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HomeMy WebLinkAbout2005 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2005 PREPARED BY FINANCE DEPARTMENT CITY OF STEPHENVILLE, TEXAS THIS PAGE LEFT BLANK INTENTIONALLY CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS FOR THE YEAR ENDED SEPTEMBER 30, 2005 Page Number INTRODUCTORY SECTION Letter of Transmittal..................................................................................................... i – iv GFOA Certificate of Achievement............................................................................... v Organizational Chart..................................................................................................... vi Principal City Officials................................................................................................. vii FINANCIAL SECTION Independent Auditors’ Report....................................................................................... 1 – 2 Management’s Discussion and Analysis...................................................................... 3 – 10 Basic Financial Statements Government-wide Financial Statements Statement of Net Assets.......................................................................................... 11 Statement of Activities............................................................................................ 12 Fund Financial Statements Balance Sheet – Governmental Funds.................................................................... 13 Statement of Revenues, Expenditures and Changes in Fund Balances – Governmental Funds................................................................ 14 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Page Number FINANCIAL SECTION (Continued) Fund Financial Statements (Continued) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities......................................................................................... 15 Statement of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual – General Fund.......................................... 16 – 18 Statement of Net Assets – Proprietary Funds......................................................... 19 Statement of Revenues, Expenses and Changes in Fund Net Assets – Proprietary Funds.................................................................. 20 Statement of Cash Flows – Proprietary Funds........................................................ 21 – 22 Statement of Fiduciary Net Assets.......................................................................... 23 Notes to Financial Statements.................................................................................... 24 – 45 Combining Fund Statements and Schedules Nonmajor Governmental Funds Combining Balance Sheet....................................................................................... 46 Combining Statement of Revenues, Expenditures and Changes in Fund Balances................................................................................... 47 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Page Number FINANCIAL SECTION (Continued) Combining Fund Statements and Schedules (Continued) Nonmajor Special Revenue Funds Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Hotel/Motel Occupancy Tax Fund........................................................................................... 48 Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Child Safety Fund.................................... 49 Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual – Public Safety Fund................................... 50 Nonmajor Debt Service Fund Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual.................................................................... 51 Nonmajor Enterprise Funds Combining Balance Sheet....................................................................................... 52 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets................................................................................ 53 Combining Statement of Cash Flows..................................................................... 54 – 55 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Page Number FINANCIAL SECTION (Continued) Combining Fund Statements and Schedules (Continued) Agency Funds Combining Statement of Changes in Assets and Liabilities................................... 56 Table Page NumberNumber STATISTICAL SECTION (Unaudited) Government-wide Expenses by Function...................................................... 1 57 Government-wide Revenues.......................................................................... 2 58 General Governmental Expenditures by Function......................................... 3 59 General Governmental Revenue by Source................................................... 4 60 General Governmental Tax Revenue by Source............................................ 4A 61 Property Tax Levies and Collections............................................................. 5 62 Assessed and Estimated Actual Value of Property........................................ 6 63 – 64 Property Tax Rates – Direct and Overlapping Governments (Per $100 Assessed Value)......................................................................... 7 65 Principal Taxpayers....................................................................................... 8 66 (continued) CITY OF STEPHENVILLE, TEXAS TABLE OF CONTENTS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Table Page NumberNumber STATISTICAL SECTION (Unaudited) Computation of Legal Debt Margin............................................................... 9 67 Ratio of Net General Obligation Bonded Debt to Assessed Value and Net General Obligation Bonded Debt Per Capita...................... 10 68 Ratio of Annual Debt Service Expenditures for General Obligation Bonded Debt to Total Governmental Fund Expenditures........................... 11 69 Computation of Direct and Overlapping Bonded Debt General Obligation Bonds........................................................................... 12 70 Revenue Bond Coverage – Water and Wastewater Bonds............................ 13 71 Demographic Statistics.................................................................................. 14 72 Property Value, Construction and Bank Deposits......................................... 15 73 – 74 Miscellaneous Statistics................................................................................. 16 75 Schedule of Insurance in Force...................................................................... 17 76 Pension Trend Data – Texas Municipal Retirement System......................... 18 77 THIS PAGE LEFT BLANK INTENTIONALLY INTRODUCTORY SECTION THIS PAGE LEFT BLANK INTENTIONALLY November 18, 2005 The Honorable Mayor, City Council and the Citizens of the City of Stephenville The City of Stephenville (the “City”) Financial Management Policies requires that the City’s Finance Departmentprepare a completeset of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audited in accordance with generally accepted auditing standards by a firm of licensed certified publicaccountants.Accordingly,the Comprehensive Annual Financial Report for the City of Stephenville, Texas for the fiscal year ended September 30, 2005, is hereby issued. This report consists of management’s representations concerning the finances of the City. Consequently, management assumes full responsibility for the completeness and reliability of all the informationpresented in this report. To provide a reasonable basis for making representations, the City has established a comprehensive internal control framework that is designed both to protect the City’s assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City’s financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has beendesigned to provide reasonable, rather than absolute, assurance that the financial statementswill be free frommaterialmisstatements.Asmanagement, we assert that, to the best of our knowledge and belief, this financial report is completeand reliable in all material respects. The City’s financial statements have been audited by Pattillo, Brown and Hill LLP, Independent Certified Public Accountants. The goal of the independent audit is to provide reasonable assurance that the financial statements of the City for the fiscal year ended September 30, 2005, are free of materialmisstatements. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimatesmade by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City’s financial statements for the fiscal year ended September 30, 2005, are fairlypresented in conformitywith GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the formof a Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following thereport of the independent auditor. Profile of the City The City was incorporated in 1889 andchartered a home-rule city under Texas law in 1961. The City occupies approximately10.26square milesand serves a populationof about 16,300. The City is empowered by state statute to levy a tax on both real and business personal property located within its boundaries. The City also has the power by state statute to extend its corporate citylimits by annexation, which is done periodicallywhen deemed appropriate by the City Council. i The City operates under the mayor-council form of government. Policy-making and legislative authority are vested in a governing Council consisting of the Mayor and eight (8) Council members. The City Council is responsible for, among other things, passing ordinances, adopting the budget, appointing committees, and hiring the City Administrator. The City Administrator is responsiblefor carrying out the policies and ordinances of the City Council, for overseeing the day-to-dayoperations of the City,and appointing head of various departments. The Mayor and City Council members serve two (2) yearterms. All elected officials are elected at-large. The basic financial statements of the Cityinclude all governmental activities, organizations and functions for which the City is financially accountable as defined by the Government Accounting Standards Board (GASB). Based on these criteria, no other governmental organizations are included in this report. Services Provided. The City provides a full range of services, including public safety (police, fire and emergencymedical),maintenance of streets and infrastructure, sanitation services, maintenance of the treated water distribution systemand both sanitary and storm sewer collection and transmission systems, recreational activities and cultural events, landfill operations, and airport facility maintenance as well as general administrative services. Economic Conditions and Outlook The information presented in the financial statements isperhaps best understood when it is considered from the broader of the specific environment within which the City operates. Local Economy.TheCity currently enjoys a favorable economic environment, bolstered by the strength of both Cross Timbers area and the State of Texas. Stephenville continues to act as a retail hub of the area. While many cities in the state are seeing the effect of a downturn in their economy, Stephenville has maintained its strong economic position. Strong propertyvalues, sales tax receipts and building activity are keyindicators of the strength of the City’s economic position. The following facts reflect Stephenville’s economic condition and outlook: Property valuations increased by about $61,500,000 (10.5%)in 2005 to$645,500,000. Residential and commercialactivity continues to be strong. With newresidential building lots going on line this year and commercial buildings currently under construction, all signs point to property valuations continuing to increase. The propertytax rate of $.4850 was the same that it had been for the past three (3) years. Sales tax collections continue to experience growth this year showing a 3.3% increase over the previous year. ASSESSED PROPERTYVALUATIONS SALES TAXCOLLECTIONS $4 $700 $600 $3 $500 in millions in millions $400 $2 $300 $200 $1 $100 $0 $0 20012002200320042005 20012002200320042005 ii Accounting System and Budgetary Control The City’s accounting records for general governmental operations are maintained on a modified accrual basis, with the revenues being recorded when available andmeasurable and expenditures being recorded when the services or goods are received and the liabilities incurred. Accounting records for the City’s utilities are maintained on the accrual basis. In developing and maintaining the City’s accounting system, consideration is given to the adequacy of the internal control structure. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliabilityoffinancial records for preparing financial statements and maintaining accountabilityof assets. The concept of reasonable assurance recognizes that: (1) the cost of a control shouldnot exceed the benefits likely to be derived; and (2) the evaluation of costs and benefits requires estimates and judgments by management. All internal control evaluations occur within the above framework. We believe that the City’s internal controls adequately safeguard assets and provide reasonable assurance of proper recording of financial transactions. The annual budget serves as the foundation of the City’sfinancial planning and control. The City Charter provides that the City Council shall adopt the annual budget prepared by the City Administrator. The proposed st budget mustbe submitted to the City Secretary no later than August 1 with the adoption taking place no later rd than September 23. The City Administrator is authorized to transfer budgeted amounts between line items and departmentswithin any fund; however any revisions that alter the total expenditures of any fund must be approved by the City Council. Budgetary control has been established at the departmental level. Financial reports are produced showing budget and actual expenditures by line item, and are distributed monthly to the departmentalmanagement and to others upon request. Individual line items are reviewed and analyzedfor budgetary compliance. Personnel expenditures are monitored and controlled at a position level and capital expenditures are monitored and controlled item by item. Revenue budgets are reviewed monthly. Budget-to-actual comparisons are provided in this report for the General Fund on pages 16 –18. Debt Management. The City has been funding its capital program fromcurrent revenues and surplus working capital since 1996. Cash Management. The Cityutilizes its bank depository contract and its investment policyin the management of all cash.Under the bank depository contract, the City operating account earns the bank’s public fund interest rate. During the fiscal year ended September 30, 2005, the average rate on the operating account balances was 2.39 percent. The City’s investment policy embracescurrent state regulations on the investment of public funds and authorizes the City to invest in certificates of deposits from the bank depository, direct obligations of the United States Government, obligations of an agency of the United States Government and local government investment pools. The combination of these investmentvehicles provided a weighted average return of 2.57 percent over the fiscal year. The Cityrequires that alldeposits be collateralized with securities held in joint accounts at First Financial Bank of Stephenville. Collateral is monitored monthly to ensure that the market value of the pledged securities equals or exceeds the related deposit or investment balance. Investments are always executed delivery-versus-payment method.Thatis, funds are not wired or paid until verification has beenmade that the correct security has been received. Securities are held on behalf of the Cityby the City’s agent. All collateral shallbe subject to verification andaudit by the Finance Director and the City’s independent auditors. iii v CITY OF STEPHENVILLE, TEXAS ORGANIZATION CHART Citizens of Stephenville Mayor and City Council Boards & Commissions City Attorney City AdministratorMunicipal Judge City Secretary CommunityFinance/Community FireUtilitiesPolice DevelopmentAdministrationServices PlanningFireAccounting WaterCriminal Parks Suppression ProductionInvestigation InspectionsFireUtility Billing Water PatrolRecreation Prevention Distribution CodeEmergency Purchasing Wastewater CommunicationsCemeteries EnforcementMedical Services Collection Budget WastewaterRecordsLibrary Treatment Audit LandfillAnimal ControlStreets Investments Airport Customer Service Insurance Senior Citizens Water Pollution Control Human Resources vi CITY OF STEPHENVILLE, TEXAS PRINCIPAL CITY OFFICIALS SEPTEMBER 30, 2005 MayorRussell E. Jergins Council Members Dr. Malcolm L. Cross Barry Ratliff Alan Nash Cyndi Godwin Todd McEvoy Andrew Johnson Mark Murphy Nancy Hunter City Administrator Mark A. Kaiser Director of Finance/AdministrationDonald A. Ives Director of Utilities Vacant Director of Community Development Betty Chew Acting Police Chief Mark Johnson Interim Fire Chief Jimmy Chew Director of Community Services Drew Wells City Secretary Cindy Stafford vii THIS PAGE LEFT BLANK INTENTIONALLY FINANCIAL SECTION THIS PAGE LEFT BLANK INTENTIONALLY INDEPENDENT AUDITORS’ REPORT To the Honorable Mayor and Members of City Council City of Stephenville, Texas We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Stephenville, Texas, as of and for the year ended September 30, 2005, which collectively comprise the City’s basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Stephenville’s management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Stephenville, Texas, as of September 30, 2005, and the respective changes in financial position and cash flows, where applicable, and the budgetary comparison for the General Fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated November 18, 2005, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards, and should be considered in conjunction with this report in considering the results of our audit. 1 401 WEST HIGHWAY 6 P. O. BOX 20725 WACO, TX 76702-0725 (254) 772-4901FAX: (254) 772-4920 www.pbhcpa.com AFFILIATE OFFICES:BROWNSVILLE, TX (956)544-7778HILLSBORO, TX (254)582-2583 TEMPLE, TX (254)791-3460 ALBUQUERQUE, NM (505) 266-5904 The management’s discussion and analysis on pages 3 through 10 are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Stephenville, Texas’ basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. November 18, 2005 2 MANAGEMENT’S DISCUSSION AND ANALYSIS THIS PAGE LEFT BLANK INTENTIONALLY Management's Discussion and Analysis As management of the City of Stephenville, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2005. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the introductory section of this report. . FINANCIAL HIGHLIGHTS The assets of the City exceed its liabilities as of September 30, 2005, by $40,922,632 (net assets). Of this amount, $14,850,501 (unrestricted net assets) may be used to meet the City’s ongoing obligations to citizens and creditors in accordance with the City’s fund designation and fiscal policies. The City's total net assets increased by $4,409,214. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $9,736,101. Approximately 99 percent of this total amount, $9,672,189, is unreserved fund balance available for use within the City’s fund designation and fiscal policies. As of September 30, 2005, unreserved fund balance for the General Fund was $8,374,765 or 99 percent of total general fund expenditures. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis are intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide Financial Statements. The government-wide financial statements, which begin on page 11 of this report, are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. 3 The statement of activities presents information showing how the City's net assets changed during the most recent fiscal year. All changes in net assets are reported when the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused compensation absences.) Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, streets, library, cemetery, culture and recreation, and community development. The business-type activities of the City include water, wastewater, solid waste, and airport operations. The government-wide financial statements can be found on pages 11 – 12 of this report. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives.The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into two categories – governmental funds and proprietary funds. Governmental Funds.Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on current sources and uses of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus on governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. A budgetary comparison statement has been provided for the General Fund to demonstrate compliance with the annual appropriated budget. Data for the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining fund statements and schedules elsewhere in this report. Proprietary Funds. The City maintains one type of proprietary fund. Enterprise Funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses the Enterprise Funds to account for water, wastewater, storm water drainage, solid waste, and airport operations. 4 Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The basic proprietary fund financial statements can be found on pages 19 – 22 of this report. Notes to the Financial Statements.The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 24 – 45 of this report. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents combining fund statements and schedules that further support the information in the financial statements. The combining fund statements and schedules for nonmajor funds are presented immediately following the notes to the financial statementsbeginning on page 46 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by $40,922,632 as of September 30, 2005. A large portion of the City's net assets (62 percent) reflects its investments in capital assets (e.g., land, buildings, equipment and infrastructure), less any outstanding debt used to acquire those assets. The investments in capital assets net of related debt increased by $2,154,921 mainly due to the acquisition and depreciation of capital assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF STEPHENVILLE’S NET ASSETS Governmental ActivitiesBusiness-type ActivitiesTotals 200520042005200420052004 Current and other assets$10,336,824$9,639,363$13,403,902$12,784,572$23,740,726$22,423,935 11, 10,095,652 28,958,228 27,824,738 39,497,348 38,920,390455,576 Capital assets 21, 20,432,476 42,597,591 40,228,640 63,281,920 60,661,116879,511 Total assets Liabilities311,136312,135907,493928,9381,218,6291,241,073 2, 2,205,990 19,607,035 20,313,865 21,517,985 23,519,855125,020 Noncurrent liabilities 2, 2,517,126 20,919,170 21,221,358 22,446,923 24,738,484366,093 Total liabilities Net assets: Invested in capital assets, net of related debt9,070,6528,877,24116,190,91614,229,40625,261,56823,106,647 Restricted295,721620,104514,842470,750810,5631,090,854 9, 8,548,977 5,181,076 4,301,524 14,134,841 12,850,501315,917 Unrestricted $18, 17,915,350$ 22,678,421$ 18,007,282$ 40,834,997$ 36,922,632$513,418 Total net assets 5 An additional portion of the City’s assets (5percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets, $14,850,501, may be used to meet the government's ongoing obligations to citizens and creditors. As of September 30, 2005, the City is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. The same held true for the prior fiscal year. Overall, the City had an increase in net assets of $4,409,214. Governmental Activities. Governmental activities increased the City’s net assets by $1,236,929 or 28 percent of the total growth in net assets. The net assets invested in capital assets, net of related debt decreased by $193,411 or 2 percent due to pay down of annual debt service. Unrestricted net assets increased by $1,367,901 or 16 percent. Total revenues for governmental activities increased from the previous year by $587,732. General revenue had a net increase of $547,479 or 7 percent. Business-type Activities. Net Assets from business-type activities increased by $3,172,285 or 17 percent from $18,834,997 to $22,007,282 accounting for the other 72 percent of the total growth in net assets. This increase is primarily due to the excess of operating revenues over operating expenditures and net transfers. The following table provides a summary of the City’s operations for the year ended September 30, 2005, with comparative totals for the year ended September 30, 2004. 6 CITY OF STEPHENVILLE’S CHANGES IN NET ASSETS Governmental ActivitiesBusiness-type ActivitiesTotals 200520042005200420052004 Revenues: Pro gram revenues: Charges for services$976,894$901,999$5,945,434$5,239,417$6,922,328$6,141,416 Operatinggrants125,068189,805--125,068189,805 Capitalgrants and contributions556,425366,4781,513,020411,4742,069,445777,952 General revenues: Property taxes2,896,2732,790,389--2,896,2732,790,389 Sales taxes3,654,2323,538,100--3,654,2323,538,100 Franchise taxes1,264,2981,017,370--1,264,2981,017,370 Other taxes292,447262,467--292,447262,467 Investment earnings286,30187,990305,559100,773591,860188,763 54, 12,068 -158 26, 54,429 38,068587 Miscellaneous 10, 9,106,006 7,166,756 5,764,013 17,778,093 14,870,019944,849 Total revenues Expenses: Generalgovernment1,453,9861,421,563--1,453,9861,421,563 Public safety4,345,8464,026,402--4,345,8464,026,402 Streets979,051995,046--979,051995,046 Culture and recreation1,582,8641,574,032--1,582,8641,574,032 y development348,177296,244--348,177296,244 Communit Interest on long-term debt109,153130,388--109,153130,388 Water and wastewater--4,367,6714,231,1724,367,6714,231,172 ge--166,34635,462166,34635,462 Storm water draina Sanitary landfill--99,078143,16199,078143,161 --8,633101,0828, 101,633082 Airport 8, 8,819,077 4,443,675 4,641,728 13,510,877 12,460,805954,552 Total expenses Increases in net assets before transfers1,286,929723,0813,122,2851,267,2164,409,2141,990,297 (50, 351,000) 50,518 351,000( -518) - Transfers Change in net assets1,236,9291,074,5993,172,285915,6984,409,2141,990,297 17, 16,678,421 18,603,822 17,834,997 36,919,299 34,513,418523,121 Net assets - beginning $18, 17,915,350$ 22,678,421$ 18,007,282$ 40,834,997$ 36,922,632$513,418 Net assets - ending FINANCIAL ANALYSIS OF THE GOVERNMENT’S FUNDS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental Funds. The focus of the City’s governmentalfunds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $9,736,101. Approximately 99 percent of this total amount, $9,672,189, constitutes unreserved fund balance. Refer to page 13 of this report for a more detailed presentation of governmental fund balances. 7 In the General Fund, the City budgeted for a decrease in the fund balance on a budget basis of $833,690 but due to actual revenues being more than budgeted and actual expenditures being less than budgeted, the fund balance actually increased by $352,728 during the current fiscal year. This was mainly due to higher than projected sales tax collections. Sales tax collections increased by 3.3% from the previous year and the City collected $410,207 more than budgeted. Other actual revenues collected were also higher than budgeted: 1) current year and delinquent property taxes were collected at higher rates than projected to generate $30,018; 2) franchise fees were $106,939; 3) licenses and permit fees were $77,273 more than budgeted; and 4) service charges were also higher because ambulance fees collected were $58,409 higher than budgeted. Expenditures were lower than budgeted mainly because street department costs were $154,210 lower, fire department costs were $77,376 lower, and community development costs were $98,961 lower than budgeted. The fund balance of the City’s General Fund increased by $352,728 during the current fiscal year. Proprietary Funds. The City's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net assets of the City's Enterprise Funds at the end of the year amounted to $3,754,024. The increase in net assets was $3,172,285. Other factors concerning the finances of these funds have already been addressed in the discussion of the City's business-type activities. General Fund Budgetary Highlights Differences between the original budget and the final amended budget amounted to $473,580. The most significant changes were for $250,000 to fund acquisitions of rights-of-way for the proposed Ollie/Mary Street expansion and $91,200 for additional parks maintenance and projects. The remaining portion of the budget difference was used mainly to cover adjustments for unexpected maintenance and personnel costs. Even with these increases in appropriations, the excess in revenues during the year was sufficient to fund these increases without reducing the budgeted General Fund fund balance. Capital Assets. The City's investment in capital assets for its governmental and business-type activities as of September 30, 2005, amounts to $25,261,568 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, machinery and equipment, park facilities and infrastructure. Major capital asset events occurring during the current fiscal year included the following: Purchase of new advanced life support ambulance for $83,844; Elevated storage tank renovations for $223,647; Park improvements for $101,345; Continuation of street improvement program for $283,756; Rights-of-way acquisitions for the Ollie/Mary Streets expansion at $127,273; Water and sewer line replacement programs for $572,132; Acquired vehicles and other equipment for approximately $186,125; Purchased new firefighting equipment for $62,207. 8 CITY OF STEPHENVILLE’S CAPITAL ASSETS AT YEAR-END Governmental ActivitiesBusiness-typeActivitiesTotals 200520042005200420052004 Land$1,831,885$1,738,556$799,177$798,082$2,631,062$2,536,638 Buildings and improvements2,445,9471,759,0903,804,3683,922,0176,250,3155,681,107 Equipment1,206,0331,245,209416,506436,9611,622,5391,682,170 Infrastructure5,611,7876,215,37323,454,85322,067,75529,066,64028,283,128 Construction in -- 349 272,53,834 3493 272,53,8343 progress $11,09 105,652$ 28,824,73,958,228$ 28$ 39,9207,497,348$ 3,390$8,455,576 Total capitalassets Additional information on the City's capital assets can be found on page 37 – 38 of this report. DEBT ADMINISTRATION At the end of the current fiscal year, the City had total bonded debt of $21,185,233. Of this amount, $2,025,000 represents bonded debt backed by the full faith and credit of the City, $18,929,000 represents utility revenue bonds secured by water and sewer revenues and $231,233 represents revenue bonds secured by airport revenues. OUTSTANDING DEBT AT YEAR-END Governmental ActivitiesBusiness-type ActivitiesTotals 200520042005200420052004 General obligation$945,000$1,235,000$-$-$945,000$1,235,000 Certificates of obligations1,080,0001,210,000--1,080,0001,210,000 Revenue bonds -- 1 20,469,239,160,233 193 20,469,23,160,2333 payable $ 2,4452,025,000$ 1,000$ 20,469,239,160,233$ 213$ 22,914,23,185,233$3 The City's General Obligation, Tax and Certificates of Obligation Bond ratings are listed below. Moody'sStandard Investors Serviceand Poor's General Obligation BondsA3A Additional information on the City’s long term-debt can be found in pages 39 – 41 this report. 9 ECONOMIC FACTORS AND NEXT YEAR’S BUDGETS AND RATES In the fiscal year 2006-07 budget, General Fund revenues and transfers are budgeted to increase by 4.0% from the 2004-05 final budget with ad valorem taxes making up 30.5% and sales tax collections making up 41.3% of the General Fund revenues. Certified assessed property valuations increased by 10.5% over the preceding year. Factors that were considered in preparing the City’s budget for the 2006 fiscal year were an increase in personnel costs by about 6.5%. During the current fiscal year, unreserved fund balance in the General Fund increased to $8,374,765. The City uses reserves from the General Fund to supplement capital projects (e.g. street paving, code enforcement demolition costs, park improvements, rights-of-way acquisitions, capital replacement) during the year as the needs arise and where favorable unit pricing is received on such projects. Additionally, the City’s Financial Management Practices call for the designation of any surplus of revenues over expenses at fiscal year-end as a means of providing resources for major capital projects. There are ample funds for transfers during 2006, should the City Council so desire, and still retain the minimum fund balance provisions established by the Financial Management Practices. Requests for Information This financial report is designed to provide a general overview of the City's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional information should be addressed to Donald A. Ives, Director of Finance and Administration, 298 West Washington, Stephenville, Texas 76401-4257 or call (254) 918-1211. 10 BASIC FINANCIAL STATEMENTS THIS PAGE LEFT BLANK INTENTIONALLY CITY OF STEPHENVILLE, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30, 2005 Primary Government GovernmentalBusiness-type ActivitiesActivitiesTotal ASSETS Cash and investments17,107,607$ 3,347,868$ 20,455,475$ Receivables (net of allowances for uncollectibles) Taxes804,392 - 804,392 Accounts295,372 960,212 1,255,584 Special assessments213,714 - 213,714 Other46,376 - 46,376 Internal balances8,143,986)( 8,143,986 - Inventories13,349 - 13,349 Restricted investments- 747,711 747,711 Deferred charges- 204,125 204,125 Capital assets Land1,831,885 799,177 2,631,062 Buildings and improvements3,191,028 4,621,200 7,812,228 Machinery and equipment4,233,138 1,624,761 5,857,899 Infrastructure/water and wastewater distribution9,270,814 38,052,203 47,323,017 Construction in progress- 349,834 349,834 (7,431,213)( 24,053,650)( Less: accumulated depreciation 28,824,73811,095,652 39,920,390 Total capital assets 42,228,64021,432,476 63,661,116 Total assets LIABILITIES Accounts payable145,060 594,053 739,113 Accrued liabilities153,470 20,013 173,483 Accrued interest payable12,606 236,307 248,913 Customer deposits- 57,120 57,120 Noncurrent liabilities: Due within one year466,198 1,293,360 1,759,558 1,739,792 19,760,297 Due in more than one year 2,517,126 22,738,484 Total liabilities NET ASSETS Invested in capital assets, net of related debt9,070,652 16,190,916 25,261,568 Restricted for: Hotel/motel economic development233,917 - 233,917 Child and public safety13,826 - 13,826 Debt service47,978 514,842 562,820 9,548,977 5,301,524 14,850,501 Unrestricted $ 22,007,28218,915,350$ 40,922,632$ Total net assets The notes to the financial statements are an integral part of this statement. 11 CITY OF STEPHENVILLE, TEXAS STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2005 Net (Expense) Revenue and Program RevenuesChanges in Net Assets OperatingCapital Charges forGrants andGrants andGovernmentalBusiness-type Functions/ProgramsExpensesServicesContributionsContributionsActivitiesActivitiesTotal Governmental activities General government$ 172,2921,453,986$ 48,899$ -$ 1,232,795$( -)$ 1,232,795$() Public safety 488,2924,345,846 52,715 2,500 3,802,339( -) 3,802,339() Streets 17,213979,051 - 506,963 454,875( -) 454,875() Culture and recreation 135,6071,582,864 23,454 46,962 1,376,841( -) 1,376,841() Community developmen 163,490348,177 - - 184,687( -) 184,687() -109,153 - - 109,153)( - 109,153)( Interest on long-term debt 976,8948,819,077 125,068 556,425 7,160,690)( - 7,160,690)( Total governmental activities Business-type activities Water and wastewater 5,245,9014,367,671 - 1,509,390 - 2,387,620 2,387,620 Sanitary landfill 174,845166,346 - - - 8,499 8,499 Airport99,078 39,088 - 3,630 - 56,360)( 56,360)( 485,6008,633 - - - 476,967 476,967 Storm water drainage 5,945,4344,641,728 - 1,513,020 - 2,816,726 2,816,726 Total business-type activities $ 13,460,805 6,922,328$ 125,068$ 2,069,445$ 7,160,690)( 2,816,726 4,343,964)( Total General revenues: Taxes: Property - generalpurpose2,447,610 - 2,447,610 Property - debt service -448,663 448,663 Sales -3,654,232 3,654,232 Franchise -1,264,298 1,264,298 Other -292,447 292,447 Investment earnings 305,559286,301 591,860 Miscellaneous 54,068 - 54,068 ( 50,00050,000) - Transfers 8,397,619 355,559 8,753,178 Total general revenues and transfers Change in net assets 3,172,2851,236,929 4,409,214 17,678,421 18,834,997 36,513,418 Net assets, beginning $ 18,915,350 22,007,282$ 40,922,632$ Net assets, ending The notes to the financial statements are an integral part of this statement. 12 CITY OF STEPHENVILLE, TEXAS BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30, 2005 OtherTotal CapitalGovernmentalGovernmental GeneralProjectsFundsFunds ASSETS Cash and investments7,812,242$ 8,993,302$ 302,063$ 17,107,607$ Receivables (net of allowance for uncollectibles) Taxes747,498 - 56,894 804,392 Accounts116,099 - - 116,099 Intergovernmental44,753 - 1,623 46,376 Special assessment- 213,714 - 213,714 -13,349 - 13,349 Inventories 8,733,941 9,207,016 360,580 18,301,537 Total assets LIABILITIES AND FUND BALANCES Liabilities: Accounts payable87,748 - 52,253 140,001 Accrued liabilities153,470 - - 153,470 Due to other funds5,059 8,143,986 - 8,149,045 -112,899 10,021 122,920 Deferred revenue 8,143,986359,176 62,274 8,565,436 Total liabilities Fund balances: Reserved for: Inventories13,349 - - 13,349 Debt service- - 50,563 50,563 Unreserved, reported in: General fund8,361,416 - - 8,361,416 Special revenue funds- - 247,743 247,743 1,063,030- - 1,063,030 Capital projects fund 8,374,765 1,063,030 298,306 Total fund balances 9,736,101 $ 8,733,941 9,207,016$ 360,580$ Total liabilities and fund balances Capitalassetsusedingovernmentalactivitiesarenotfinancialresourcesand,therefore,arenotreportedinthe funds. 11,095,652 Otherlong-termassetsarenotavailabletopayforcurrent-periodexpendituresand,therefore,aredeferredinthe funds. 302,193 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds. (2,218,596) $ 18,915,350 Net assets of governmental activities The notes to the financial statements are an integral part of this statement. 13 CITY OF STEPHENVILLE, TEXAS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 OtherTotal CapitalGovernmentalGovernmental GeneralProjectsFundsFunds REVENUES Taxes: Property$ -2,444,354$ 447,803$ 2,892,157$ Sales3,654,232 - - 3,654,232 Franchise1,264,298 - - 1,264,298 Other32,347 - 260,100 292,447 Special assessment- 402,789 - 402,789 Licenses and permits168,523 - - 168,523 Fines and forfeitures205,372 - 2,035 207,407 Intergovernmental 46,96253,503 3,763 104,228 Service charges651,021 - - 651,021 Investment earnings236,584 40,057 9,659 286,300 108,222 - - 108,222 Miscellaneous 489,8088,818,456 723,360 10,031,624 Total revenues EXPENDITURES Current: General government1,002,181 - 229,528 1,231,709 Public safety -4,133,744 6,994 4,140,738 Streets578,126 - - 578,126 Culture and recreation1,412,305 - - 1,412,305 Community development -346,969 - 346,969 Debt service: Principal - - 420,000 420,000 Interest and fiscal charges- - 111,582 111,582 942,403 71,969 - 1,014,372 Capital outlay 71,9698,415,728 768,104 9,255,801 Total expenditures EXCESS(DEFICIENCY) OF REVENUES 402,728 417,839 44,744)( 775,823 OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Transfers in - - 90,000 90,000 (50,000) 90,000)( - 140,000)( Transfers out (50,000) 90,000)( 90,000 50,000)( Total other financing sources (uses) 327,839352,728 45,256 725,823 NET CHANGE IN FUND BALANCES 735,1918,022,037 253,050 9,010,278 FUND BALANCES, BEGINNING $ 1,063,0308,374,765$ 298,306$ 9,736,101$ FUND BALANCES, ENDING The notes to the financial statements are an integral part of this statement. 14 CITY OF STEPHENVILLE, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2005 AmountsreportedforgovernmentalactivitiesintheStatementofActivities(page12)are different because: Net change in fund balances - total governmental funds (page 14)725,823$ Governmentalfundsreportcapitaloutlaysasexpenditures.However,inthestatementof activitiesthecostofthoseassetsisallocatedovertheirestimatedusefullivesandreportedas depreciation expense. 98,476 Theneteffectofvariousmiscellaneoustransactionsinvolvingcapitalassets(i.e.,sales,trade- ins, and donations) is to increase net assets.38,948 Revenuesinthestatementofactivitiesthatdonotprovidecurrentfinancialresourcesarenot reported as revenues in the funds.( 29,792) Theissuanceoflong-termdebt(e.g.,bonds,leases)providescurrentfinancialresourcesto governmentalfunds,whiletherepaymentoftheprincipaloflong-termdebtconsumesthe current financial resources of governmental funds. 420,000 Someexpensesreportedinthestatementofactivitiesdonotrequiretheuseofcurrentfinancial resources and, therefore, are not reported as expenditures in governmental funds. (16,526) $ 1,236,929 Change in net assets of governmental activities (page 12) The notes to the financial statements are an integral part of this statement. 15 CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) REVENUES Taxes5,537,947$ 5,681,972$ 6,130,933$ 448,961$ Franchise1,142,359 1,157,359 1,264,298 106,939 Licenses and permits91,250 91,250 168,523 77,273 Fines and forfeitures195,000 195,000 205,372 10,372 Intergovernmental45,512 51,932 53,503 1,571 Service charges591,468 619,132 651,021 31,889 Investment earnings90,000 80,000 236,584 156,584 32,25032,250 108,222 75,972 Miscellaneous 7,725,786 7,908,895 8,818,456 909,561 Total revenues EXPENDITURES Current: General government: City council46,674 49,674 37,546 12,128 City administrator110,201 110,201 104,077 6,124 City secretary 72,43667,436 72,332 104 Emergency management4,850 6,650 5,486 1,164 Municipal buildings197,220 197,220 174,338 22,882 Financial administration and accounting 286,806286,806 288,746 1,940() Purchasing 46,98846,988 46,541 447 Tax assessment and collection81,250 81,250 59,537 21,713 Legal counsel65,713 65,713 61,530 4,183 Municipal court84,230 84,230 82,623 1,607 79,96076,060 69,425 10,535 Human resources 1,067,428 1,081,128 1,002,181 78,947 Total general government Public safety: Fire and ambulance administration110,382 108,482 109,151 669() Fire prevention and investigation73,691 73,741 72,055 1,686 Fire suppression780,354 785,494 748,646 36,848 Emergency medical services725,921 746,761 731,537 15,224 Volunteer31,558 31,558 23,511 8,047 (continued) 16 CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) EXPENDITURES(Continued) Current: Public safety(continued): Police administration106,040$ 103,840$ 106,776$ 2,936$() Police patrol1,315,541 1,335,041 1,324,861 10,180 Police communications318,295 317,595 308,443 9,152 Police records119,558 119,808 117,325 2,483 Criminal investigation295,528 295,528 288,130 7,398 Police reserve55,104 55,104 55,095 9 Animal control98,537 99,237 99,240 3() 156,818146,818 148,974 7,844 Public safety facility 4,177,327 4,229,007 4,133,744 95,263 Total public safety Streets: 656,771651,771 578,126 78,645 Street maintenance 656,771651,771 578,126 78,645 Total streets Culture and recreation: Recreation administration580,506 600,506 590,113 10,393 Park maintenance390,972 420,372 418,442 1,930 Cemeteries 109,124 109,124 105,872 3,252 Library 216,403186,403 185,995 30,408 111,826100,026 111,883 57)( Senior citizens center 1,367,031 1,458,231 1,412,305 45,926 Total culture and recreation Community development: Community developmentplanning 389,529389,529 200,767 188,762 Community development inspection70,552 79,552 72,283 7,269 83,93880,938 73,919 10,019 Code enforcement 553,019541,019 346,969 206,050 Total community development 7,804,576 7,978,156 7,473,325 504,831 Total current (continued) 17 CITY OF STEPHENVILLE, TEXAS GENERAL FUND STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance with Final Budget Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) EXPENDITURES(Continued) Capital outlay: General government: Municipal buildings-$ 30,000$ 35,778$ 5,778)$( 25,00025,000 12,564 12,436 Financial and administration and accounting 55,00025,000 48,342 6,658 Total general government Public safety: Emergency medical services171,500 171,500 151,129 20,371 75,50075,500 82,214 6,714)( Police patrol 247,000247,000 233,343 13,657 Total public safety Streets: 538,000288,000 450,156 87,844 Street maintenance 538,000288,000 450,156 87,844 Total highways and streets Culture and recreation Park maintenance164,900 184,900 188,722 3,822)( 5,0005,000 4,288 712 Library 189,900169,900 193,010 3,110)( Total culture and recreation Community development: 25,00025,000 17,552 7,448 Community development planning 25,00025,000 17,552 7,448 Total community and development 1,054,900754,900 942,403 112,497 Total capital outlay 8,559,476 9,033,056 8,415,728 617,328 Total expenditures OTHER FINANCING SOURCES (USES) 50,000)-( 50,000)( - Transfers out 50,000)-( 50,000)( - Total other financing sources (uses) ( 1,174,161833,690)( 352,728) 1,526,889 NET CHANGE IN FUND BALANCES 8,022,037 8,022,037 8,022,037 - FUND BALANCE, BEGINNING $7,188,347 6,847,876$ 8,374,765$ 1,526,889$ FUND BALANCE, ENDING The notes to the financial statements are an integral part of this statement. 18 CITY OF STEPHENVILLE, TEXAS STATEMENT OF NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30, 2005 Business-type Activities - Enterprise Funds Water andOther ASSETSWastewaterFundsTotal Current assets: Cash and investments1,668,625$ 1,679,243$ 3,347,868$ Accounts receivable - net of allowances for uncollectibles888,467 71,745 960,212 Due from other funds8,143,986 - 8,143,986 -747,711 747,711 Restricted investments 1,750,98811,448,789 13,199,777 Total current assets Noncurrent assets: Deferred charges204,125 - 204,125 Capital assets: Land 635,456163,721 799,177 Buildings and improvements2,321,930 2,299,270 4,621,200 Equipment1,047,991 576,770 1,624,761 Water and wastewater distribution38,052,203 - 38,052,203 Construction in progress107,564 242,270 349,834 ( 921,207)15,701,230)( 16,622,437)( Less: accumulated depreciation 2,832,55925,992,179 28,824,738 Total capital assets 2,832,55926,196,304 29,028,863 Total noncurrent assets 4,583,54737,645,093 42,228,640 Total assets LIABILITIES Current liabilities: Accounts payable593,483 570 594,053 Accrued liabilities17,703 2,310 20,013 Customer deposits57,120 - 57,120 Accrued interest232,869 3,438 236,307 Bonds payable1,278,038 9,000 1,287,038 1,9914,331 6,322 Compensated absences payable 17,3092,183,544 2,200,853 Total current liabilities Long-term liabilities: Revenue bonds payable17,580,766 - 17,580,766 Certificate of obligation- 236,233 236,233 Compensated absences payable17,327 - 17,327 186,179- 186,179 Liability for landfill closure 422,41217,598,093 18,020,505 Total long-term liabilities 439,72119,781,637 20,221,358 Total liabilities NET ASSETS Invested in capital assets, net of related debt13,594,590 2,596,326 16,190,916 Restricted for debt service514,842 - 514,842 1,547,5003,754,024 5,301,524 Unrestricted $ 4,143,82617,863,456$ 22,007,282$ Total net assets The notes to the financial statements are an integral part of this statement. 19 CITY OF STEPHENVILLE, TEXAS STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal OPERATING REVENUES Water sales3,115,409$ -$ 3,115,409$ Wastewater charges1,896,700 - 1,896,700 Tap and collection fees161,451 - 161,451 Delinquent charges32,953 - 32,953 Gate charges- 174,845 174,845 Hanger rental- 35,876 35,876 Storm water drainage fees- 485,600 485,600 3,21239,388 42,600 Other service charges 699,5335,245,901 5,945,434 Total operating revenues OPERATING EXPENSES Personnel services747,135 59,189 806,324 Contractual services762,145 1,986 764,131 Utilities424,414 18,398 442,812 Repairs and maintenance239,421 28,018 267,439 Other supplies and expenses377,790 41,408 419,198 114,545978,015 1,092,560 Depreciation 263,5443,528,920 3,792,464 Total operating expenses 435,9891,716,981 2,152,970 OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment earnings265,685 39,874 305,559 Loss on sale of capital assets3,004( -) 3,004() ( 10,513)835,747)( 846,260)( Interest and fiscal charges on debt ( 29,361573,066) 543,705)( Total nonoperating revenues (expenses) 465,3501,143,915 1,609,265 INCOME (LOSS) BEFORE CONTRIBUTIONS 3,6301,509,390 1,513,020 CAPITAL CONTRIBUTIONS - 50,000 50,000 TRANSFERS IN 518,9802,653,305 3,172,285 CHANGE IN NET ASSETS 3,624,84615,210,151 18,834,997 TOTAL NET ASSETS, BEGINNING $ 4,143,82617,863,456$ 22,007,282$ TOTAL NET ASSETS, ENDING The notes to the financial statements are an integral part of this statement. 20 CITY OF STEPHENVILLE, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers5,104,785$ 693,232$ 5,798,017$ Cash payments to employees for services749,251)( 56,906)( 806,157)( ( 62,228)1,800,946)( 1,863,174)( Cash payments to suppliers for goods and services 574,0982,554,588 3,128,686 Cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Cash received from other funds- 50,000 50,000 ( 36,554)7,982,894)( 8,019,448)( Cash paid to other funds ( 13,4467,982,894) 7,969,448)( Cash provided (used) by noncapital financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal repayments on bonds1,295,000)( 14,000)( 1,309,000)( Interest and fiscal charges on debt776,510)( 10,513)( 787,023)( Capital contributions1,509,390 3,630 1,513,020 ( 276,444)2,146,510)( 2,422,954)( Acquisition and construction of capital assets Cash used by capital and ( 297,327)2,708,630)( 3,005,957)( related financing activities CASH FLOWS FROM INVESTING ACTIVITIES 265,685 39,874 305,559 Interest on investments 265,685 39,874 305,559 Cash provided by investing activities NET INCREASE (DECREASE) IN CASH ( 330,0917,871,251) 7,541,160)( AND CASH EQUIVALENTS 1,349,15210,287,587 11,636,739 CASH AND CASH EQUIVALENTS, BEGINNING $ 1,679,2432,416,336$ 4,095,579$ CASH AND CASH EQUIVALENTS, ENDING (Including $747,711 for the Water and Wastewater fund in restricted investments) (continued) 21 CITY OF STEPHENVILLE, TEXAS STATEMENT OF CASH FLOWS PROPRIETARY FUNDS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Business-type Activities - Enterprise Funds Water andOther WastewaterFundsTotal RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income (loss)1,716,981$ 435,989$ 2,152,970$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation978,015 114,545 1,092,560 Change in assets and liabilities: Decrease (increase) in accounts receivable143,106)( 6,308)( 149,414)( Increase (decrease) in accounts payable2,824 2,477)( 347 Increase (decrease) in accrued liabilities1,821)( 1,145 676)( Increase (decrease) in customer deposits1,990 - 1,990 Increase (decrease) in compensated absences295)( 1,138 843 30,066- 30,066 Increase (decrease) in liability for landfill closure 837,607 138,109 975,716 Total adjustments $ 574,0982,554,588$ 3,128,686$ Net cash provided by operating activities The notes to the financial statements are an integral part of this statement. 22 CITY OF STEPHENVILLE, TEXAS STATEMENT OF FIDUCIARY NET ASSETS AGENCY FUNDS SEPTEMBER 30, 2005 Agency Funds ASSETS $ 5,059 Due from other funds 5,059 Total assets LIABILITIES 5,059 Due to others $ 5,059 Total liabilities The notes to the financial statements are an integral part of this statement. 23 CITY OF STEPHENVILLE, TEXAS NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2005 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Stephenville, Texas, was incorporated August 6, 1989, and operates as a home rule City. The City operates under a mayor-council form of government and provides the following services as authorized by its charter, general government, public safety (police, fire and EMS), streets, community development (planning and zoning, licensing, permitting and inspection), water and wastewater system, culture and recreation, airport and sanitary landfill. A.Reporting Entity The accompanying financial statements comply with the provisions of the GASB Statements No. 14 and 39, “The Financial Reporting Entity,” in that the financial statements include all organizations, activities, functions and component units for which the City (the “primary government”) is financially accountable. Financial accountability is defined as the appointment of a voting majority of a legally separate organization’s governing body and either (1) the City’s ability to impose its will over the organization, or (2) the potential that the organization will provide a financial benefit to or impose a financial burden on the City. There are no component units which satisfy requirements for blending within the City’s financial statements or for discrete presentation. B.Government-wide Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the primary government. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenue, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenue. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenue includes 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenue are reported instead as general revenue. (continued) 24 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) B.Government-wide Fund Financial Statements (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual Enterprise Funds are reported as separate columns in the fund financial statements. C.Measurement Focus, Basis of Accounting and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenue in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenue to be available if collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, sales taxes, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenue of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the City. Governmental Funds are those through which most governmental functions of the City are financed. The acquisition, use, and balances of the City’s expendable financial resources and the related liabilities (except those accounted for in the proprietary fund type) are accounted for through governmental funds. The measurement focus is upon determination of changes in financial position, rather than upon net income determination. (continued) 25 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) The City reports the following major governmental fund: TheGeneral Fund – is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. TheCapital Projects Fund is used to account for financial resources to be used for the acquisition or construction of general major capital facilities. Financing is provided primarily by the sale of general obligation bonds and developer contributions. The City reports the following major proprietary fund: TheWater and Wastewater Fund– is used to account for the activities necessary for the provisions of water and wastewater services. Additionally, the City reports the following fund type: Fiduciary Funds – Agency Fundsare used to account for assets held by the City in a trustee capacity or as an agent on behalf of others. Agency funds are custodial in nature and do not present results of operations or have a measurement focus. The City has two agency funds: Fun Fair and Senior Citizens Funds. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and Enterprise Funds, subject to this same limitation. The City has elected not to follow subsequent private-sector guidance. As a general rule, the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are charges between the City’s water and wastewater function and various other functions of the government. Elimination of these charges would distort the direct costs and program revenue reported for the various functions concerned. Amounts reported as program revenues include: 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenue. Likewise, general revenue includes all taxes. (continued) 26 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) C. Measurement Focus, Basis of Accounting and Financial Statement Presentation (Continued) Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the City’s Enterprise Funds are charges to customers for sales and services. Operating expenses for Enterprise Funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenue and expenses not meeting this definition are reported as nonoperating revenue and expenses. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets, Liabilities and Net Assets or Equity Cash and Cash Equivalents For purpose of presenting the proprietary fund cash flow statement, cash and cash equivalents include cash demand and time deposits and investments with a maturity date within three months of the date acquired by the City. Investments State statutes authorize the City to invest in (1) obligations of the United States or its agencies and instrumentalities; (2) direct obligations of the State of Texas or its agencies; (3) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States; (4) obligations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating firm and having received a rating of not less than “A” or its equivalent; (5) certificates of deposit by state and national banks domiciled in this state that are (a) guaranteed or insured by the Federal Deposit Insurance Corporation, or its successor; or, (b) secured by obligations that are described by (1) – (4); or, (6) fully collateralized direct repurchase agreements having a defined termination date, secured by obligations described by (1) pledged with third-party selected or approved by the City, and placed through a primary government securities dealer. Investments maturing within one year of date of purchase are stated at cost or amortized cost, all other investments are stated at fair value, which is based on quoted market prices. (continued) 27 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Short-term Interfund Receivables/Payables During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. These receivables and payables are classified as “due from other funds” or “due to other funds” on the balance sheet. Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Inventories All inventories are valued at cost (first-in, first-out method). Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. Restricted Assets Certain bond proceeds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because their use is limited by applicable bond covenants. Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets (e.g. roads, bridges, sidewalks and similar items) are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. The City defines capital assets as assets with an initial, individual cost of more than $1,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. (continued) 28 I.SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Capital Assets (Continued) Property, plant and equipment is depreciated using the straight-line method over the following estimated useful lives: AssetsYears Airport improvements40 Buildings20 to 40 Waterworks and sanitation systems33 1/3 Infrastructure20 Machinery and equipment7 to 10 Compensated Absences The City permits employees to accumulate earned but unused vacation pay benefits. Certain employees previously covered by civil service policies also have carried forward unused sick leave benefits. No liability is reported for unpaid accumulatedsick leave for the remaining employees. Vacation pay is accrued when incurred in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. A liability for these amounts is reported in governmental funds only if they have matured for example, as a result of employee resignations and retirements. Long-term Obligations In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-termobligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the straight-line method, which approximates the effect interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. (continued) 29 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D.Assets, Liabilities and Net Assets or Equity (Continued) Long-term Obligations (Continued) In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as issuance costs during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts are reported as other financing uses. Issuance costs, even if withheld from the actual net proceeds received, are reported as expenditures. Fund Equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the City or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. Estimates The preparation of financial statements, in conformity with generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual amounts could differ from those estimates. 30 II.RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS Explanation of Certain Differences Between the Governmental Fund Balance Sheet and the Government-wide Statement of Net Assets The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds andnet assets – governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains, “Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds.” The details of this $2,218,596 difference are as follows: General obligations$2,025,000 Accrued interestpayable12,606 180,990 Compensated absences Net adjustment to reducefund balance - total governmentalfundsto arrive at net assets - $2,218,596 governmental activities Explanation of Certain Differences Between the Governmental Fund Statement of Revenue, Expenditures and Changes in Fund Balances and the Government-wide Statement of Activities The governmental fund statement of revenue, expenditures and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental fund and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains, “Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $98,476 difference are as follows: $1,017,654 Capital outlay (919,178) Depreciation expense Net adjustment to increase net changes in fund balances - total governmental funds to arrive at $98,476 changes in net assets of governmental activities Another element of that reconciliation states, “The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to increase net assets.” The details of this $38,948 difference are as follows: Inthestatementofactivities,onlythelossofcapitalassetsisreported.However, inthegovernmentalfunds,theproceedsfromthesaleincreasefinancialresources. Thus,thechangenetassetsdiffersfromthechangeinfundbalancebythecostof $(65,226) capital assets sold. Donationsofcapitalassetsincreasenetassetsinthestatementofactivities,butdo not appear in the governmental funds because they are not financial resources. 104,174 $38,948 (continued) 31 II.RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (Continued) Explanation of Certain Differences Between the Governmental Fund Statement of Revenue, Expenditures and Changes in Fund Balances and the Government-wide Statement of Activities (Continued) Another element of that reconciliation states, “Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $29,792 difference are as follows: Property taxes$4,116 (33,908) Ambulance charges for services Net adjustment to decrease net changes in fund balances - total governmental funds to arrive atchanges in net $(29,792) assets of governmental activities Another element of that reconciliation states, “The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. The details of this $420,000 difference are as follows: $420,000 Principal repayments Net adjustment to increase net changes in fund balances - total governmental funds to arrive atchanges in net $420,000 assets of governmental activities Another element of that reconciliation states that “Some expenses reported in the statement of activities do not require the useof current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $16,526 difference are as follows: Compensated absences$(18,955) 2,429 Accrued interest Net adjustment to decrease net changes in fund balances - total governmental funds to arrive atchanges in net $(16,526) assets of governmental activities 32 III. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY A. Budgets Budgets are adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are adopted for the General Fund, Special Revenue Funds, and the Debt Service Fund. All annual appropriations lapse at the end of each fiscal year. Budgets are adopted for the proprietary funds annually only as a management tool. There are no legally mandated budgetary constraints for the proprietary funds. In May of each year, budget preparation packages are distributed to all City agencies. The agencies of the City submit requests for appropriation to the City Administrator before June 15 so that a budget may be prepared. The budget is prepared by department and includes information on the past year, current year estimates and requested appropriations for the next fiscal year. During August, the proposed budget is presented to the City Council for review. The City Council holds one public hearing before August 31 and may add to, subtract from, or change appropriations. Any changes in the budget must be within the revenue and reserves estimated as available by the City Administrator or the revenue estimates must be changed by an affirmative vote of a majority of the City Council. The appropriated budget is prepared by fund, function and department. The City’s management may make transfers of appropriations within a department. Transfers of appropriations between departments require the approval of the City Council. The legal level of budgetary control is the department level. The City Council made several supplementary budget appropriations that were not material during the year. Encumbrances represent commitments related to unperformed contracts for goods or services. Encumbrance accounting under which purchase orders, contracts and other commitments for the expenditure of resources are recorded to reserve that portion of the applicable appropriation, is utilized in the governmental funds. Encumbrances lapse at year- end and do not constitute expenditures or liabilities because the commitments must be reappropriated and honored during the subsequent year. (continued) 33 III.STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY (Continued) B. Expenditures over Appropriations Expenditures exceeded appropriations in the General Fund in various departments. The following overruns were funded by unexpected revenues. Current: General government: Financial administration and accounting$1,940 Public safety: Fire and ambulance administration669 Police administration2,936 Animal control3 Culture and recreation: Senior Citizens Center57 Capital outlay: General government: Municipal buildings5,778 Public safety Police patrol6,714 Culture and recreation: Park maintenance3,822 IV.DETAILED NOTES ON ALL FUNDS A.Deposits and Investments Substantially all deposits and investments are maintained in consolidated cash and investment accounts. Interest income relating to consolidated deposits and investments is allocated to the individual funds monthly based on each fund’s prorate share of total consolidated cash, deposits and investments. Legal provisions generally permitthe City to invest in certificates of deposit, repurchase agreements, public funds investment pools, direct obligations of the United States of America or its subdivisions and state and local governmentsecurities. During the year ended September 30, 2005, the City did not own anytypes of securities other than those permitted by statute. (continued) 34 IV.DETAILED NOTES ON ALL FUNDS (Continued) A.Deposits and Investments (Continued) As of September 30, 2005, the City had the following investments: Weighted Average Investment TypeFair ValueMaturity(Days) Tex Pool$6,038,35128 13,441,778 127 U. S. Treasuries $19,480,129 Total fair value Portfolio weighted average maturity(days)88 The City’s investment pool is 2a7-like pool. A 2a7-like pool is one which is not registered with the Securities and Exchange Commission (“SEC”) as an investment company, but nevertheless has a policy that it will, and does, operate in a manner consistent with the SEC’s Rule 2a7 of the Investment Company Act of 1940. Interest Rate Risk. In accordance with its investmentpolicy, the City manages its exposure to declines in fair market values by limiting the weighted average maturity of its investment portfolios to a maximum of 180 days. Custodial Credit Risk. In the case of deposits, this is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. State statues require that all deposits in financial institutions be fully collateralized by U. S. Government obligations or its agencies and instrumentalities or direct obligations of Texas or its agencies and instrumentalities that have a fair value of not less than the principal amount of deposits. As of September 30, 2005, $1,937,149 of the City’s $1,737,149 deposit balance was collateralized with securities held by the pledging financial institution.The remaining balance, $200,000, was covered by FDIC insurance. Credit Risk.It is the City’s policy to limit its investments to investment types with an investment quality rating not less than A or its equivalent by a nationally recognized statistical rating organization.The City’s investment pool was rated AAAm and the U. S. Treasuries were rated AAA by Standardand Poor’s Investors Service. (continued) 35 IV.DETAILED NOTES ON ALL FUNDS (Continued) B. Receivables Receivables as of year-end for the government’s individual major funds and nonmajor funds in the aggregate, including the applicable allowances for uncollectible accounts, are as follows: Governmental FundsEnterprise Funds CapitalNonmajorWater andNonmajor GeneralProjectsFundsWastewaterFundsTotal Receivables: Accounts: Customers$-$-$-$1,153,713$71,745$1,225,458 Ambulance555,111----555,111 Taxes: Property118,512-23,267--141,779 Sales tax693,530----693,530 Intergovernmental44,753-1,623--46,376 Other7,394-45,5663,000-55,960 213,71- -4 - - 213,714 Special Assessment Gross receivables1,419,300213,71470,4561,156,71371,7452,931,928 Less: allowance for (510,95 -0) 11,93( 268,9)( -246) 79(1,135) uncollectibles $908,35 213,710$ 58,514$ 888,7$ 71,7467$ 2,1445$0,793 Net Total Receivables Governmental funds report deferred revenue in connection with receivables for revenue that is not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue and unearned revenue reported in the governmental funds were as follows: UnavailableUnearned Delinquentproperty taxes receivable(general fund)$47,172$- Delinquentproperty taxes receivable(debt service)10,021- 65,727 - Ambulance charges for services (general fund) $122,920 -$ Total Governmental Funds (continued) 36 IV.DETAILED NOTES ON ALL FUNDS (Continued) C.Property Tax Calendar Property taxes assessed on property valuations as of January 1 each year are levied on the subsequent October 1. Property taxes attach as an enforceable lien on property at the time levied. Property taxes are considered due when levied and become delinquent on the following February 1. On this date, penalties and interest may be assessed by the City. D.Capital Assets Capital asset activity for the year ended September 30, 2005, was as follows: BeginningEnding BalanceIncreasesDecreasesBalance Governmental activities: Capital assets, not being depreciated: $1,738,556 93,329$ -$ 1,831,885$ Land 1,738,556 93,329 - 1,831,885 Total assets not being depreciated Capital assets, being depreciated: Buildings and improvements3,122,02769,001-3,191,028 Machinery and equipment3,981,799400,011148,6724,233,138 8,721,211 549,603 - 9,270,814 Infrastructure 15,825,037 1,018,615 148,672 16,694,980 Total capital assets being depreciated Accumulated depreciation: Buildings and improvements679,71868,1192,756745,081 Machinery and equipment2,736,590377,51486,9993,027,105 3,189,057 473,545 3,575 3,659,027 Infrastructure 6,605,365 919,178 93,330 7,431,213 Total accumulated depreciation 9,219,672 99,437 55,342 9,263,767 Total capital assets being depreciated, net $10,958,228 192,766$ 55,342$ 11,095,652$ Governmental activities capital assets, net BeginningEnding BalanceIncreasesDecreasesBalance Business-type activities: Capital assets, not being depreciated: Land$798,082$1,095$-$799,177 272,533 2,691,862 2,614,561 349,834 Construction in progress 1,070,615 2,692,957 2,614,561 1,149,011 Total assets not being depreciated Capital assets, being depreciated: Buildings and improvements4,621,200--4,621,200 Machinery and equipment1,623,23649,52848,0031,624,761 35,789,947 2,262,256 - 38,052,203 Water and wastewater system 42,034,383 2,311,784 48,003 44,298,164 Total capital assets being depreciated Accumulated depreciation: Buildings and improvements699,183117,649-816,832 Machinery and equipment1,186,27599,75377,7731,208,255 13,722,192 875,158 - 14,597,350 Water and wastewater system 15,607,650 1,092,560 77,773 16,622,437 Total accumulated depreciation 26,426,733 1,219,224 29,770)( 27,675,727 Total capital assets being depreciated, net $27,497,348 3,912,181$ 2,584,791$ 28,824,738$ Business-type activities capital assets, net (continued) 37 IV.DETAILED NOTES ON ALL FUNDS (Continued) D.Capital Assets (Continued) Depreciation expense was charged to functions/programs of the government as follows: Governmental activities: Generalgovernment$109,646 Public safety229,505 Community development53,384 Culture and recreation186,107 340,536 Streets $919,178 Total depreciation expense - governmental activities Business-type activities: Water and wastewater$978,015 Landfill63,814 50,731 Airport $1,092,560 Total depreciation expense - business-type activities Interfund Receivables, Payables and Transfers E. The composition of interfund balances as of September 30, 2005, is as follows: Receivable FundPayable FundAmount Agency General$5,059 8,143,986 Water and WastewaterCapital projects $8,149,045 Total Balances resulted from the time lag between the dates that 1) interfund goods and services are provided on reimbursable expenditures occur, and 2) transactions are recorded in the accounting system, and 3) payments between funds are made. Interfund transfers during the year ended September 30, 2005, are as follows: Transfers InTransfers OutAmount CapitalprojectsNonmajorgovernmental$90,000 50,000 Nonmajor enterpriseGeneral $140,000 Total Interfund Transfers (continued) 38 IV.DETAILED NOTES ON ALL FUNDS (Continued) E.Interfund Receivables, Payables and Transfers (Continued) Transfers in the amount of $90,000 are used to move receipts restricted to debt service from the funds collecting the receipts to the Debt Service Fund as debt service payments become due. A transfer in the amount of $50,000 was used to move unrestricted revenues collected in the General Fund to finance the Airport Fund in accordance with budgetary authorization. F.Long-term Debt Changes in Long-term Liabilities Long-term liability activity from the year ended September 30, 2005, was as follows: BalanceBalanceDue Within r 09/30/04AdditionsReductions09/30/05One Yea Governmental activities: General obligation bonds$2,445,000$-$420,000$2,025,000$430,000 162,035 191,042 172,087 180,990 36,198 Compensated absences payable $2,607,035 191,042$ 592,087$ 2,205,990$ 466,198$ Total governmental activities ype activities: Business-t Revenue bonds/certificates gation$20,469,233$-$1,309,000$19,160,233$1,349,000 of obli Less deferred loss on gs(130,167)-(75,962)(54,205)(61,962) refundin Estimated landfill closure postclosure costs156,11330,066-186,179- and 22,806 20,668 21,816 21,658 6,322 Compensated absences payable $20,517,985 50,734$ 1,254,854$ 19,313,865$ 1,293,360$ Total business-type activities The General Fund is generally used to liquidate compensated absences for governmental activities. General Obligation Bonds The City issues general obligation bonds to provide funds for the acquisition and construction of major capital facilities of governmental activities and to refund previous issues. General obligation bonded debt of the City is as follows: Governmental Activities: $2,000,000CombinationTaxandRevenueCertificatesof Obligation-Series1996,principaldueannuallyinseriesthrough 2016,interestduesemi-annuallyat4.8%to6.8%,certificates callable February 15, 2006.$1,080,000 $2,700,000GeneralObligationBonds-Series1997,principaldue annuallyinseriesthrough2008,interestduesemi-annuallyat 4.43%. 945,000 $2,025,000 (continued) 39 IV.DETAILED NOTES ON ALL FUNDS (Continued) F.Long-term Debt (Continued) Revenue Bonds The City also issues revenue bonds to finance business-type activities, where it pledges net income from service revenue to repay debt.Revenue bonds outstanding, net of deferred loss on refunding as of September 30, 2005, are as follows: Business-type Activities: $2,720,000UtilitySystemRevenueRefundingBonds-Series 1998,principaldueannuallyinseriesthrough2006,interestdue semi-annually at 5.25%.$410,000 $5,500,000UtilitySystemRevenueBonds-Series2001,principal dueannuallyinseriesthrough2016,interestduesemi-annuallyat 4.59%.5,500,000 $1,150,000CombinationTaxandRevenueCertificatesof Obligation-Series2002,principaldueannuallyinseriesthrough 2012, interest due semi-annually at 4.45%.850,000 $1,600,000CombinationTaxRevenueCertificatesofObligation, Series2003B,principaldueannuallyinseriesthrough2018, interest due semi-annually at 3.5%.1,475,000 $4,975,000CombinationTaxRevenueRefundingBonds-Series 2003,principaldueannuallyinseriesthrough2013,interestdue semi-annually at 2.75%.3,520,000 $275,000CombinationTaxandRevenueCertificatesofObligation, Series2003A,principaldueannuallyinSeriesthrough2021, interest due semi-annually at 4.125%.245,233 $7,160,000CombinationTaxRevenueBonds-Series2004, principaldueannuallyinseriesthrough2019,interestduesemi- annually at 4.45%. 7,160,000 $19,160,233 Total Revenue Bonds (continued) 40 IV.DETAILED NOTES ON ALL FUNDS (Continued) F.Long-term Debt (Continued) Defeasance of Bonds In prior years, the City defeased certain certificates of obligation bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and liabilities for the defeased bonds are not included in the City’s financial statements. On September 30, 2005, bonds considered defeased and still outstanding were in the amount of $5,010,000. Debt Service Requirements Annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year Ending September 30,PrincipalInterestTotal 2006$430,000$90,819$520,819 2007455,00070,106525,106 2008475,00048,195523,195 2009150,00032,845182,845 2010165,00024,182189,182 2011 - 2015310,00040,478350,478 40,000 1,125 41,125 2016 $2,025,000 307,750$ 2,332,750$ Total Annual debt service requirements to maturity for revenue bonds are as follows: Fiscal Year Ending September 30,PrincipalInterestTotal 2006$1,349,000$716,323$2,065,323 20071,090,169666,2541,756,423 20081,130,801626,5011,757,302 20091,171,459585,2461,756,705 20101,217,145543,2631,760,408 2011 - 20156,777,0612,032,3388,809,399 584,3766,424,598 7,008,974 2016 - 2019 $ 5,754,30119,160,233$ 24,914,534$ Total (continued) 41 IV. DETAILED NOTES ON ALL FUNDS (Continued) G. Contingent Arbitrage Liabilities The City has invested a portion of revenue bond proceeds as a reserve for the retirement of the bonds. Any excess of interest revenue earned on invested proceeds over interest paid on the bonds must be rebated to the federal government every five years. V. OTHER INFORMATION A.Risk Management The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; employee health benefits; and other claims of various nature. The City participates in the Texas Municipal League Intergovernmental Risk Pool. As an insured, the City is not obligated to reimburse the pool for losses. The City has not had any significant reductions in insurance coverage, nor have insurance settlements for the last three fiscal years exceeded insurance coverage. Any losses reported, but unsettled or incurred and not reported, are believed to be insignificant to the City’s financial statements. B.Commitments and Contingencies The City is defendant in lawsuits occurring in the normal course of business. Although the outcome of these maters is not presently determinable, in the opinion of the City’s attorney, their resolution will not have a material adverse effect on the financial condition of the City. Amounts received or receivable from grantor agencies are subject to audit and adjustment by such agencies. Any disallowed claims, including amounts already collected may constitute a liability of the applicable funds. The amount, if any, of expenditures which may be disallowed by the grantor cannot be determined at this time although the City expects such amounts, if any, to be immaterial. C.Municipal Solid Waste Landfill Closure and Post Closure Cost The City has constructed a Type IV sanitary landfill, which began operations on December 1, 1995. This facility is permitted to accept only brush and/or construction demolition wastes and rubbish free of household wastes. (continued) 42 V. OTHER INFORMATION (Continued) C.Municipal Solid Waste Landfill Closure and Post Closure Cost (Continued) State and federal laws and regulations require the City to place a final cover on the landfill site when it stops accepting waste and to perform certain maintenance and monitoring functions at the site for a period of five years after closure. Although closure and post closure care costs will be paid only near or after the date that the landfill stops accepting waste, the City will report a portion of these closure and post closure costs as an operating expense in each period based on landfill capacity used to date. Estimated closure and 5-year post closure costs are approximately $186,179. The landfill site has an estimated net capacity of 248,000 cubic yards and is expected to be closed within the next 10 years; approximately 54% of the landfill was used at year-end. Actual costs may be higher due to inflation, changes in technology, or changes in regulations. The City has received written authorization from the state that no annual contributions are required, thus the intent of the City is to fund the required expenses as incurred. D.Retirement Plan Plan Description The City provides pension benefits for all of its full-time employees through a nontraditional, joint contributory, hybrid defined benefit plan in the statewide Texas Municipal Retirement System (TMRS), one of 794 administered by TMRS, an agent multiple-employer public employee retirement system. All assumptions for the December 31, 2004, valuations are contained in the 2004 TMRS Comprehensive Annual Financial Report, a copy of which may be obtained by writing to P. O. Box 149153, Austin, Texas 78714-9153. Benefits depend upon the sum of the employee’s contributions to the plan, with interest, and the City-financed monetary credits, with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee, with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent (100%) of the employee’s accumulated contributions. In addition, the City can grant as often as annually another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee’s accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions accumulated with interest if the current employee contribution rate and City matching percent had always been in existence and if the employee’s salary had always been the average of his salary in the last three years that are one year before the effective date. At retirement, the benefit is calculated as if the sum of the employee’s accumulated contributions with interest and the employer-financed monetary credits with interest were used to purchase an annuity. (continued) 43 V. OTHER INFORMATION (Continued) D.Retirement Plan (Continued) Plan Description (Continued) Members can retire at ages 60 and above with 5 or more years of service or with 20 years of service regardless of age. A member is vested after 5 years. The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes. Contributions The contribution rate for the employees is 6%, and the City matching ratio is currently 2 to 1, both as adopted by the governing body of the City. Under the state law governing TMRS, the actuary annually determines the City contribution rate. This rate consists of the normal cost contribution rate and the prior service contribution rate, both of which are calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the currently accruing monetary credits due to the City matching percent, which are the obligation of the City as of an employee’s retirement date, not at the time the employee’s contributions are made. The normal cost contribution rate is the actuarially determined percent of payroll necessary to satisfy the obligation of the City to each employee at the time his/her retirement becomes effective. The prior service contribution rate amortizes the unfounded (overfunded) actuarial liability (asset) over the remainder of the plan’s 25-year amortization period. The unit credit actuarial cost method is used for determining the City contribution rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance to budget for it, there is a one-year delay between the actuarial valuation that is the basis for the rate and the calendar year when the rate goes into effect. (i.e. December 31, 2003, valuation is effective for rates beginning January 2005). (continued) 44 V. OTHERINFORMATION (Continued) D.Retirement Plan (Continued) Contributions (Continued) Assumptions and Schedule of Actuarial Liabilities and Funding Progress Actuarial Cost MethodUnit Credit Amortization MethodLevel Percent of Payroll Remaining Amortization25 Years - Open Period Asset Valuation MethodAmortized Cost(GASB-25,paragraphs 36e and 138) Investment Rate of Return7% Projected Salary IncreasesNone Includes Inflation a t3.5% Cost of Living AdjustmentsNone Actuarial Valuation Date12/31/0412/31/0312/31/02 Actuarial Value of Assets$11,127,229$9,980,272$9,213,332 Actuarial Accrued Liabilities13,865,46712,451,10711,159,643 Percentage Funded80.3%80.2%82.6% Unfunded(Overfunded) Actuarial Accrued Liability(UAAL)2,738,2382,470,8351,946,311 Annual Covered Payroll4,334,7824,099,3563,975,028 UAAL as a Percentage of Covered Payroll63.2%60.3%49.0% gation(NPO) Net Pension Obli at the Beginning of Period--- Annual Pension Cost: Annual Required Contribution(ARC)524,487472,242462,989 Interest on NPO--- -- - Adjustment to the ARC 524,487472,242462,989 Contributions Made(100%)524,487472,242462,989 - - - Increase in NPO $ --$ -$ NPO at the End of Period 45 THIS PAGE LEFT BLANK INTENTIONALLY COMBINING FUND STATEMENTS AND SCHEDULES THIS PAGE LEFT BLANK INTENTIONALLY NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds are used to account for specific revenue that is legally restricted to expenditures for particular purposes. Hotel/Motel Occupancy Tax – This fund is used to account for hotel/motel occupancy tax revenue to be used for enhancing and promoting tourism and convention activity for the benefit of the hotel industry. Child Safety – This fund is used to account for court costs used to operate a City school crossing guard program, or programs designated to enhance child safety, health, or nutrition; including child abuse prevention and intervention and drug and alcohol abuse prevention. Public Safety – This fund is used to account for court costs used to promote various public safety programs. TheDebt Service Fund is used to account for the accumulation of resources and payment of general obligation bond principal and interest from governmental resources. CITY OF STEPHENVILLE, TEXAS COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS SEPTEMBER 30, 2005 Special Revenue Funds Total Hotel/MotelNonmajor OccupancyChildPublicDebtGovernmental TaxSafetySafetyTotalServiceFunds ASSETS Cash and investments240,604$ 4,218$ 9,608$ 254,430$ 47,633$ 302,063$ Receivables (net of allowance for uncollectibles) Property taxes- - - - 11,328 11,328 Intergovernmental- - - - 1,623 1,623 45,566 - - 45,566 - 45,566 Occupancy taxes $ 286,170 4,218$ 9,608$ 299,996$ 60,584$ 360,580$ Total assets LIABILITIES Accounts payable52,253$ -$ -$ 52,253$ -$ 52,253$ -- - - 10,021 10,021 Deferred revenue 52,253 - - 52,253 10,021 62,274 Total liabilities FUND BALANCES Reserved for debt service- - - - 50,563 50,563 233,917 4,218 9,608 247,743 - 247,743 Unreserved 233,917 4,218 9,608 247,743 50,563 298,306 Total fund balances Total liabilities $ 286,170 4,218$ 9,608$ 299,996$ 60,584$ 360,580$ and fund balances 46 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 Special Revenue Funds Total Hotel/MotelNonmajor OccupancyChildPublicDebtGovernmental TaxSafety SafetyTotalServiceFunds REVENUES Taxes: Property-$ -$ -$ -$ 447,803$ 447,803$ Other260,100 - - 260,100 - 260,100 Fines and forfeitures- 2,035 - 2,035 - 2,035 Intergovernmental- - 3,763 3,763 - 3,763 6,602 - - 6,602 3,057 9,659 Investment earnings 2,035266,702 3,763 272,500 450,860 723,360 Total revenues EXPENDITURES Current: General government229,528 - - 229,528 - 229,528 Public safety- 2,200 4,794 6,994 - 6,994 Debt service: Principal - - - - 420,000 420,000 -- - - 111,582 111,582 Interest and fiscal charges 2,200229,528 4,794 236,522 531,582 768,104 Total expenditures EXCESS (DEFICIENCY) OF REVENUES OVER (UNDER) 37,174 165)( 1,031)( 35,978 80,722)( 44,744)( EXPENDITURES OTHER FINANCING SOURCES -- - - 90,000 90,000 Transfers in Total other financing -- - - 90,000 90,000 sources NET CHANGE IN 165)37,174( 1,031)( 35,978 9,278 45,256 FUND BALANCES FUND BALANCES, 4,383196,743 10,639 211,765 41,285 253,050 BEGINNING $ 4,218233,917$ 9,608$ 247,743$ 50,563$ 298,306$ FUND BALANCES, ENDING 47 CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND HOTEL/MOTEL OCCUPANCY TAX FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance FinalPositive BudgetActual(Negative) REVENUES Taxes - other263,500$ 260,100$ 3,400$() 6,6022,000 4,602 Interest 266,702265,500 1,202 Total revenues EXPENDITURES Current: General government: 229,528263,500 33,972 Administrative 229,528263,500 33,972 Total general government 229,528263,500 33,972 Total expenditures 37,1742,000 35,174 NET CHANGE IN FUND BALANCE 196,743196,743 - FUND BALANCE, BEGINNING $ 233,917198,743$ 35,174$ FUND BALANCE, ENDING 48 CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND CHILD SAFETY FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance FinalPositive BudgetActual(Negative) REVENUES $ 3,000 2,035$ 965)$( Fines and forfeitures 3,000 2,035 965)( Total revenues EXPENDITURES Current: 2,500 2,200 300 Public safety 2,500 2,200 300 Total public safety 2,500 2,200 300 Total expenditures 165)500( 665)( NET CHANGE IN FUND BALANCE 4,383 4,383 - FUND BALANCE, BEGINNING $ 4,883 4,218$ 665)$( FUND BALANCE, ENDING 49 CITY OF STEPHENVILLE, TEXAS SPECIAL REVENUE FUND PUBLIC SAFETY FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance FinalPositive BudgetActual(Negative) REVENUES $ 3,700 3,763$ 63$ Intergovernmental 3,700 3,763 63 Total revenues EXPENDITURES Current: 8,850 4,794 4,056 Public safety 8,850 4,794 4,056 Total public safety 8,850 4,794 4,056 Total expenditures ( 1,031)5,150)( 4,119 NET CHANGE IN FUND BALANCE 10,639 10,639 - FUND BALANCE, BEGINNING $ 5,489 9,608$ 4,119$ FUND BALANCE, ENDING 50 CITY OF STEPHENVILLE, TEXAS DEBT SERVICE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30, 2005 Variance FinalPositive BudgetActual(Negative) REVENUES Taxes - property 445,582$ 447,803$ 2,221$ 1,000 3,057 2,057 Investment earnings 446,582 450,860 4,278 Total revenues EXPENDITURES Debt service: Principal420,000 420,000 - 111,582 111,582 - Interest and fiscal charges 531,582 531,582 - Total general government 531,582 531,582 - Total expenditures EXCESS(DEFICIENCY) OF REVENUES (85,000) 80,722)( 4,278 OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) 90,000 90,000 - Transfers in 90,000 90,000 - Total other financing sources (uses) 9,2785,000 4,278 NET CHANGE IN FUND BALANCE 41,285 41,285 - FUND BALANCE, BEGINNING $ 46,285 50,563$ 4,278$ FUND BALANCE, ENDING 51 THIS PAGE LEFT BLANK INTENTIONALLY NONMAJOR ENTERPRISE FUNDS Enterprise Funds are used to account for operations that are financed and operated in a manner similar to private business enterprises – where the intent is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges; or where the City has decided that periodic determination of net income is appropriate for accountability purposes. Sanitary Landfill – This fund is used to account for solid waste collection and disposal services provided to the residents of the City. Airport – This fund is used to account for municipal airport services and to support air transportation and charter services. Storm Water Drainage – This fund is used to account for revenues collected and project costs for mitigating storm water drainage problems throughout the City. CITY OF STEPHENVILLE, TEXAS COMBINING BALANCE SHEET NONMAJOR ENTERPRISE FUNDS SEPTEMBER 30, 2005 SanitaryStorm Water LandfillAirportDrainageTotal ASSETS Current assets: Cash and investments426,721$ 46,744$ 1,205,778$ 1,679,243$ 15,438 833 55,474 71,745 Accounts receivable (net of allowances for uncollectibles) 442,159 47,577 1,261,252 1,750,988 Total current assets Noncurrent assets: Capital assets: Land40,000 594,361 1,095 635,456 Buildings and improvements375,109 1,924,161 - 2,299,270 Equipment461,639 115,131 - 576,770 Construction in progress- - 242,270 242,270 (290,954)(630,253) - 921,207)( Less: accumulated depreciation 246,495 2,342,699 243,365 2,832,559 Total noncurrent assets 688,654 2,390,276 1,504,617 4,583,547 Total assets LIABILITIES Current liabilities: Accounts payable112 458 - 570 Accrued liabilities2,250 60 - 2,310 Accrued interest payable- 3,438 - 3,438 Certificate of obligations- 9,000 - 9,000 1,991 - - 1,991 Compensated absences payable 4,353 12,956 - 17,309 Total current liabilities Long-term liabilities: Certificate of obligations- 236,233 - 236,233 186,179 - - 186,179 Liability for landfill closure 186,179 236,233 - 422,412 Total long-term liabilities 190,532 249,189 - 439,721 Total liabilities NET ASSETS Invested in capital assets, net of related debt246,495 2,106,466 243,365 2,596,326 251,627 34,621 1,261,252 1,547,500 Unrestricted $498,122 2,141,087$ 1,504,617$ 4,143,826$ Total net assets 52 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 SanitaryStorm Water LandfillAirportDrainageTotal OPERATING REVENUES Gate charges174,845$ -$ -$ 174,845$ Hanger rental- 35,876 - 35,876 Storm water drainage fee- - 485,600 485,600 3,212- - 3,212 Other service charges 39,088174,845 485,600 699,533 Total operating revenues OPERATING EXPENSES Personnel services59,189 - - 59,189 Contractual services1,986 - - 1,986 Utilities499 17,899 - 18,398 Repairs and maintenance8,317 11,068 8,633 28,018 Other supplies and expenses32,541 8,867 - 41,408 63,814 50,731 - 114,545 Depreciation 88,565166,346 8,633 263,544 Total operating expenses 49,477)8,499( 476,967 435,989 OPERATING INCOME (LOSS) NONOPERATING REVENUES (EXPENSES) Investment earnings10,042 639 29,193 39,874 10,513)-( - 10,513)( Interest expense 10,042 9,874)( 29,193 29,361 Total nonoperating revenues (expenses) 59,351)18,541( 506,160 465,350 INCOME(LOSS) BEFORE CONTRIBUTIONS 3,630- - 3,630 CAPITAL CONTRIBUTIONS 50,000- - 50,000 TRANSFER IN 5,721)18,541( 506,160 518,980 CHANGE IN NET ASSETS 2,146,808479,581 998,457 3,624,846 TOTAL NET ASSETS, BEGINNING $ 2,141,087498,122$ 1,504,617$ 4,143,826$ TOTAL NET ASSETS, ENDING 53 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2005 SanitaryStorm Water LandfillAirportDrainageTotal CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers169,428$ 39,923$ 483,881$ 693,232$ Cash payments to employees56,906)( - - 56,906)( (15,809) 37,786)( 8,633)( 62,228)( Cash payments to suppliers for goods and services 96,713 2,137 475,248 574,098 Cash provided by operating activities CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Cash received from other funds- 50,000 - 50,000 -- 36,554)( 36,554)( Cash paid to other funds Cash provided (used) by noncapital 50,000- 36,554)( 13,446 financing activities CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal payments on bonds- 14,000)( - 14,000)( Interest and fiscal charges on debt- 10,513)( - 10,513)( Capital contributions- 3,630 - 3,630 (33,079) - 243,365)( 276,444)( Acquisition and construction of capital assets Cash used by capital and (33,079) 20,883)( 243,365)( 297,327)( related financing activities CASH FLOWS FROM INVESTING ACTIVITIES 10,042 639 29,193 39,874 Interest received 10,042 639 29,193 39,874 Cash provided by investing activities NET INCREASE IN CASH 31,89373,676 224,522 330,091 AND CASH EQUIVALENTS 353,045 14,851 981,256 1,349,152 CASH AND CASH EQUIVALENTS, BEGINNING $ 426,721 46,744$ 1,205,778$ 1,679,243$ CASH AND CASH EQUIVALENTS, ENDING (continued) 54 CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CASH FLOWS NONMAJOR ENTERPRISE FUNDS (Continued) FOR THE YEAR ENDED SEPTEMBER 30, 2005 Storm Water Sanitary Drainage LandfillAirportTotal RECONCILIATION OF OPERATING INCOME (LOSS) TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income (loss)8,499$ 49,477)$( 476,967$ 435,989$ Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation63,814 50,731 - 114,545 Change in assets and liabilities: Decrease (increase) in accounts receivable5,424)( 835 1,719)( 6,308)( Increase (decrease) in accounts payable2,525)( 48 - 2,477)( Increase (decrease) in accrued liabilities1,145 - - 1,145 Increase (decrease) in compensated absences1,138 - - 1,138 30,066 - - 30,066 Increase (decrease) in liability for landfill closure 88,214 51,614 1,719)( 138,109 Total adjustments $ 96,713 2,137$ 475,248$ 574,098$ Net cash provided by operating activities 55 THIS PAGE LEFT BLANK INTENTIONALLY FIDUCIARY FUNDS Agency funds are used to account for assets held by the City as an agent for individuals, private organizations, other governments and/or other funds. Senior Citizens – This fund is used to account for assets held for the benefit of a citizens’ group. CITY OF STEPHENVILLE, TEXAS COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES ALL AGENCY FUNDS YEAR ENDED SEPTEMBER 30, 2005 BalanceBalance October 1,September 30, 2004AdditionsDeductions2005 SENIOR CITIZENS Assets $ -5,059$ -$ 5,059$ Due from other funds $ -5,059$ -$ 5,059$ Total assets Liabilities $ -5,059$ -$ 5,059$ Due to others $ -5,059$ -$ 5,059$ Total liabilities 56 STATISTICAL SECTION THIS PAGE LEFT BLANK INTENTIONALLY TABLE 1 CITY OF STEPHENVILLE, TEXAS GOVERNMENT-WIDE EXPENSES BY FUNCTION LAST TEN FISCAL YEARS * (UNAUDITED) Interest onWaterStorm FiscalGeneralPublicCulture andCommunityLong-termandSanitaryWater YearGovernmentSafetyStreetsRecreationDevelopmentDebtWastewaterLandfillAirportDrainageTotal 20031,262,164$ 4,028,747$ 894,193$ 1,522,896$ 317,743$ 153,445$ 3,790,830$ 211,159$ 99,847$ 14,034$ 12,281,024$ 20041,421,563 4,092,087 995,046 1,508,347 296,244 130,388 4,582,690 151,309 101,082 35,462 13,278,756 20051,453,986 4,345,846 979,051 1,582,864 348,177 109,153 4,367,671 166,346 99,078 8,633 13,452,172 * The City implemented GASB 34 in fiscal year 2003, thus only three years of data are available. 57 TABLE 2 CITY OF STEPHENVILLE, TEXAS GOVERNMENT-WIDE REVENUES LAST TEN FISCAL YEARS * (UNAUDITED) ChargesOperatingCapital Fiscalfor Grants andGrants andInvestment YearServicesContributionsContributionsTaxesEarningsMiscellaneousTotal 20036,120,578$ 146,257$ 458,726$ 6,901,449$ 302,512$ 43,108$ 13,972,630$ 20046,309,416 189,805 777,952 7,799,992 188,763 38,587 15,304,515 20056,922,328 125,068 2,069,445 8,107,250 591,860 54,068 17,870,019 * The City implemented GASB 34 in fiscal year 2003, thus only three years of data are available. 58 TABLE 3 CITY OF STEPHENVILLE, TEXAS GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION (1) LAST TEN FISCAL YEARS (UNAUDITED) FiscalGeneralPublic Culture -CommunityCapitalDebt YearGovernmentSafetyStreetsRecreationDevelopmentOutlayServiceTotal 1996770,262$ 2,500,615$ 463,072$ 821,554$ 189,657$ 389,253$ 167,390$ 5,301,803$ 1997803,012 2,666,287 509,448 910,317 175,319 971,287 376,553 6,412,223 1998842,761 2,954,391 500,218 957,735 178,310 628,926 362,196 6,424,537 1999938,789 2,885,336 513,046 973,529 188,246 641,906 750,287 6,891,139 2000947,835 3,146,946 562,728 1,081,294 182,517 619,263 654,674 7,195,257 2001942,036 3,325,599 588,038 1,243,096 236,431 386,919 630,415 7,352,534 20021,091,746 3,603,448 620,714 1,294,316 250,776 626,047 628,813 8,115,860 20031,113,323 3,821,859 561,646 1,357,624 317,746 366,753 627,032 8,165,983 20041,274,807 3,808,769 630,057 1,402,659 295,036 633,441 661,419 8,706,188 20051,231,709 4,140,738 578,126 1,412,305 346,969 942,403 531,582 9,183,832 Notes: (1)Includes General, Special Revenue and Debt Service Funds. 59 TABLE 4 CITY OF STEPHENVILLE, TEXAS GENERAL GOVERNMENTAL REVENUE BY SOURCE (1) LAST TEN FISCAL YEARS (UNAUDITED) LicensesCharges FiscalandforFines and YearTaxesPermitsIntergovernmentalServicesForfeituresInterestMiscellaneousTotal 19964,983,477$ 72,759$ 173,742$ 490,116$ 153,453$ 294,460$ 41,248$ 6,209,255$ 19975,375,901 85,776 192,539 596,914 246,898 363,353 36,213 6,897,594 19985,648,855 59,393 251,491 494,564 247,631 363,367 35,678 7,100,979 19996,158,011 78,228 231,738 349,452 174,225 361,545 38,287 7,391,486 20006,418,350 88,671 227,583 367,715 169,085 330,295 29,767 7,631,466 20016,689,180 64,408 207,050 408,757 168,271 406,277 68,242 8,012,185 20027,067,904 86,583 242,187 523,825 135,897 275,793 117,120 8,449,309 20036,891,072 84,669 249,564 545,763 248,426 194,772 125,027 8,339,293 20047,613,234 168,519 306,510 537,503 229,922 87,991 52,734 8,996,413 20058,103,134 168,523 57,266 651,021 207,407 246,243 108,222 9,541,816 Notes: (1) Includes General, Special Revenue and Debt Service Funds. 60 TABLE 4A CITY OF STEPHENVILLE, TEXAS GENERAL GOVERNMENTAL TAX REVENUE BY SOURCE LAST TEN FISCAL YEARS (UNAUDITED) Fiscal YearPropertySalesFranchiseMotelMixed DrinkTotal 19961,573,062$ 2,411,005$ 846,535$ 129,081$ 23,794$ 4,983,477$ 19971,745,484 2,635,583 847,273 131,685 15,876 5,375,901 19981,818,600 2,789,393 886,742 132,009 22,111 5,648,855 19992,204,331 2,806,108 938,209 187,185 22,178 6,158,011 20002,215,583 2,930,593 1,056,405 192,778 22,991 6,418,350 20012,244,831 3,109,190 1,112,285 199,252 23,622 6,689,180 20022,371,576 3,175,517 1,305,036 188,622 27,153 7,067,904 20032,529,903 3,217,670 1,101,713 182,127 26,407 7,057,820 20042,795,207 3,538,100 1,017,370 233,238 29,229 7,613,144 20052,892,157 3,621,885 1,264,298 292,447 32,347 8,103,134 61 TABLE 5 CITY OF STEPHENVILLE, TEXAS PROPERTY TAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (UNAUDITED) PercentRatio ofPercent of of CurrentDelinquentTotal TaxAdjustmentsOutstandingDelinquent FiscalTotalCurrent TaxTaxesTaxTotal TaxCollectionto RollDelinquentTaxes to YearTax LevyCollectionsCollectedCollectionsCollectionsto Tax Levyand OtherTaxesTax Levy 19961,570,390$ 1,533,037$ 97.62% 26,472$ 1,559,509$ 99.31% 7,140)$( 139,843$ 8.90% 19971,731,091 1,691,620 97.72% 22,760 1,714,380 99.03% 18,851)( 137,703 7.95% 19981,824,677 1,786,443 97.90% 28,665 1,815,108 99.48% 10,065)( 137,207 7.52% 19992,181,037 2,133,063 97.80% 40,029 2,173,092 99.64% 17,448)( 127,704 5.86% 20002,185,007 2,143,729 98.11% 44,706 2,188,435 100.16% 3,719)( 120,557 5.52% 20012,236,217 2,192,628 98.05% 32,162 2,224,790 99.49% 6,255)( 125,729 5.62% 20022,348,927 2,294,810 97.70% 44,918 2,339,728 99.61% 11,671)( 123,256 5.25% 20032,513,625 2,462,155 97.95% 46,558 2,508,713 99.80% 13,149 141,442 5.63% 20042,788,419 2,726,244 97.77% 62,175 2,788,419 100.00% 19,166)( 141,725 5.08% 20052,832,529 2,808,747 99.16% 52,752 2,861,499 101.02% 30,658 141,779 5.01% 62 CITY OF STEPHENVILLE, TEXAS ASSESSED AND ESTIMATED ACTUAL VALUE OF PROPERTY (1) LAST TEN FISCAL YEARS (UNAUDITED) Real PropertyPersonal Property FiscalAssessedEstimatedAssessedEstimated YearValueActual ValueValueActual Value 1996333,790,059$ 385,748,682$ 70,342,195$ 107,376,264$ 1997346,266,305 414,014,326 75,304,382 112,338,451 1998319,628,417 434,746,722 123,803,628 190,384,541 1999317,046,999 433,343,757 164,773,088 218,318,847 2000327,826,916 438,651,314 155,631,203 219,245,906 2001347,108,409 459,021,122 145,616,370 207,455,895 2002356,633,782 483,460,062 151,363,633 195,351,535 2003387,901,914 548,902,350 149,617,585 191,012,036 2004432,195,022 599,957,900 162,277,253 207,075,170 2005465,836,512 648,904,856 150,345,717 196,537,422 Note: (1)The tax roll will be dated the prior year. 63 TABLE 6 Ratio of Total Assessed ExemptionsTotalTotalto Total RealAssessedEstimatedEstimated PropertyValueActual ValueActual Value $ 381,347,02722,785,227$ 493,124,946$ 77.33% 402,594,34018,976,347 526,352,777 76.49% 421,280,61322,151,432 625,131,263 67.39% 460,710,97521,109,112 651,662,604 70.70% 462,533,20520,924,914 657,897,220 70.30% 473,373,46019,351,319 666,477,017 71.03% 489,359,70818,637,707 678,811,597 72.09% 518,434,19419,085,305 739,914,386 70.07% 559,676,81634,795,459 807,033,070 69.35% 592,209,89523,972,334 845,442,278 70.05% 64 TABLE 7 CITY OF STEPHENVILLE, TEXAS PROPERTY TAX RATES--DIRECT AND OVERLAPPING GOVERNMENTS (PER $1,000 OF ASSESSED VALUE) (1) LAST TEN FISCAL YEARS (UNAUDITED) City of StephenvilleStephenville Stephenville FiscalGeneralDebt ServiceSchoolMiddle TrinityErath YearFundFundTotalDistrictWater DistrictCountyTotal 1996$0.3867$0.0251$0.4118$1.1711N/A$0.4861$2.0690 19970.36430.07500.43931.2000N/A0.50002.1393 19980.36430.06700.43131.2000N/A0.47852.1098 19990.33770.13470.47241.3000N/A0.47852.2509 20000.33590.13650.47241.4500N/A0.47852.4009 20010.35520.11720.47241.7500N/A0.47852.7009 20020.36780.11220.48001.6900N/A0.47852.6485 20030.38120.10380.48501.69000.0150.47002.6600 20040.39130.09370.48501.67000.0150.45122.6212 20050.41070.07430.48501.66000.0150.44102.6010 Note: (1)The tax roll will be dated the prior year. 65 TABLE 8 CITY OF STEPHENVILLE, TEXAS PRINCIPAL TAXPAYERS SEPTEMBER 30, 2005 (UNAUDITED) Percentage 2004of Total AssessedAssessed Name Type of BusinessValuationValuation FMC CompanyFluid Control Valve Manufacturer18,612,526$ 3.14% Saint GobainManufacturing - Abrasives14,263,137 2.41% Wal-Mart Stores, Inc. #1Retail Sales8,895,160 1.50% Bosque River AssociationShopping Center8,800,000 1.49% Wilmington Trust (Wal-Mart #2)Retail Sales6,682,150 1.13% United Telephone CompanyTelecommunications Utility6,563,080 1.11% Oncor Electric Delivery CompanyElectric Utility6,538,760 1.10% Emerson Electric CompanyManufacturing Electric Boxes4,844,354 0.82% RaylocManufacturing - Rebuilt Auto Parts4,561,523 0.77% 3,673,600 0.62% Bruner MotorsAuto Sales and Service Subtotal83,434,290 14.09% 508,775,605 85.91% Remaining Roll $ 592,209,895 100.00% Total Roll Source: State Property Tax Board Report 66 TABLE 9 CITY OF STEPHENVILLE, TEXAS COMPUTATION OF LEGAL DEBT MARGIN SEPTEMBER 30, 2005 (UNAUDITED) As a home rule City, the City of Stephenville is not limited by law in the amount of debt it may issue. The City’s charter (Article 9, Section 2 and 10) states: All real and personal property within the City not expressly exempted by law shall be subject to annual taxation, but never to exceed its true market value. Each person, partnership and corporation owning property within the City limits of the City of Stephenville, shall between the first day of January and the thirtieth day of April of each year, hand to the City Assessor-Collector a full and complete sworn inventory of the property possessed or controlled by him or her, or them, within said limits on the first day of January of the current year. In all cases of failure to obtain a statement of real and personal property for any cause, the Assessor-Collector shall ascertain the amount and value of such property and assess the same, and such assessment shall be valid and binding as if such property had been rendered by the owner thereof. The City Council shall have the power and is hereby authorized to levy, assess, and collect such taxes as may be authorized by the constitution and laws of the State of Texas. Article 11, Section 5 of the Texas Constitution states in part: “but no tax for any purpose shall ever be lawful for any one year, which shall exceed two and one-half percent of the taxable property of such city.” The present tax rate is $.485 per $100 of assessed valuation with assessed valuation being 100% of appraised valuation except for exemptions granted for veterans, owners over 65 years old, agricultural use of land, Freeport and frozen property values and/or tax rates. 67 TABLE 10 CITY OF STEPHENVILLE, TEXAS RATIO OF NET GENERAL OBLIGATION BONDED DEBT TO ASSESSED VALUE AND NET GENERAL OBLIGATION BONDED DEBT PER CAPITA LAST TEN FISCAL YEARS (UNAUDITED) Ratio of DebtDebtNet BondedNet ServicePayable fromNetDebt toBonded FiscalEstimatedAssessed (2)Gross (3)FundEnterpriseBondedAssessedDebt Per YearPopulation (1)Value (000's)Bonded DebtBalanceRevenueDebtValueCapita 199613,750 381,347,027$ 16,490,000$ 6,837$ 13,855,000$ 2,635,000$ 0.0069191.64$ 199714,300 393,228,768 15,475,000 3,304 12,950,000 2,525,000 0.0064176.57 199814,600 421,280,613 17,045,000 - 11,975,000 5,070,000 0.0120347.26 199914,650 460,710,975 15,670,000 1,077 10,965,000 4,705,000 0.0102321.16 200014,921 462,533,205 14,215,000 12,873 9,920,000 4,295,000 0.0093287.85 200114,956 473,373,460 18,320,000 24,139 14,455,000 3,865,000 0.0082258.42 200215,097 489,359,708 18,020,000 30,336 14,605,000 3,415,000 0.0070226.20 200315,665 518,434,194 17,510,000 41,082 14,565,000 2,945,000 0.0057188.00 200415,884 559,676,816 22,922,000 41,285 20,477,000 2,445,000 0.0044153.93 200516,300 592,209,895 21,198,000 50,563 19,160,233 2,025,000 0.0034124.23 Notes: (1) Source: North Central Texas Council of Governments (2) From Table 4 (3) Includes all long-term general obligation debt and revenue bonds before bond discount. 68 TABLE 11 CITY OF STEPHENVILLE, TEXAS RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FOR GENERAL OBLIGATION BONDED DEBT TO TOTAL GENERAL GOVERNMENTAL EXPENDITURES LAST TEN FISCAL YEARS (UNAUDITED) Ratio of Debt TotalTotalService to FiscalDebtGeneralTotal General YearPrincipalInterestServiceExpenditures (1)Expenditures 199685,000$ 36,826$ 121,826$ 5,596,323$ 2.18% 1997110,000 195,496 305,496 6,412,223 4.76% 1998155,000 136,239 291,239 6,424,537 4.53% 1999365,000 256,184 621,184 6,891,139 9.01% 2000410,000 221,383 631,383 7,195,257 8.77% 2001430,000 199,630 629,630 7,352,534 8.56% 2002450,000 177,828 627,828 7,285,037 8.62% 2003470,000 155,950 625,950 7,278,122 8.60% 2004429,000 129,272 558,272 7,591,669 7.35% 2005430,000 90,819 520,819 9,435,831 5.52% Notes: Includes General Fund, Special Revenue Funds and Debt Service Funds. (1) 69 TABLE 12 CITY OF STEPHENVILLE, TEXAS COMPUTATION OF DIRECT AND OVERLAPPING BONDED DEBT GENERAL OBLIGATION BONDS SEPTEMBER 30, 2005 (UNAUDITED) Net General ObligationPercentageAmount Bonded DebtApplicable toApplicable to JurisdictionOutstandingStephenvilleStephenville Direct: City of Stephenville2,025,000$ 100.00% 2,025,000$ Indirect: Stephenville ISD15,490,968 79.97% 12,388,127 Middle Trinity Water District- 41.72% - - Erath County- 42.88% 12,388,127 Total Indirect $ 14,413,127 Total Direct and Overlapping Bonded Debt 70 TABLE 13 CITY OF STEPHENVILLE, TEXAS REVENUE BOND COVERAGE WATER AND WASTEWATER BONDS LAST TEN FISCAL YEARS (UNAUDITED) Net Revenue DirectAvailable Debt Service Requirements FiscalGrossOperatingfor Debt YearRevenue (1)Expenses (2)ServicePrincipalInterestTotalCoverage (3) 19964,155,884$ 1,737,759$ 2,418,125$ 890,000$ 752,749$ 1,642,749$ 1.47 19974,101,306 1,762,495 2,338,811 905,000 710,648 1,615,648 1.45 19984,422,142 1,921,867 2,500,275 995,000 668,930 1,663,930 1.50 19994,285,128 1,882,313 2,402,815 1,010,000 543,862 1,553,862 1.55 20004,664,232 3,906,752 757,480 1,045,000 500,290 1,545,290 0.49 20014,743,061 2,621,741 2,121,320 965,000 465,568 1,430,568 1.48 20024,578,747 2,459,300 2,119,447 1,000,000 641,944 1,641,944 1.29 20034,372,612 2,321,847 2,050,765 1,145,000 642,281 1,787,281 1.15 20044,556,045 2,569,643 1,986,402 1,240,000 559,001 1,799,001 1.10 20055,511,586 2,553,909 2,957,677 1,331,000 712,056 2,043,056 1.44 Notes: (1)Includes operating revenue and nonoperating revenue. (2)Includesoperatingexpensesexclusiveofdepreciation,nonoperatingexpensesexclusiveof interest and amortization, and operating transfers out. (3)In 2000, operating expenses include a one-time expenditure for a 50-year long-term water study. 71 TABLE 14 CITY OF STEPHENVILLE, TEXAS DEMOGRAPHIC STATISTICS LAST TEN FISCAL YEARS (UNAUDITED) FiscalSchoolCollegeUnemployment YearPopulation (1)Enrollment (2)Enrollment (3)Rate (4) 199613,7503,3766,3692.70% 199714,3003,4266,3813.10% 199814,6003,3276,3333.10% 199914,6503,4196,1632.90% 200014,7003,3616,3592.70% 200114,9213,4776,5492.00% 200215,0003,4446,8273.30% 200315,6653,5307,1973.20% 200415,8843,4177,3472.70% 200516,3003,5127,5893.50% Source: (1)North Central Texas Council of Governments (2)Stephenville Independent School District (3)Tarleton State University (4)Texas Workforce Commission (Erath County) 72 CITY OF STEPHENVILLE, TEXAS PROPERTY VALUE, CONSTRUCTION, AND BANK DEPOSITS LAST TEN FISCAL YEARS (UNAUDITED) CommercialResidential Construction (1)Construction (1) FiscalNumberNumberBank Yearof PermitsValue (2)of PermitsValue (2)TotalDeposits (3) 1996731,967,720$ 3102,231,000$ 4,198,720$ 265,751$ 1997924,965,555 2302,452,169 7,417,724 288,495 19987511,733,595 2501,525,500 13,259,095 299,560 1999131 8,034,851 1072,258,760 10,293,611 312,079 2000147 12,473,479 952,248,510 14,721,989 311,674 2001175 3,655,880 901,907,286 5,563,166 339,521 2002124 6,081,277 1106,037,139 12,118,416 343,222 20031102,072,422 1128,394,978 10,467,400 355,656 20045116,310,392 895,204,981 21,515,373 399,269 20056611,836,566 1066,605,768 18,442,334 531,642 *Estimated actual value NOTES: (1)Source: City issued building permits. (2)Estimated actual value. (3)Source: Local banks (in thousands). (4)Source: County central appraisal district. 73 TABLE 15 Property Value (4) CommercialResidentialExemptionsTotal $ 213,548,411190,583,843$ 18,377,461$ 385,754,793$ 220,285,032196,260,795 18,976,347 397,569,480 234,831,848278,998,515 88,607,478 425,222,885 250,932,656291,593,971 88,941,921 453,584,706 257,873,077294,311,186 88,620,644 463,563,619 256,628,452304,496,555 81,497,173 479,627,834 259,098,052298,234,985 69,458,161 487,874,876 280,588,120313,510,286 75,690,552 518,407,854 305,832,872357,358,565 88,259,744 574,931,693 322,026,233359,124,080 88,940,418 592,209,895 74 TABLE 16 CITY OF STEPHENVILLE, TEXAS MISCELLANEOUS STATISTICS SEPTEMBER 30, 2005 (UNAUDITED) Date of IncorporationAugust 6,1889 Sewerage System: Miles of sanitary sewers105 Form of GovernmentHome rule Number of treatment plants1 Number of service connections5,256 Number of Employees (excluding police and fire): Daily average treatment in gallons1,437,000 Full time58 Maximum daily capacity of plant in gallons9,000,000 Area in square miles10.26 City of Stephenville Facilities and Services:Water System: Miles of streets92 Miles of water mains117 Number of street lights1,013 Number of service connections5,521 Number of fire hydrants670 Culture and Recreation: Daily average consumption in gallons1,971,990 Recreation center1 Maximum daily capacity of plant in gallons6,000,000 Parks2 Park acreage130 Swimming pools1 Facilities Not Included in the Reporting Entity: Tennis courts4 Education: Amphitheater1 Number of elementary schools4 Number of elementary school instructors118 Fire Protection: Number of secondary schools2 Number of stations2 Number of secondary school instructors112 Number of fire personnel and officers26 Number of universities1 Number of volunteer fire personnel13 Number of university faculty441 Number of fire calls answered238 Number of ambulance calls answered1,130 Number of inspections conducted132 Hospitals: Number of hospitals1 Police Protection: Number of patient beds98 Number of stations1 Number of police personnel and officers41 Number of patrol units10 Number of law violations: Physical arrests825 Traffic violations5,350 Parking violations324 Criminal offenses2,595 75 TABLE 17 CITY OF STEPHENVILLE, TEXAS SCHEDULE OF INSURANCE IN FORCE SEPTEMBER 30, 2005 (UNAUDITED) Description of CoverageInsurerDate ExpiresLiability Limits Package of general liabilityTexas Municipal League10/01/06$2,000,000- Joint Self-InsuranceAnnual Aggregate $1,000,000-Per Occurrence Comprehensive LawTexas Municipal League10/01/06$2,000,000- Enforcement LiabilityJoint Self-InsuranceAnnual Aggregate $1,000,000-Per Occurrence Public Official & EmployeesTexas Municipal League10/01/06$2,000,000- Legal LiabilityJoint Self-InsuranceAnnual Aggregate $1,000,000-Per Occurrence Automotive LiabilityTexas Municipal League10/01/06$1,000,000 Per Occurence-$25,000 Auto Medical PaymentJoint Self-Insurance each person Auto Physical Damage$1,071,613; Per Schedule Real and Personal PropertyTexas Municipal League10/01/06$21,182,707-Blanket limit; valuation Joint Self-Insurance method-replacement cost Mobile EquipmentTexas Municipal League10/01/06$1,404,998-Blanket Actual Value Joint Self-Insurance Replacement Employee BondWestern Surety Company12/01/06$100,000 Per Occurrence Group Health InsuranceBlue Cross/Blue Shield05/01/06$2,000,000 Major Medical (Managed Health Care PPO and Rx Plan) Supplemental Death BenefitTexas Municipal 12/31/06Annual Salary up to $100,000 Life InsuranceRetirement System Workers' CompensationTexas Municipal League10/01/06Paid on $4,939,755 Estimated Payroll InsuranceJoint Self-Insurance 76 TABLE 18 CITY OF STEPHENVILLE, TEXAS PENSION TREND DATA-TEXAS MUNICIPAL RETIREMENT SYSTEM LAST TEN FISCAL YEARS (UNAUDITED) Unfunded Pension Benefit Obligation Net AssetsPensionUnfundedAnnual as a Percentage FiscalAvailableBenefitPercentagePension BenefitCovered of Covered Payroll Yearfor BenefitsObligationFundedObligationPayroll 19964,369,005$ 5,689,224$ 76.79% 1,320,219$ 2,934,892$ 44.98% 19975,032,238 6,272,439 80.23% 1,240,201 3,011,851 41.18% 19985,885,559 7,250,728 81.17% 1,365,169 3,147,430 43.37% 19996,744,118 8,002,824 84.27% 1,258,706 3,149,031 39.97% 20007,456,256 9,219,696 80.87% 1,763,440 3,364,405 52.41% 20018,032,507 9,882,559 81.28% 1,850,052 3,467,070 53.36% 20028,674,092 10,376,404 83.59% 1,702,312 3,688,866 46.15% 20039,213,332 11,159,643 82.56% 1,946,311 3,975,028 48.96% 20049,980,272 12,451,107 80.16% 2,470,835 4,099,356 60.27% 200511,127,229 13,865,467 80.25% 2,738,238 4,334,782 63.17% 77