE 9,609 9,609 - FUND BALANCE, BEGINNING $ 9,609 60,412$ 50,803$ FUND BALANCE, ENDING 50 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS DEBT SERVICE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2006 Variance FinalPositive BudgetActual(Negative) REVENUES Taxes - property 425,500$ 440,183$ 14,683$ 2,000 6,014 4,014 Investment earnings 427,500 446,197 18,697 Total revenues EXPENDITURES Debt service: Principal430,000 430,000 - 91,000 91,817 817)( Interest and fiscal charges 521,000 521,817 817)( Total general government 521,000 521,817 817)( Total expenditures EXCESS(DEFICIENCY) OF REVENUES (93,500) 75,620)( 17,880 OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES 94,500 94,500 - Transfers in 94,500 94,500 - Total other financing sources 18,8801,000 17,880 NET CHANGE IN FUND BALANCE 59,841 50,563 9,278)( FUND BALANCE, BEGINNING $ 60,841 69,443$ 8,602$ FUND BALANCE, ENDING 51 NONMAJOR ENTERPRISE FUNDS Enterprise Funds are used to account for operations that are financed and operated in a manner similar to private business enterprises – where the intent is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or where the City has decided that periodic determination of net income is appropriate for accountability purposes. Sanitary Landfill – This fund is used to account for solid waste collection and disposal services provided to the residents of the City. Airport – This fund is used to account for municipal airport services and to support air transportation and charter services. Storm Water Drainage – This fund is used to account for revenues collected and project costs for mitigating storm water drainage problems throughout the City. CITY OF STEPHENVILLE, TEXAS COMBINING BALANCE SHEET NONMAJOR ENTERPRISE FUNDS SEPTEMBER 30, 2006 SanitaryStorm Water LandfillAirportDrainageTotal ASSETS Current assets: Cash and investments479,063$ -$ 1,505,873$ 1,984,936$ 4,588 4,470 56,262 65,320 Accounts receivable (net of allowances for uncollectibles) 483,651 4,470 1,562,135 2,050,256 Total current assets Noncurrent assets: Capital assets: Land40,000 594,361 - 634,361 Buildings and improvements375,109 2,594,724 - 2,969,833 Equipment597,363 115,131 - 712,494 Construction in progress- - 489,235 489,235 (356,382)(530,296) - 886,678)( Less: accumulated depreciation 482,176 2,947,834 489,235 3,919,245 Total noncurrent assets 965,827 2,952,304 2,051,370 5,969,501 Total assets LIABILITIES Current liabilities: Accounts payable574 4,696 29,384 34,654 Accrued liabilities2,045 - - 2,045 Accrued interest payable- 5,417 - 5,417 Capital lease39,265 - - 39,265 Certificate of obligations- 10,000 - 10,000 1,709 - - 1,709 Compensated absences payable 43,593 20,113 29,384 93,090 Total current liabilities Long-term liabilities: Capital lease219,919 - - 219,919 Certificate of obligations- 220,233 - 220,233 222,543 - - 222,543 Liability for landfill closure 442,462 220,233 - 662,695 Total long-term liabilities 486,055 240,346 29,384 755,785 Total liabilities NET ASSETS Invested in capital assets, net of related debt482,176 2,727,601 489,235 3,699,012 (2,404) 15,643)( 1,532,751 1,514,704 Unrestricted $479,772 2,711,958$ 2,021,986$ 5,213,716$ Total net assets 52 THIS PAGE IS INTENTIONALLY LEFT BLANK CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 SanitaryStorm Water LandfillAirportDrainageTotal OPERATING REVENUES Gate charges162,306$ -$ -$ 162,306$ Hanger rental- 47,121 - 47,121 Storm water drainage fee- - 485,314 485,314 3,916- - 3,916 Other service charges 51,037162,306 485,314 698,657 Total operating revenues OPERATING EXPENSES Personnel services69,831 - - 69,831 Contractual services875 - - 875 Utilities1,099 21,221 - 22,320 Repairs and maintenance6,756 9,474 18,075 34,305 Other supplies and expenses41,324 7,122 - 48,446 65,428113,070 - 178,498 Depreciation 103,245232,955 18,075 354,275 Total operating expenses ( 52,208)70,649)( 467,239 344,382 OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment earnings20,262 2,985 50,130 73,377 Gain on sale of capital assets -32,037 - 32,037 16,587)-( - 16,587)( Interest expense 52,299( 50,130 88,827 Total nonoperating revenues (expenses) ( 65,810)18,350)( 517,369 433,209 INCOME(LOSS) BEFORE CONTRIBUTIONS 519,702- - 519,702 CAPITAL CONTRIBUTIONS 116,979- - 116,979 TRANSFER IN ( 570,87118,350) 517,369 1,069,890 CHANGE IN NET ASSETS 2,141,087498,122 1,504,617 4,143,826 TOTAL NET ASSETS, BEGINNING $ 2,711,958479,772$ 2,021,986$ 5,213,716$ TOTAL NET ASSETS, ENDING 53 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2006 SanitaryStorm Water LandfillAirportDrainageTotal CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers173,233$ 47,400$ 484,526$ 705,159$ Cash payments to employees70,318)( - - 70,318)( ( 33,639)13,305)( 11,309 35,635)( Cash payments to suppliers for goods and services 13,76189,610 495,835 599,206 Cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES - 116,979 - 116,979 Cash received from other funds Cash provided by noncapital - 116,979 - 116,979 financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on capital lease61,166)( - - 61,166)( Principal payments on bonds- 15,000)( - 15,000)( Interest and fiscal charges on debt- 14,608)( - 14,608)( Capital contributions- 519,702 - 519,702 Acquisition and construction of capital assets20,438)( 670,563)( 245,870)( 936,871)( -24,074 - 24,074 Proceeds from sale of capital assets Cash used by capital and ( 180,469)57,530)( 245,870)( 483,869)( related financing activities CASH FLOWS FROM INVESTING ACTIVITIES 2,98520,262 50,130 73,377 Interest received 2,98520,262 50,130 73,377 Cash provided by investing activities NET INCREASE (DECREASE) IN CASH 46,744)52,342( 300,095 305,693 AND CASH EQUIVALENTS 46,744426,721 1,205,778 1,679,243 CASH AND CASH EQUIVALENTS, BEGINNING $ -479,063$ 1,505,873$ 1,984,936$ CASH AND CASH EQUIVALENTS, ENDING (continued) 54 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2006 Storm Water Sanitary Drainage LandfillAirportTotal RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income (loss)70,649)$( 52,208)$( 467,239$ 344,382$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation113,070 65,428 - 178,498 Change in assets and liabilities: Decrease (increase) in accounts receivable10,850 3,637)( 788)( 6,425 Increase (decrease) in accounts payable462 4,238 29,384 34,084 Increase (decrease) in accrued liabilities205)( 60)( - 265)( Increase (decrease) in compensated absences282)( - - 282)( -36,364 - 36,364 Increase (decrease) in liability for landfill closure 65,969160,259 28,596 254,824 Total adjustments $ 13,76189,610$ 495,835$ 599,206$ Net cash provided by operating activities NONCASH INVESTING, CAPITAL, AND FINANCING ACTIVITIES $ -320,350$ -$ 320,350$ Borrowing under capital lease 55 FIDUCIARY FUNDS Agency funds are used to account for assets held by the City as an agent for individuals, private organizations, other governments and/or other funds. Senior Citizens – This fund is used to account for assets held for the benefit of a citizens’ group. CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS YEAR ENDED SEPTEMBER 30, 2006 BalanceBalance October 1,September 30, 2005AdditionsDeductions2006 SENIOR CITIZENS Assets $ -5,059$ -$ 5,059$ Due from other funds $ -5,059$ -$ 5,059$ Total assets Liabilities $ -5,059$ -$ 5,059$ Due to others $ -5,059$ -$ 5,059$ Total liabilities 56 THIS PAGE IS INTENTIONALLY LEFT BLANK STATISTICAL SECTION THIS PAGE IS INTENTIONALLY LEFT BLANK TABLE 1 CITY OF STEPHENVILLE, TEXAS NET ASSETS BY COMPONENT LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2006200520042003 Governmental activities: Invested in capital assets, net of related debt$ 9,734,777$ 9,070,652$ 8,877,241$ 8,671,383 Restricted 381,849 295,721 620,104 - 10,237,6609,548,9778,181,0767,932,439 Unrestricted $ 20,354,286$ 18,915,350$ 17,678,421$ 16,603,822 Total governmental activities net assets Business-type activities: Invested in capital assets, net of related debt$ 17,432,394$ 16,190,916$ 14,229,406$ 11,789,690 Restricted 599,910 514,842 470,750 508,583 6,516,8305,301,5244,134,841 5,621,026 Unrestricted $ 24,549,134$ 22,007,282$ 18,834,997$ 17,919,299 Total business-type activities net assets Primary government: Invested in capital assets, net of related debt$ 27,167,171$ 25,261,568$ 23,106,647$ 20,461,073 Restricted 981,759 810,563 1,090,854 508,583 16,754,49014,850,50112,315,917 13,553,465 Unrestricted $ 44,903,420$ 40,922,632$ 36,513,418$ 34,523,121 Total primary government net assets Note: The City began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. 57 TABLE 2 CITY OF STEPHENVILLE, TEXAS CHANGES IN NET ASSETS LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2006200520042003 EXPENSES Governmental activities: General government$ 1,441,939$ 1,453,986$ 1,421,563$ 1,262,164 Public safety 4 ,689,443 4 ,345,846 4 ,026,402 4 ,028,747 Streets 1 ,098,979 979,051 995,046 894,193 Culture and recreation 1 ,646,017 1 ,582,864 1 ,574,032 1 ,522,896 Community development 343,135 348,177 296,244 317,743 91,817109,153130,388 153,445 Interest on long-term debt 9,311,3308,819,0778,443,675 8,179,188 Total governmental activities expenses Business-type activities: Water and wastewater 4 ,681,174 4 ,367,671 4 ,582,690 3 ,790,830 Storm water drainage 232,955 166,346 35,462 14,034 Sanitary landfill 119,832 99,078 151,309 211,159 18,0758,633101,082 99,847 Airport 5,052,0364,641,7284,870,543 4,115,870 Total business-type activities expenses $14,363,366$13,460,805$13,314,218$ 12,295,058 Total primary government program revenues PROGRAM REVENUES Governmental activities: Charges for services: General government$ 177,636$ 172,292$ 195,176$ 21,421 Public safety 600,332 488,292 524,561 884,349 Streets 17,444 17,213 28,748 22,388 Culture and recreation 132,125 135,607 147,563 157,741 Community development 180,304 163,490 165,803 82,182 Operating grants and contributions 172,884 125,068 189,805 146,257 177,503556,425366,478 185,625 Capital grants and contributions 1,458,2281,658,3871,618,134 1,499,963 Total governmental activities program revenues Business-type activities: Charges for services: Water and wastewater 5 ,628,658 5 ,245,901 4 ,564,193 4 ,261,555 Sanitary landfill 162,306 174,845 174,152 154,650 Airport 51,037 39,088 31,077 24,865 Storm water drainage 485,314 485,600 478,143 511,427 599,3931,513,020411,474 273,101 Capital grants and contributions 6,926,7087,458,4545,659,039 5,225,598 Total business-type activities program revenues $8,384,936$9,116,841$7,277,173$6,725,561 Total primary government program revenues (continued) 58 TABLE 2 CITY OF STEPHENVILLE, TEXAS CHANGES IN NET ASSETS (Continued) LAST FOUR FISCAL YEARS (Accrual Basis of Accounting) Fiscal Year 2006200520042003 NET(EXPENSE) REVENUES Governmental activities$( 7,853,102)$( 7,160,690)$( 6,825,541)$( 6,679,225) 1,874,6722,816,726788,496 1,109,728 Business-type activities (5,978,430)(4,343,964)(6,037,045)( 5,569,497) Total primary government net expense GENERAL REVENUES AND OTHER CHANGES IN NET ASSETS Governmental activities: Taxes: Property - general purposes 2 ,657,106 2 ,447,610 2 ,249,922 1 ,994,728 Property - debt service 437,146 448,663 540,467 545,552 Sales 4 ,101,973 3 ,654,232 3 ,538,100 3 ,217,670 Franchise 1 ,423,615 1 ,264,298 1 ,209,036 934,965 Other 312,528 292,447 262,467 208,534 Investment earnings 441,986 286,301 87,990 196,542 Miscellaneous 34,663 54,068 12,158 33,971 (116,979)(50,000)- 315,638 Transfers 9,292,0388,397,6197,900,140 7,447,600 Total governmental activities Business-type activities: Investment earnings 518,164 305,559 100,773 105,970 Miscellaneous 32,037 - 26,429 9,137 116,97950,000-( 315,638) Transfers 667,180355,559127,202( 200,531) Total business-type activities 9,959,2188,753,1788,027,342 7,247,069 Total primary government CHANGE IN NET ASSETS Governmental activities 1 ,438,936 1 ,236,929 1 ,074,599 768,375 2,541,8523,172,285915,698 909,197 Business-type activities $3,980,788$4,409,214$1,990,297$1,677,572 Total primary government Note: The City began to report accrual information when it implemented GASB Statement 34 in fiscal year 2003. 59 THIS PAGE IS INTENTIONALLY LEFT BLANK TABLE 3 CITY OF STEPHENVILLE, TEXAS FUND BALANCES GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Modified Accrual Basis of Accounting) Fiscal Year 1997199819992000200120022003200420052006 General fund Reserved$ 2,162$ -$ -$ -$ -$ -$ 7,178$ 4,072$ 13,349$ 10,352 5,398,0416,269,4765,620,0925,499,6155,958,1006,429,8617,309,9348,017,9658,361,4169,045,429 Unreserved $ 5,400,203$ 6,269,476$ 5,620,092$ 5,499,615$ 5,958,100$ 6,429,861$ 7,317,112$ 8,022,037$ 8,374,765$ 9,055,781 Total general fund All other governmental funds Reserved Debt service funds$ 3,304$( 671)$ 1,077$ 12,873$ 24,139$ 30,337$ 41,081$ 41,285$ 50,563$ 69,443 Unreserved, reported in: Special revenue funds 108,775 93,695 157,561 186,653 232,461 207,743 237,911 211,765 247,743 318,028 749,6373,395,2021,779,1542,122,1601,109,119895,894772,431735,1911,063,030 1,051,972 Capital projects funds Total all other $ 861,716$ 3,488,226$ 1,937,792$ 2,321,686$ 1,365,719$ 1,133,974$ 1,051,423$ 988,241$ 1,361,336$ 1,439,443 governmental funds 60 TABLE 4 CITY OF STEPHENVILLE, TEXAS CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS LAST TEN FISCAL YEARS (Modified Accrual Basis of Accounting) Fiscal Year 1997199819992000200120022003200420052006 REVENUES Taxes$ 5,375,901$ 5,648,855$ 6,158,011$ 6,418,350$ 6,689,180$ 7,067,904$ 6,891,072$ 7,804,900$ 8,103,134$ 8,942,235 Special assessments - - 664,688 - 55,415 - - 402,789 28,122 Licenses, fees and permits 85,776 59,393 78,228 88,671 64,408 86,583 84,669 168,519 168,523 183,839 Fines and forfeitures 246,898 247,631 174,225 169,085 168,271 135,897 248,426 229,922 207,407 279,716 Intergovernmental 192,539 251,491 231,738 669,130 207,050 242,187 249,564 306,510 104,228 188,096 Service charges 596,914 494,564 349,452 367,715 408,757 523,825 545,763 697,355 651,021 640,935 Investment earnings 438,812 443,670 507,744 445,529 406,277 275,793 194,772 87,991 286,300 441,986 36,21399,62838,28729,76768,24261,705125,02752,734108,222 60,110 Miscellaneous 6,973,0537,245,2327,537,6858,852,9358,012,1858,449,3098,339,2939,347,93110,031,62410,765,039 Total revenues EXPENDITURES General government 803,012 857,836 938,789 947,835 942,036 1,091,746 1,113,323 1,274,8071,231,709 1,349,248 Public safety 2,666,287 2,957,431 2,885,336 3,146,946 3,325,599 3,603,448 3,821,859 3,874,454 4,140,738 4,562,217 Streets 509,448 538,272 665,954 562,728 588,038 620,714 561,646 630,057 578,126 699,290 Culture and recreation 910,317 957,735 1,013,705 1,081,294 1,243,096 1,294,316 1,357,624 1,336,974 1,412,305 1,466,261 Community development 175,319 178,310 188,246 182,517 236,431 250,776 317,743 295,036 346,969 337,659 Debt service Principal 217,241 195,272 486,967 429,391 430,000 450,000 470,000 500,000 420,000 430,000 Interest 159,312 166,924 263,320 225,283 200,415 178,813 157,032 133,441 111,582 91,817 2,058,835707,7702,747,7382,184,0741,667,368868,370366,753661,4191,014,372952,446 Capital outlay 7,499,7716,559,5509,190,0558,760,0688,632,9838,358,1838,165,9808,706,1889,255,801 9,888,938 Total expenditures (continued) 61 TABLE 4 CITY OF STEPHENVILLE, TEXAS CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS (Continued) LAST TEN FISCAL YEARS (Modified Accrual Basis of Accounting) Fiscal Year 1997199819992000200120022003200420052006 EXCESS OF REVENUES OVER (UNDER) $(526,718)$ 685,682$(1,652,370)$ 92,867$(620,798)$ 91,126$ 173,313$ 641,743$ 775,823$ 876,101 EXPENDITURES OTHER FINANCING SOURCES (USES) Issuance of bonds - 2,700,000 - - - - - - - - Proceeds on sale of capital assets 43,528 86,171 48,329 26,449 - - - - - - Payments to escrow account 252,933 - - - - - - - - Transfers in 89,424 92,664 1,168,134 800,449 448,316 251,085 423,414 90,000 90,000 94,500 (100,000)(3,228)(1,763,910)(656,348)(325,000)(102,195)(107,776)(90,000)(140,000)( 211,479) Transfers out Total other financing 32,9523,128,540(547,447)170,550123,316148,890315,638-(50,000)( 116,979) sources (uses) NET CHANGE IN $(493,766)$ 3,814,222$(2,199,817)$ 263,417$(497,482)$ 240,016$ 488,951$ 641,743$ 725,823$ 759,122 FUND BALANCES DEBT SERVICE AS A PERCENTAGE OF NONCAPITAL 7.4%6.6%13.2%11.1%10.0%9.2%8.7%8.5%6.9%6.2% EXPENDITURES 62 TABLE 5 CITY OF STEPHENVILLE, TEXAS ASSESSED VALUE AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Estimated Less:Total TaxableTotalActual FiscalResidentialCommercialIndustrialTax-exemptAssessedDirectTaxable YearPropertyPropertyPropertyPropertyValueTax RateValue 1997$ 220,832,244$ 253,586,720$ 51,933,813$ 179,523,650$ 346,829,127$0.4393$1,523,620 1998 235,475,135 271,591,756 118,064,572 203,850,850 421,280,6130.43331,825,409 1999 251,534,041 279,552,526 120,232,379 191,106,538 460,212,4080.47242,174,043 2000 258,328,927 282,242,502 117,284,814 194,131,922 463,724,3210.47242,190,634 2001 275,008,292 277,180,795 110,482,050 192,478,165 470,192,9720.47242,221,192 2002 277,642,872 302,960,725 97,250,070 189,978,791 487,874,8760.48002,341,799 2003 300,285,040 341,944,306 97,673,680 221,495,172 518,407,8540.48502,514,278 2004 332,268,337 380,965,905 111,273,080 249,575,629 574,931,6930.48502,788,419 2005 352,795,683 386,744,845 105,901,750 253,232,383 592,209,8950.48502,872,218 2006 387,312,400 403,019,380 113,971,870 260,321,554 643,982,0960.47503,058,915 Source:Erath County Appraisal District. Note:PropertyinErathCountyisreassessedonceeverythreeyearsonaverage.TheCountyassessespropertyatapproximately95percentofactualvalueforcommercial, industrialandresidentialproperty.Estimatedactualtaxablevalueiscalculatedbydividingtaxableassessedvaluebythosepercentages.Taxratesareper$100of assessed value. 63 TABLE 6 CITY OF STEPHENVILLE, TEXAS DIRECT AND OVERLAPPING PROPERTY TAX RATES LAST TEN FISCAL YEARS City Direct RatesOverlapping Rates GeneralMiddle ObligationTotalStephenvilleTrinity FiscalBasicDebtDirectSchoolWaterErath YearRateServiceRateDistrictDistrictCounty 1997$0.3643$0.0750$0.4393$1.2000-$0.5000 19980.36430.06900.43331.2000-0.4785 19990.33770.13470.47241.3000-0.4785 20000.33590.13650.47241.4500-0.4785 20010.35520.11720.47241.7500-0.4785 20020.36780.11220.48000.1690-0.4785 20030.38120.10380.48501.6900$0.01500.4700 20040.39130.09370.48501.67000.01500.4512 20050.41070.07430.48501.67000.01500.4625 20060.40790.06710.47501.66000.01500.4410 Source:Erath County Appraisal District Notes:TheCity'sbasicpropertytaxratemaybeincreasedonlybyamajorityvoteoftheCity'sresidents.Ratesfordebt service are set based on each year's requirements. Overlapping rates are those of local and county governments that apply to property owners within the City of Stephenville, Texas. The Middle Trinity Water District did not exist in fiscal years 1997 through 2002. 64 TABLE 7 CITY OF STEPHENVILLE, TEXAS PRINCIPAL PROPERTY TAXPAYERS CURRENT YEAR AND NINE YEARS AGO 20061997 PercentagePercentage of Total Cityof Total City TaxableTaxableTaxableTaxable AssessedAssessedAssessedAssessed TaxpayerValueValueValueValue FMC Company$ 20,239,816 2.81%$ 23,365,752 5.55% Saint Gobain Abrasives 10,523,898 1.46% 56,203,761 13.34% TXU Electric Delivery 8,427,920 1.17% 6,441,578 1.53% Bosque River Associates 7,752,330 1.08% 8,536,044 2.03% Wal-Mart Stores, Inc. #1 7,673,710 1.07% 8,530,885 2.02% STAM Ltd 7,239,420 1.01% - - % Saint Gobain Abrasives 6,789,370 0.94% - - % United Telephone Company (Embarq) 6,646,910 0.92% - - % Wilmington Trust (Wal-Mart #2) 6,249,360 0.87% 6,748,266 1.60% Rayloc Genaut 4,654,381 0.65% 18,237,444 4.33% Emerson Electric Company - -% 6,312,988 1.50% FMC Technologies - -% 7,211,108 1.71% --%7,820,717 1.86% Fibergrate Subtotal$ 86,197,115 11.98%$ 149,408,543 35.47% 633,464,32688.02%271,872,070 64.53% Remaining Roll $719,661,441100.00%$ 421,280,613 100.00% Total Source: Erath County Appraisal District State Property Tax Board Report. 65 TABLE 8 CITY OF STEPHENVILLE, TEXAS PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS Collected With the Fiscal Year of the LevyTotal Collections to Date Taxes LeviedCollections Fiscalfor thePercentagein SubsequentPercentage Year EndedFiscal YearAmountof LevyYearsAmountof Levy 1997$ 1,731,091$ 1,691,620 9 7.72%$ 22,760$ 1,714,380 99.03% 1998 1,824,677 1,786,443 9 7.90% 2 8,665 1,815,108 99.48% 1999 2,181,037 2,133,063 9 7.80% 4 0,029 2,173,092 99.64% 2000 2,185,007 2,143,729 9 8.11% 4 4,706 2,188,435 100.16% 2001 2,236,217 2,192,628 9 8.05% 3 2,162 2,224,790 99.49% 2002 2,348,927 2,294,810 9 7.70% 4 4,918 2,339,728 99.61% 2003 2,513,625 2,462,155 9 7.95% 4 6,558 2,508,713 99.80% 2004 2,788,419 2,726,244 9 7.77% 6 2,175 2,788,419 100.00% 2005 2,832,529 2,808,747 9 9.16% 5 2,752 2,861,499 101.02% 2006 3,066,225 3,018,008 9 8.43% 4 2,102 3,060,110 99.80% Sources: Erath County Appraisal District and Erath County Tax Assessor-Collector. 66 TABLE 9 CITY OF STEPHENVILLE, TEXAS RATIOS OF OUTSTANDING DEBT BY TYPE LAST TEN FISCAL YEARS Governmental ActivitiesBusiness-type Activities GeneralCertificatesWaterCertificatesTotalPercentage FiscalObligationofTermRevenueofCapitalPrimaryof PersonalPer YearBondsParticipationLoanBondsParticipationLeasesGovernmentIncomeCapita 1997$ 570,000$ 1,955,000$ 219,228$ 12,575,000$ 375,000$ -$ 15,694,228 5.74%$ 1,097 1998 3,205,000 1,865,000 1 62,245 11,725,000 250,000 - 17,207,245 5.61% 1,179 1999 2,935,000 1,770,000 4 0,278 10,840,000 125,000 - 15,710,278 4.90% 1,072 2000 2,630,000 1,665,000 2 0,887 9,920,000 - - 14,235,887 4.36% 968 2001 2,310,000 1,555,000 - 14,455,000 - - 18,320,000 5.21% 1,228 2002 1,970,000 1,445,000 - 13,455,000 1,150,000 - 18,020,000 5.03% 1,201 2003 1,615,000 1,330,000 - 6,660,000 7,905,000 - 17,510,000 4.79% 1,118 2004 1,235,000 1,210,000 - 6,295,000 14,174,233 - 22,914,233 5.70% 1,443 2005 945,000 1,080,000 - 5,910,000 13,250,233 - 21,185,233 -% 1,300 2006 645,000 950,000 - 5,500,000 14,305,233 259,184 21,659,417 -% 1,283 Notes:Details regarding the City's outstanding debt can be found in the notes to the financial statements. The City issued over $2 million of new certificates of participation in 2006. See Table 14 for personal income and population data. These ratios are calculated using personal income and population for the prior calendar year. 67 TABLE 10 CITY OF STEPHENVILLE, TEXAS RATIOS OF NET GENERAL BONDED DEBT OUTSTANDING LAST TEN FISCAL YEARS Net General Bonded Debt Outstanding Percentage of GeneralAccumulatedActual Taxable FiscalObligationCertificates ofResourcesValue ofPer YearBondsObligationsfor RepaymentTotalPropertyCapita 1997$ 570,000$ 2,174,228$ 3,304$ 2,747,532 0.79%$ 192.14 19983,205,0002,027,245 -5,232,245 1.24% 3 58.37 19992,935,000 1 ,810,278 1,0774,746,355 1.03% 3 23.98 20002,630,000 1 ,685,887 12,8734,328,760 0.93% 2 94.47 20012,310,000 1 ,555,000 24,1393,889,139 0.83% 2 60.65 20021,970,000 1 ,445,000 30,3363,445,336 0.71% 2 29.69 20031,615,000 1 ,330,000 41,0822,986,082 0.58% 1 90.62 20041,235,000 1 ,210,000 41,2852,486,285 0.43% 1 56.53 2005 9 45,0001,080,000 50,5632,075,563 0.35% 1 27.34 2006 6 45,000 9 50,000 6 9,4431,664,443 0.26% 9 8.59 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. See Table 5 for property value data. Population data can be found in Table 14. 68 TABLE 11 CITY OF STEPHENVILLE, TEXAS DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT AS OF SEPTEMBER 30, 2006 Estimated Share of EstimatedDirect and DebtPercentageOverlapping Government Unit OutstandingApplicableDebt Debt repaid with property taxes Stephenville Independent School District$ 15,490,96768.29%$10,579,071 Erath County General Obligation Debt -40.00% - Other debt - Middle Trinity Groundwater Conservation District -38.58% Subtotal overlapping debt 10,579,071 1,595,000 City direct debt $ 12,174,071 Total direct and overlapping debt Sources: AssessedvaluedatausedtoestimateapplicablepercentagesprovidedbytheErathCountyAppraisalDistrict and Assessment Debt outstanding data provided by each governmental unit. Notes: Overlappinggovernmentsarethosethatcoincide,atleastinpart,withthegeographicboundariesoftheCity. Thisscheduleestimatestheportionoftheoutstandingdebtofthoseoverlappinggovernmentsthatisborneby theresidentsandbusinessesoftheCityofStephenville.Thisprocessrecognizesthat,whenconsideringthe City'sabilitytoissueandrepaylong-termdebt,theentiredebtburdenbornebytheresidentsandbusinesses shouldbetakenintoaccount.However,thisdoesnotimplythateverytaxpayerisaresident--andtherefore responsible for repaying the debt--of each overlapping government. 69 TABLE 12 CITY OF STEPHENVILLE, TEXAS LEGAL DEBT MARGIN AND TAX RATE LIMITATIONS INFORMATION As a home rule city, the City of Stephenville is not limited by law in the amount of debt it may issue. Under Article XI, Section 5 of the Texas Constitution, no tax for any purpose shall ever be lawful for any one year, which shall exceed two and one-half percent of the taxable property of the City. AlltaxablepropertywithintheCityissubjecttoassessment,levyandcollectionbytheCityofacontinuing,directannualadvaloremtaxsufficienttoprovideforthepaymentofprincipaland interestonthebondswithinthelimitsprescribedbylaw.Underrulesprescribedbylaw.UnderrulespromulgatedbytheOfficeoftheAttorneyGeneralofTexas,suchofficewillnotapprovetax bonds of the City unless the City can demonstrate its ability to pay debt service requirements on all outstanding City tax bonds, including the issue to be approved. Tax Rate Limitation Calculation for Fiscal Year 2006 Taxable assessed valuation$ 643,982,096 2.50% of assessed valuation Constitutional tax rate limit Maximum constitutional revenue available $ 16,099,552 $2.50 per $100 of valuation Tax rate to achieve maximum tax revenue $0.475 per $100 of valuation Tax rate for FY 2005-2006 $2.025 per $100 of valuation Available unused constitutional max tax rate Debt applicable to limit: General obligation debt$ 2,025,000 DEBT TAX RATE ADEQUACY 2006 Principal and Interest Requirements................................................................................................................. $ 520,819 $0.0671 Tax Rate at 98% Collection Produces...................................................................................................…….. 423,470 Average Annual Principal and Interest Requirement, 2006-2016..........................................………………………. 212,068 $0.0336 Tax Rate at 98% Collection Produces.................................................................................................…….. 212,050 Maximum Principal and Interest Requirements...................................................................................................…….. 525,106 $0.0832 Tax Rate at 98% Collection Produces...................................................................................................…….. 525,077 DEBT SERVICE FUND BUDGET PROJECTION Tax Obligation Debt Service Requirements, Fiscal Year Ending 9-30-2006 $ 520,819 Debt Service Fund, 9-30-05 $ 50,563 Special Assessment Operating Reserve Transfer In 94,500 423,470$ 568,533 Debt Service Fund Tax Levy @ 98% Collection 70 TABLE 13 CITY OF STEPHENVILLE, TEXAS PLEDGED REVENUE COVERAGE LAST TEN FISCAL YEARS Water and Wastewater Revenue Bonds UtilityLess:Net FiscalServiceOperatingAvailableDebt Service YearChargesExpensesRevenuePrincipalInterestCoverage 1997$ 4,101,306$ 1,762,495$ 2,338,811$ 905,000$ 710,648 1.45 1998 4,422,142 1,921,867 2,500,275 9 95,000 668,930 1.50 1999 4,285,128 1,882,313 2,402,815 1 ,010,000 543,862 1.55 2000 4,664,232 3,906,752 757,480 1 ,045,000 500,290 0.49 2001 4,743,061 2,621,741 2,121,320 9 65,000 465,568 1.48 2002 4,578,747 2,459,300 2,119,447 1 ,000,000 641,944 1.29 2003 4,372,612 2,321,847 2,050,765 1 ,145,000 642,281 1.15 2004 4,556,045 2,569,643 1,986,402 1 ,240,000 559,001 1.10 2005 5,511,586 2,553,909 2,957,677 1 ,331,000 712,056 1.45 2006 5,628,658 2,931,743 2,696,915 1 ,340,000 752,077 1.29 Notes: DetailsregardingtheCity'soutstandingdebtcanbefoundinthenotestothefinancialstatements.Operating expenses do not include interest, depreciation, or amortization expenses. 71 TABLE 14 CITY OF STEPHENVILLE, TEXAS DEMOGRAPHIC AND ECONOMIC STATISTICS LAST TEN FISCAL YEARS Per Capita CalendarPersonalPersonalSchoolCollegeUnemployment YearPopulationIncomeIncomeEnrollmentEnrollmentRate 1997 1 4,300$ 273,244,400$ 19,108 3,426 6,381 3.1% 1998 1 4,600 306,527,000 20,995 3,327 6,333 3.1% 1999 1 4,650 320,703,150 21,891 3,419 6,163 2.9% 2000 1 4,700 326,736,900 22,227 3,361 6,359 2.7% 2001 1 4,921 351,419,392 23,552 3,477 6,549 2.0% 2002 1 5,000 358,230,000 23,882 3,444 6,827 3.3% 2003 1 5,665 365,495,780 23,332 3,530 7,197 3.2% 2004 1 5,884 402,262,300 25,325 3,417 7,347 2.7% 2005 1 6,300 - - 3,512 7,589 3.5% 2006 1 6,882 - - 3,550 7,776 3.7% Sources:Population,medianage,andeducationlevelinformationprovidedbytheStateDepartmentofPlanning. PersonalincomeandunemploymentdataprovidedbytheStateDepartmentofCommerceandLabor.School enrollment data provided by the Stephenville Independent School District and Tarleton State University. Notes:Population,medianage,andeducationlevelinformationarebasedonsurveysconductedduringthelastquarter ofthecalendaryear.Personalincomeinformationisatotalfortheyear.Unemploymentrateinformationisan adjusted yearly average. School enrollment is based on the census at the start of the school year. Personal income for 2005 and 2006 is not available. 72 TABLE 15 CITY OF STEPHENVILLE, TEXAS PRINCIPAL EMPLOYERS CURRENT YEAR 2006 Percentage of Total City Employer EmployeesEmployment Tarleton State University 8 95 5.01% FMC Company 6 30 3.53% Saint Gobain Abrasives 5 75 3.22% Stephenville Independent School District 4 68 2.62% Wal-Mart Stores, Inc. 4 50 2.52% Harris Methodist Erath County Hospital 2 55 1.43% Emerson Electric Company 1 92 1.08% Outlaw Conversions 1 90 1.06% Erath County 1 79 1.00% Stephenville Medical & Surgical Clinic 1 50 0.84% Caporal Forging 1 20 0.67% Rayloc Genaut 1 15 0.64% 115 0.64% Fibergrate Composite Structures Subtotal 4 ,334 24.28% 13,519 75.72% Remaining employers 17,853 100.00% Total Source: CityCommunityDevelopmentDivision.TotalemployeedataisprovidedbytheStateDepartmentofCommerce and Labor. Notes: TotalemployeeinformationisbasedonentireErathCounty.Principalemployersareonlythosethatoperatefrom within the corporate City limits of Stephenville. Information for 1997 is not available. 73 TABLE 16 CITY OF STEPHENVILLE, TEXAS FULLTIME EQUIVALENT CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fulltime Equivalent Employees as of September 30, Function/Program1997199819992000200120022003200420052006 General government Management services4444444444 Finance6777667777 Planning1111222222 Building1111111112 Other1111111111 Police Officers30303030303030313131 Civilians9101010101111111313 Fire Firefighters and officers23232323232626262627 Parks and recreation9999111113131313 Library4444444444 Streets7777777777 Water99889999910 Wastewater7777888888 2222222222 Landfill 113115114114118122125126128131 Total Source:City Human Resource Office Notes:Afulltimeemployeeisscheduledtowork2080hoursperyear(includingvacationandsickleave).Fulltimeequivalentemploymentiscalculatedby dividing total labor hours by 2080. 74 TABLE 17 CITY OF STEPHENVILLE, TEXAS OPERATING INDICATORS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal Year Function/Program1997199819992000200120022003200420052006 General government Building permits issued 3 22 3 25 2 38 2 42 2 65 234 2 22 140 172 125 Building permits value$7,417,724$13,259,095$10,293,611$14,721,989$5,563,166$12,118,416$10,467,400$21,515,373$18,442,334$12,262,542 Police Calls for serviceaaa 9 ,138 9 ,114 1 0,207 1 0,203 1 0,483 1 0,358 11,234 Physical arrestsa 9 43 1 ,019 1 ,019 7 16 762 1 ,134 825 959 999 Parking violationsa 4 17 1 82 1 82 8 05 404 5 30 324 386 334 Traffic violationsa 3 ,666 3 ,178 3 ,178 4 ,501 3,164 5 ,094 5,350 3,588 3,066 Fire Ambulance responses 1 ,730 1 ,598 1 ,236 1 ,271 1 ,321 1,468 1 ,372 1,183 1,291 1,255 Fires extinguished 4 87 5 36 3 18 3 76 3 57 412 3 39 185 235 305 Inspections 1 86 1 55 1 50 1 50 1 49 149 1 35 132 109 105 Other public works Street resurfacing (miles) 1 .75 2 .06 0 .32 1 .30 1 .88 2.35 2 .39 1.35 1.14 1.52 Library Volumes in collection 4 1,623 4 1,711 42,214 4 3,065 4 1,905 4 0,161 4 3,331 4 6,938 4 8,548 47,510 Total volumes borrowed 2 05 2 10 8 2 1 20 1 30 237 1 10 138 155 114 Water New connections 5 ,116 5 ,142 5 ,256 5 ,256 5 ,319 5,319 5 ,242 5,521 5,253 5,550 Water main breaks 4 8 5 0 5 1 4 7 5 3 52 4 9 54 50 48 Average daily consumption 2,632,000 2,340,000 2,295,000 2,482,000 2,341,000 2 ,158,000 2,124,000 1 ,971,990 2 ,042,0002,254,000 (thousands of gallons) Peak daily consumption 3,820,000 4,406,000 4,589,000 4,700,000 4,549,000 4 ,174,000 4,133,000 3 ,598,000 3 ,499,0004,397,000 (thousands of gallons) Wastewater Average daily sewage treatment 1,969,000 1,460,000 1,253,000 1,253,000 1,387,000 1 ,311,000 1,354,000 1 ,456,000 1 ,334,0001,414,000 (thousands of gallons) Source: Various City departments Note: a - Information is not available. 75 TABLE 18 CITY OF STEPHENVILLE, TEXAS CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM LAST TEN FISCAL YEARS Fiscal Year Function/Program1997199819992000200120022003200420052006 Police Stations1111111111 Patrol units66669910101010 Fire Stations2222222222 Other public works Streets (miles)87878787878792929292 Highways (miles)19191919191919191919 Streetlights 929 950 952 983 992 992 1,013 1,013 1,013 1,013 Traffic signals - - - - - - - - - - Parks and recreation Acreage 126 126 126 126 126 134 134 134 134 134 Playgrounds3333344444 Baseball/softball diamonds9999999999 Soccer/football fields1111111111 Community centers2222222222 Water Water mains (miles)5858585858 112 116 117 117 120 Fire hydrants 580 580 616 616 623 623 650 670 670 680 Storage capacity 4,500,000 4,500,000 4,500,000 4,500,000 4,500,000 5,500,000 5,500,000 5,500,000 5,500,000 5,500,000 (thousands of gallons) Wastewater Sanitary sewers (miles)686868686896 105 105 110 110 Storm sewers (miles)10101010101010101010 Treatment capacity 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 9,000,000 (thousands of gallons) Source: Various City departments Note: No capital asset indicators are available for the general government or library function. 76 THIS PAGE IS INTENTIONALLY LEFT BLANK